Becoming the richest man starts with making complaints

The system abides by its principles and resolutely prevents Cao Shen from engaging in online transactions.

“No, no, no, don’t worry, I don’t trade online.

Just make a schedule and make reservations.

This is not a transaction, it is just information collection and confirmation. "

[Well, you can have this]

"But as an all-knowing system, I feel like you failed to take into account a very serious situation."

【what's the situation? I didn't consider it! 】

“The investor transfers the money to the entrepreneur, and the money is deposited in the entrepreneur’s company account.

What if the entrepreneur doesn’t go to the industrial and commercial office to make equity changes?

Or the entrepreneur has changed the equity, but the investors are still reluctant to invest money.

What if the entrepreneur just takes the money and runs away?

What if the entrepreneur is like the one from Xinyuan Technology and spends money like crazy?

Then investors’ money is not protected.

We are an investment bank with this matchmaking model to serve investment institutions and entrepreneurs. However, we are limited in our ability to do early-stage projects. If the number of projects is large, there will inevitably be dead branches.

You have also seen that many angel projects just sell concepts and PPTs, and there is nothing to pledge.

What if someone tries to make money through this model?

Then our brand will be ruined. "

[Well, you have a point. 】

“Then do you think this fund should be supervised?

Let investors not delay payment and give money to entrepreneurs within the specified date.

Entrepreneurs are advised not to act recklessly or make dangerous moves like absconding with money.

Don’t the investment terms given by investors usually include a clause that requires the investor to be informed of any expenditure exceeding 500,000?

But the actual situation is to cut things off first and then tell them later, or there is no way to supervise them. "

[Well, it should be regulated]

"So, I don't plan to do transactions on the website.

But do you think we should apply for a third-party custody account at the bank?

When the entrepreneur completes the business change, this account will automatically release funds.

When entrepreneurs make large expenditures, this account can send notifications to investors.

Let me emphasize again, this is not a transaction, this is supervision! Supervision! "

[Well, we need to supervise...]

【But I feel something is wrong...】

"Investors select startups on our website, and the startups meet with investors through the schedule and have in-depth discussions. This is not considered a transaction, right?"

【Not counting】

“Entrepreneurs open an account in the bank, and investors open an account in the bank.

Investors transfer money into a regulatory account, and entrepreneurs withdraw money from the regulatory account.

This has nothing to do with our website. "

【It doesn't matter】

“Although we applied for this supervised account, it is the bank that lends money.

It has nothing to do with our website. "

【It doesn't matter】

"We just went through the motions of applying."

【right】

"So, why don't you apply?"

【okay. 】

“We provide this fund supervision service, should we give this service a name?”

【right】

"System, seeing how hard you have worked on this matter, I think this service should be named after you!

Just call,

Tongfubao!

What do you think? "

[Really, okay, I think this name is very good! 】

“Well, go ahead and apply.

By the way, I'll do some trademarks and stuff.

By the way, this kind of service may also require a license or something, so you can get it by the way. "

[Yeah, it’s done. Do you want to design a LOGO? 】

"Can you also design?"

【meeting! 】

A second later, a small whale spouting water with white on a blue background appeared on Cao Shen's computer, with the words "Tongfu Bao" written underneath.

"Why a baby whale?"

[The volume of transactions will be large in the future, which represents my swallowing ability! 】

"Oh, you can have this, this is it!"

When Cao Shen first developed open source software and licensed it to developers for free, he had a registration page.

Detailed company information needs to be filled in, and this registration page also has a dedicated option:

"Are you willing to accept financing services?"

This question is very vague, and developers naturally understand it literally.

What Cao Shen meant was, "Do you accept my financing service?"

The vast majority of users of open source software are entrepreneurs. Naturally, they need financing and financing services, so I checked the box without thinking at the time.

In this way, Cao Shen now has a large and detailed information base of entrepreneurial projects.

Now, you just need to fill this data directly into the "Investment Banking Business" column, and it will be filled directly into the database, which looks extremely full.

As for doing tech deepthroat, there are four purposes.

First, it is to prototype my own "website building" open source software and let others know what the effects of this tool are.

By creating a platform, more people can use this website building tool, and another wave of entrepreneurs will come in.

Secondly, it is also to gain popularity. Investors like Qian Ming come here and contribute comments diligently every day, fighting openly and secretly for rankings.

After all, it is not enough to have entrepreneurial resources to set up an investment bank. Enough investors must pay attention and spend money to promote financing transactions.

The third reason is to provide one-stop service. Help you raise funds, help you with reporting, and promote products and companies.

Fourth, as Zhang Beixin mentioned, cultivate potential talents.

As editors of technology media, they are exposed to the latest and hottest products all day long, so they can naturally transition to providing investment banking services for early-stage projects.

Of course, mid- to late-stage projects require more professional skills, which can be cultivated and screened in practice.

Now the system has been fooled into using "Tongfu Bao" as a payment tool, so just charge a handling fee of 6%.

In this way, you only need to pay a handling fee of 30,000 yuan for the 5 million investment, which is not sensitive to entrepreneurs.

There are project sources, investors, one-stop services, talents, and payment.

This is how things came together.

When he first started working as an investment banker, Cao Shen used his face-to-face complaints to extend his life as a blood bank.

Now, since we have found the loopholes in the system, we can naturally benefit from the public good and invest in good projects.

Moreover, these are early-stage projects, so if you screw them up, you won’t have to pay much. As long as you make careful calculations, you can make money at the same time.

Cao Shen can't afford mid- to late-stage projects right now, as his life and money are not enough.

However, as for accumulation, take your time.

He originally planned to sort out all these matters and then let Zhang Beixin implement them.

I didn’t expect that this senior sister is so capable, she can think of things and plan things by herself.

It saved Cao Shen a lot of time at once, senior sister, it’s so delicious.

Wages must be increased! Give shares!

For Tongcao Technology, it is not convenient for the shares to be dispersed due to unknown origins.

It is much more convenient for the investment bank to set up a separate company.