Valley Emperor

The tax is directly deposited into the Royal Bank, and combined with the salary of the officials, it is paid by the Royal Bank's bank notes, which also leads to the rapid increase of the Royal Bank's gold and silver reserves!

It has just started business, and the deposit has already exceeded 15 million taels of silver, and this number is still rising rapidly. When the heads of the Royal Bank came to Li Xuan with the reports compiled from various places , Li Xuan can find that their voices are shaking.

No way, the Royal Bank's ability to absorb gold is really amazing. It has only been opened for a month, and there are already 15 million silver deposits. If this is a year later, the scale of this deposit will not be enough. Break through to tens of millions!

That's tens of millions. Even if there is not one or two silver coins actually owned by the Royal Bank, these silvers are now in the hands of the Royal Bank, and considering the circulation and exchange issues, in fact, as long as the Tang Dynasty If it does not go bankrupt, the deposit in the Royal Bank cannot be less, and there will be more and more!

This means that bank deposits in these years do not need to pay interest, and even deposit money has to pay a handling fee. Otherwise, Royal Bank does not know how much interest it will give for so many deposits.

But keeping so much cash in the treasury and doing nothing is definitely not in line with financial rules!

This money must be lent out to earn interest!

Even 30% of these deposits need to be turned over to the central treasury of the Finance Department of the Ministry of Taxation as bank guarantee, but 70% can be used for lending!

This money is loaned out, but it can earn interest!

What's more, even if the Royal Bank lends money, most of the money released is silver bills. To put it bluntly, it is a piece of waste paper, and the silver is still in the Royal Bank.

In other words, as long as there is no run, Royal Bank can use these gold and silver to issue several times more silver notes!

For the Royal Bank, a silver note is a piece of paper printed by itself, with anti-counterfeiting function. You can print as much as you want, but in the outside world, this is money, and it can be exchanged for real money from the Royal Bank. money!

When they figured this out, the whole person was frightened by themselves!

According to this operation, even if the run is prevented, the Royal Bank can issue 30 million or even 40 million banknotes with the existing more than 10 million taels of bank deposits, or even be bolder, and it is not impossible to issue hundreds of millions of banknotes. what!

Li Xuan sighed a little at the surprise of the Financial Department and the Royal Bank. These people are still not broad enough and courageous enough, but they are just over-issuing banknotes. I think they are scaring you, and over-issuing banknotes is small. It's a routine, and when I start playing pure credit paper money, I don't give any real money, I just use a printing machine to print money, and if it comes to several trillions, you won't be scared of a stroke!

Opening the bank over-issued banknotes, which is one of the main reasons why Li Xuan opened the Royal Bank.

And the entire financial reform, in the final analysis, is still about money.

Who made the current Tang Dynasty so poor? Xuanping's fiscal deficit for three years has exceeded five million taels of silver. Even if there are income supplements such as home raiding, it is not a long-term solution!

Because Li Xuan estimates that this war will probably continue for a long time, and it will be impossible to end in a year or two. Even if the war is over, there are still more places to spend money, and Li Xuan has more things to do, such as After the reunification, when the steam engine is also developed, the railway will be built, the industry will be built, the water conservancy will be built, etc. These super-large-scale infrastructure constructions, no matter what, are extremely expensive.

Relying solely on fiscal revenue, it is impossible to get things done without knowing the year of the monkey and the month of the horse, so debt construction is a must.

As for the construction of debts, how can the finance owe a lot of debts!

Why should I pay back the money I borrowed?

Repaying a fart, at most it is just paying back interest, don't expect to pay back the principal.

Look at the big hooligans in the United States. Look at when they have paid off their national debts. What they play the most is borrowing new debts to pay off old debts.

To play this kind of debt construction, a state-owned bank with strong financing capabilities is necessary. Although the Royal Bank created by Li Xuan is not state-owned, it is an asset of the royal family and is actually a state-owned asset.

When Li Xuan was tossing the bank in the rear, the war on the front line in Jiangxi continued. After Li Chunjing captured Ji'an Luling City, he rested for a few days, replenished recruits and ammunition and continued north.

At this time, the news of the fall of Luling City spread throughout Jiangxi and even southern Zhili. After the news spread to southern Zhili, it caused a shock, and the officials and gentry panicked.

Zhang Yue, who was originally based in Changsha, once again rushed to Nanchang with a large number of supervisors. At the same time, he also asked the border troops stationed in Nanzhili and the guards to help defend!

Why are they so panicked, even afraid!

Because this is not simple, it is much more serious than the loss of Ganzhou last year!

Ji'an was the front line of the Jiangxi Ming army against the pseudo-Tang bandit army. Now that it has fallen, it means that the pseudo-Tang bandit army can directly enter Panyang Lake.

To the east, you can conquer Fuzhou, and to the north, you can capture Nanchang.

If the subsequent Fuzhou and Nanchang are also lost, what does that mean?

Not only does it mean that most of Jiangxi will fall into the hands of the bandit army, but it also means that the pseudo-Tang bandit army can already enter the Yangtze River Basin, and then attack eastward to Yingtianfu.

It was the companion capital of the Ming Dynasty. Its political significance is not weaker than the Forbidden City, and its economic significance is also extremely important. Once Yingtianfu is finished, the Beijing-Hangzhou Grand Canal cannot be expected to be preserved.

Without the major artery of the Beijing-Hangzhou Grand Canal, and without water transportation from the south, the entire north will be plunged into turmoil!

So after getting the news of Ji'an's fall, Zhang Yue immediately took the tens of thousands of governors to Nanchang, and the Ming army in the south of Zhili, and even the Ming army in the direction of Henan began to swarm towards the north of Jiangxi like crazy!

However, Zhang Yue has not arrived in Nanchang yet, and the bad news from the front line is coming one after another!

On September 22, the puppet thieves of the Tang Dynasty approached the Xiajiang River, and three thousand defenders surrendered without a fight!

On September 26th, the pirate army of the pseudo-Tang Dynasty entered the city of Linjiang.

A few days later, the soldiers of the pseudo-Tang thief army arrived in Fengcheng and Ruizhou Palace successively. There were also not many defenders in these two places, and they were conquered one after another.

On the fourth day of October, when Zhang Yue arrived in Nanchang with tens of thousands of superintendents, the bandits were already less than thirty miles away from Nanchang!

But now, Zhang Yue still hasn't figured out how many people there are in Nanchang's pseudo-Tang bandit army!

The number of thieves thirty miles away from Nancheng was not large, only more than 3,000 people, and Zhang Yue did not think that this was the main force of the pseudo-Tang thief army.

However, the number of pseudo-Tang thieves reported by various places is extremely distorted.

In the early days, the number of the pseudo-Tang bandit army reported by Ji'an was 50,000, and then the number of the pseudo-Tang bandit army reported by Linjiang was 40,000, but almost at the same time, the defenders in the direction of Chongren also reported, They were attacked by at least 30,000 thieves.

Before Ruizhou fell, the defenders also reported that there were at least 20,000 thieves attacking Ruizhou.

There are tens of thousands in this place and tens of thousands in that place. If these data are true, unless the pseudo-Tang thief army can fly, otherwise, their total strength is at least 100,000.

But is it possible?

Absolutely impossible!

It has been two years since he fought against the pseudo-Tang bandit army. Zhang Yue dare not say that he knows the pseudo-Tang bandit army like the back of his hand, but he can still understand the general situation. Today, the total strength of the pseudo-Tang bandit army is only more than 100,000 people, and they are scattered. On several fronts, the Jiangxi side was originally just over 10,000 soldiers and horses.

Even if the pseudo-Tang thief army dispatched troops from other places to reinforce Jiangxi, the maximum number was only 30,000 to 40,000 people, and it was absolutely impossible to have a 100,000-strong army.

If there are 100,000 counterfeit Tang thieves army here in Jiangxi, Zhang Yue immediately ordered the Huguang army to launch a counterattack and kill Zhaoqing directly!

Therefore, Zhang Yue judged that the total number of the pseudo-Tang thieves in Jiangxi should be between 30,000 and 50,000, but it is still unknown where the main force of these pseudo-Tang thieves is now~www.wuxiaspot.com~.

Because the reports from various places were too chaotic, coupled with the delay in communication, it was impossible for Zhang Yue to sum up useful information from the battle reports in various places.

In the end, he could only order Nanchang and Fuzhou to defend the city and not fight.

No matter how many Pseudo-Tang thieves are there, no matter what the Pseudo-Tang thieves want to do, the most important thing now is to find the main force of the Pseudo-Tang thieves. tactics.

After Zhang Yue's emergency mobilization in the past half a month, both Nanchang and Fuzhou can be regarded as strong troops. Fuzhou is mainly based on local recruitment, with at least 8,000 local recruits and 2,000 frontier infantry soldiers. , and another 20,000 guards to assist in defense, the total strength reached nearly 30,000.

On the Nanchang side, there are even more powerful troops. There are 23,000 superintendents under his personal leadership. Because of the emergency, he almost directly transferred half of the superintendents in Changsha. Thousands of superintendents are all emptied.

In addition to the superintendent, there were also 10,000 frontier troops. It is worth noting that among these 10,000 frontier troops, 3,000 were cavalry, and they were not ordinary cavalry, but elite cavalry of the frontier army.

The 10,000 frontier troops and the 23,000-strong superintendent are all Zhang Yue's strength, especially the 3,000 frontier army elite cavalry and the 1,000 cavalry in the superintendent, a total of 4,000 cavalry. The massive power of the battlefield!

In addition to the above-mentioned main force of 33,000 people, there are also 5,000 ordinary local recruits, as well as more than 40,000 soldiers from the guards and young men from all over the country.

The total number of troops reached nearly 80,000!

With such a heavy army in hand, and with 4,000 elite cavalry, Zhang Yue is not willing to simply defend the city!

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