The birth of the Hong Kong Island family

In the private room of Lu Yu Teahouse, Lin Zhichao and Li Zhaoji met with He Tian and He Shanheng.

In Hong Kong today, the two companies with the most gold should be Hang Seng Bank and Yangtze River Bank.

Although Yangtze Bank cannot be compared with Hang Seng Bank, He Tian and He Shanheng guessed that Lin Zhichao had at least 12,000 taels (actually more than 15,000 taels), and his strength should not be underestimated.

This meeting was He Shanheng's suggestion, and the purpose was self-evident - the two parties wanted to exchange views without causing market turmoil.

"Lin Sheng, our two companies now have the most gold. Once we cash out at the same time, it will easily cause the market to fall sharply, so I invite you all to have a simple exchange of opinions." He Shanheng said straightforwardly.

Although he was good at speculating on gold, how could Lin Zhichao know what he was doing?

So in terms of current magnanimity, He Shanheng is not as good as Lin Zhichao; Hang Seng will have 45,000 taels of gold in hand (not all of it has arrived in Hong Kong, only a small part is in hand). If it can be cashed out smoothly, it will make a lot of profits.

Of course, it also depends on their cash-out level.

"Brother Shan, you have to believe in the strength of Shanghai gold merchants and financiers. The tens of thousands of taels of gold you have in your hands can be fully digested by the market." Lin Zhichao said calmly.

He Tian and He Shanheng paused for a moment, then returned to normal.

It turned out that they thought Lin Zhichao was testing the amount of gold in Hang Seng Silver.

But since they took the initiative to make an appointment, they must also express their sincerity.

He Tian immediately said: "We did import tens of thousands of taels of gold, but a lot of it is still on the way. It's not like Lin Sheng has already settled on Diaoyutai."

Lin Zhichao said with a smile: "I only have a little over 10,000, and the mortgage is with the Bank of East Asia. Besides, gold will continue to rise, and I don't plan to cash out yet. And please don't worry, I won't smash the market, and cashing out will definitely be okay." Slow down, so you don’t need to worry that I will destroy such a good chess piece. Let’s strive for this time so that all of us Cantonese gold merchants can have enough to eat.”

Having said this, everyone felt relieved.

You don’t need to understand too much, after all, everyone is also a competitor;

But we need to get to know each other, because we are allies, and our opponents are gold speculators in Jiangsu, Zhejiang and Shanghai.

When these wealthy people from Jiangsu, Zhejiang and Shanghai come to Hong Kong, they may not necessarily have all gold in their hands, but also a large amount of Hong Kong dollars and US dollars. And now they are very fond of gold, so they will naturally buy gold one after another.

Of course, the same is true for local citizens. It can be said that Hong Kong’s per capita gold possessions should currently be among the highest in the world.

This is one of the big environments!

The real key is that gold speculators from Shanghai have become jealous and have begun to follow the trend and speculate in gold prices.

He Shanheng said happily: "Okay! Let's pay attention to each other's methods of cashing out. It's best not to cause too much turbulence in the market."

At this time, Lin Zhichao suddenly said: "Instead of following the market and cashing out, it is better to do the market again, so that we can complete the cashing out as quickly and efficiently as possible."

Now that they have formed an 'alliance', Lin Zhichao simply adds another fire, strives to make enough money at once, and then withdraws from the market.

He Shanheng and He Tian were immediately interested. Although this young man was not as powerful as Hang Seng Bank, his vision and methods were definitely brilliant.

"What Lin Sheng said is that we should add more fire to speculate on the market? However, market speculation must also take advantage of the east wind. Although the current ban on pure gold trade is the east wind, if we want to add greater results, it is obviously not enough. ." He Shanheng said with a smile.

He knew that Lin Zhichao must feel that the situation in the mainland was another east wind.

Lin Zhichao said with a smile: "The good man asked why you, Hang Seng Bank, suddenly ordered a large amount of gold. He knew the truth. He was definitely not guessing that the Hong Kong government intended to ban the speculation of pure gold. It was because he thought that the army was marching to the Central Plains. After the battle across the river, it would be Devastated, Nanjing and Shanghai Stock Exchanges went bankrupt one after another."

It is no longer a secret, but Lin Zhichao said more firmly that this is the ticket.

Sure enough, the expressions of He Shanheng and He Tian changed slightly. They just felt that a war in Jiangnan was inevitable, but this one felt that it would be devastating.

This illustrates a problem: gold will rise very high in a short period of time!

"Okay, let's add fire! But just the two of us are definitely not enough, so we have to contact other Cantonese gold dealers, especially Chaozhou gold speculators, to ask them to raise the price of gold." He Shanheng said.

"You don't need too many people to participate! After all, the Wei Shui guys in the Shanghai stock market have already fallen into the trap, so we don't have to worry about not having more followers."

"makes sense"

Soon, everyone agreed on a plan. To put it bluntly, it is simple, it is to raise the price of gold and lure the Weishui guys in the Shanghai stock market to take the bait.

These Weishui guys are not familiar with the local market, and they don't understand that Guangdong gold merchants have a large number of gold import channels. They only know that gold will rise and rise.

In late April, after NJ was liberated, the Shanghai stock market, as the financial center of China, was in panic. Funds and personnel were withdrawn to Hong Kong one after another, so a large number of wealthy people with fashionable clothes and rich wealth appeared on the streets of Central. They spent a lot of money. Hong Kong people had never seen such lavish squandering, which they called "Shanghai style".

These wealthy businessmen are not only wealthy businessmen, but also generals and politicians who have stepped down from the Republic of China. They deplore their lost power and interests, but are unwilling to face the reality. They always think that Eagle Sauce will never let the JF Army If it succeeds, the US military will definitely be sent to intervene in the Chinese battlefield. When the time comes, the Soviet Union will also send troops, so the Third World War breaks out, and the G Army counterattacks, and they can go back swaggeringly and regain their former glory.

When these wealthy Weishui guys come to Hong Kong, they either participate in gold speculation or horse racing, and they are drunk and dreamy.

At the gold and silver trade market, Lin Zhichao and Liao Baoshan were chatting on the second floor and watching the situation below.

"Brother, how about it? With the current market situation, we don't have to raise it, those people will flock to it." Liao Baoshan said with a smile.

In the past week, Chaozhou gold merchants such as Liao Baoshan and Chen Bichen have stepped up their buying efforts and raised the price of gold. Gold suddenly surged; of course, their buying intensity is far less than that of the wealthy people in the Shanghai stock market.

"Indeed! The channel for gold to be listed is fully opened. Hong Kong people are buying gold. The situation is great." Lin Zhichao lamented the madness of gold.

Liao Baoshan said regretfully: "What a pity! The share given to me by Aomen and Anhui Gold was too small, and it was Hang Seng Bank who took advantage of it." After saying that, he looked at Lin Zhichao seriously.

You know, this time it was Lin Zhichao who persuaded several Chaozhou gold merchants, hoping to fuel the gold and silver trading market and ensure that they all make money. This is naturally feasible, not to mention Lin Zhichao's eloquence and analysis of the situation.

However, Liao Baoshan and others discovered that the Yangtze River Bank was only small in and small out, and it seemed that it did not have the bold style before.

So they speculated that the sudden shortage of gold in Omen was because He Xian was sold to Hang Seng Bank and Yangtze River Bank. Otherwise, Lin Zhichao would not be so enthusiastic in inviting everyone to add gold.

Lin Zhichao said generously: "I bought some in advance, but not much. As far as I know, Hang Seng Bank has a lot of gold. But everyone can make money, so there is no need to worry about it."

At the beginning, he also raised the price of gold for Chaozhou gold merchants. Although the profit was not much, it was indeed a profit.

"It makes sense! Looking at those bullies below, I know that gold will rise to HK$600 this time! What do you think?" Liao Baoshan asked again.

At this time, he no longer dared to peek at Lin Zhichao. To put it bluntly, Lin Zhichao might even have reached some kind of agreement with Hang Seng Bank.

"Let's see! The South J is set, and there is also the Shanghai stock market. The results should be available in May or June. But now gold is more than 560 Hong Kong dollars, and 600 is definitely not a problem."

After exchanging opinions, both of them set their sights on the patio downstairs. They saw crowds of people and busy trading, a scene like a bull market.

At night, several Shanghai stock market gold speculators and financial circles gathered together to exchange opinions.

"Gold has surged again today, and I have earned tens of thousands more Hong Kong dollars in my account, so I'm treating you tonight!" Huang Caifu from Tianbao Tower said boldly.

He arrived in Hong Kong in January. He has a net worth of millions of Hong Kong dollars and can be described as wealthy. But when I arrived in Hong Kong, I couldn't find anything to do for a while, so I became obsessed with gold speculation. Unexpectedly, he easily earned hundreds of thousands of Hong Kong dollars, which made him more determined to speculate in gold.

"Haha, everyone makes money, but Brother Huang earns the most and spends the most money, so he deserves your treat. Don't you think so?" Gold merchant Xu Shijie said with a smile.

"Yes, yes, then we will kill him tonight!"

Everyone was booing and the scene was very lively.

While drinking and raising money, Huang Caifu said: "Brothers, if this situation continues, I think it is possible for the price of gold to rise to 700 or 800 Hong Kong dollars per tael. So, I have been raising funds recently. If you have any channels and extra funds, You might as well lend it to me and guarantee the highest interest rate. Of course, if you are also planning to add additional funds, just pretend I didn't say anything."

Human desires are unlimited. When he saw gold soaring, Huang Caifu was no longer willing to invest all his wealth. Instead, he wanted to invest with more debt to earn more.

He originally had HK$2 million in funds and could only buy less than 40 lots, but he bought another 40 lots today. He thought that if he bought 40 lots today, he didn't need to pay off immediately. He only needed to sell them three days later to get the difference in price increase.

Xu Shijie said at this time: "I can't squeeze out any funds here. I cashed out some gold from the gold and silver market and sold it in the mainland. This business has been very hot recently!"

Everyone was suddenly surprised, and someone advised: "Everyone comes to Hong Kong to make a living, why do you go to the mainland to do business!"

Xu Shijie said confidently: "What's the point? It doesn't matter who is in charge, I am doing my business! Isn't it illegal to do something that you and I agree on?"

"It makes sense! Many properties and assets in the mainland are now very cheap. If you buy at the bottom, you might get a bargain." Another gold dealer agreed.

In fact, even at this time, there are still many entrepreneurs and wealthy people staying in Jiangsu, Zhejiang and Shanghai.

It is said that Du Yuesheng sold all the houses in the Shanghai market for 400,000 US dollars, and then brought this part of the funds to Hong Kong, living in Canal Road, staying behind closed doors every day, living on a few dollars and sleeping with the Emperor.

It can be seen that although the Shanghai stock market is about to change, the properties are not worthless, and many people are buying the bottom!

Huang Caifu was stunned, wondering how the topic had gone astray. It turned out that everyone seemed to be participating in Xu Shijie's topic.

He understood that today's meal was enough to feed the dog and he couldn't borrow any money.

"Okay, okay, if you don't lend me a loan, I'll find someone else. When I make a lot of money in the future, you won't want me to help you!" Huang Caifu thought to himself.

Moreover, Huang Caifu thought to himself, even if no one lent him money, he could still buy dozens more lots (leverage). After all, the gold and silver trading market did not trade on the spot.

As gold gets higher and higher, the appetite of these Shanghai stock market bullies is also getting bigger and bigger. Everyone is jealous and speculating on gold.

In the evening, Lin Zhichao had no social activities and just returned home to have dinner with his family.

During the meeting, Wu Wenying complained: "The prices in Hong Kong have risen suddenly. The wholesale price of Qimei rice is 82 Hong Kong dollars per load (100 catties), and last month it only cost 62 Hong Kong dollars. Other prices have also risen one after another. , I heard that firewood has increased to 9 Hong Kong dollars per load, which has increased by 1 Hong Kong dollar, and raw oil is 230 Hong Kong dollars per load."

Although there are servants at home, Wu Wenying still controls the family's expenses. She has a certain level of education, which comes from the teachings of Lin Zhichao's father.

Naturally, the Lin family does not burn firewood, but uses gas. However, most households in Hong Kong burn firewood, so firewood is also an important material.

After hearing that the price of rice soared by 30%, Lin Zhichao said: "The war has spread to the south, and these supplies will naturally rise sharply. Mom, don't complain, as long as we hold on, we will get through the difficulties. Later, I will give the workers in the factory a rise in price When it comes to salary, I can only worry about my own family affairs."

Wu Wenying immediately said happily: "This is a good thing. My grandson will be born soon, so take it as a good deed."

Lin Zhichao was noncommittal. He did not raise wages for that reason, but understood that under such circumstances, raising wages was in line with the trend.

Not surprisingly, when prices rise so high, trade unions are bound to take the opportunity to organize strikes to seek benefits for workers and unite all those who can be united.

Of course, those who went on strike were all British-owned companies, such as trams, ferries, gas, telephones, milk, docks, etc. Who said they had a monopoly on these industries.

It is still very difficult to go on strike in Chinese private factories. If you don't do it, some people will do it, and they won't even talk to you.

In fact, starting from February this year, the Hong Kong government has increased subsidies for civil servants. At the same time, the Hong Kong government has also raised certain fees. From January to April, it has increased cigarette taxes, radio license fees, excrement cleaning fees, and stamp duties. In addition, phone bills and haircut fees have also increased, making Shengdou residents feel overwhelmed.

Lin Zhichao decided to consider a salary increase because the value-added products of Cheung Kong Industries are high and can be appropriately increased. If he is one of those copycat factories, he will naturally carefully consider a salary increase and wait and see the situation.

Tang Caiyun expressed her opinion at this time, saying: "A salary increase is a good thing, but we must take the situation into consideration. Cheung Kong Holdings has nearly 500 employees. If each person's salary is increased by 10 Hong Kong dollars, it will be 60,000 Hong Kong dollars a year. Generally speaking, Our factory really can’t afford such a huge extra expense.”

She was a 'capitalist' thought instilled by Lin Zhichao, and she was no longer a woman who could talk on paper. What's more, Tang Caiyun also knows that Lin Zhichao is a good boss, and the wages of workers at Yangtze River Industries are not low, compared to the entire manufacturing industry.

Telephones, foreign affairs, seamen, trams, electric lights, gas, naval docks, Kowloon Dockyard, Taikoo Dockyard, coppersmithing, government and military medicine, postal service, motorcycles, milk, British Tobacco, etc., their workers' salary is only 80 Hong Kong dollars.

The salary of skilled workers at Cheung Kong Industries can reach 80 to 100 Hong Kong dollars. Of course, the salary of most workers is only 50 to 80 Hong Kong dollars, and it does not include food and accommodation.

Lin Zhichao said with a smile: "Of course I won't do this kind of thing. The maximum salary increase is HK$5. If this kind of thing is increased at once, it will feed the workers' appetites."

You can show that you are a good boss, but you must not stand out from the crowd. Cheung Kong's salary can be considered a high level in the manufacturing industry, but it cannot be a leading level.

So in fact, the overall salary level of Cheung Kong is still not as good as those British-funded factories, it can only be said to be about the same. If compared to other Chinese-funded factories, it is a little bit better, and there are factories with a salary of 30-60.

Finished dinner.

Lin Zhichao came to his sister's room, intending to chat and give psychological counseling.

"Xin'er, why have you talked less with your brother recently?" Lin Zhichao sat on a chair and said to Lin Xiner who was sitting on the edge of the bed.

Lin Xiner felt aggrieved immediately, and said in a low voice, "I thought my brother didn't have time to talk to me, and I like sister Caiying."

Lin Zhichao suddenly realized that this was the reason. Lin Xiner thought he regarded Tang Caiying as his younger sister, and was a little jealous.

"Haha, I like you Sister Caiying!"

Lin Xiner immediately lowered her head, clutching the school uniform skirt in her hands, obviously a little unhappy.

"However, my love is not for my sister, but for wanting her to be your second sister-in-law."

When Lin Xiner heard this, she suddenly raised her head and said happily: "Really?"

Lin Zhichao smiled and nodded and said, "What? Is there any problem?"

Lin Xiner showed a sweet smile and said, "Although it's a bit unexpected, it seems good, so we can be together in the future."

"Why don't you girl get married and stay together from now on?"

"Brother! I don't want to get married. I will work for you from now on."

Lin Zhichao did not dwell on this topic, but said: "Sister Caiying, act as an insider for me, and tell me if you find anything. Of course, now is not the time, and you sister Caiyun has not passed the test. So. , keep it a secret for my brother!”

"Okay, brother!"

After chatting for a while, Lin Zhichao left Lin Xiner's boudoir. He is now cultivating this sister as a confidant, chasing girls for him now, and working for him in the future.

Back in the bedroom, Tang Caiyun was lying on her side on the bed. Lin Zhichao stepped forward and stroked her belly, feeling the seven months of life.

"Husband, will something happen in Hong Kong? Since the end of last year, the Hong Kong government has added 6,000 new troops, and Hong Kong has more than 30,000 soldiers! Also, in the annual budget announced by the Hong Kong government last month, a total of 1.8 Of the HKD 26 million, 26 million will be used to expand the military and police." Tang Caiyun said with some worry.

The Lin family is super rich!

Lin Zhichao said with a smile: "Don't worry, Hong Kong is very stable, just don't worry! What's more, I plan to buy a boat next month, and our family can leave at any time."

Tang Caiyun breathed a sigh of relief immediately!

However, her worries just reflect the worries of other people in Hong Kong, and this worry has not yet expanded. Once Chen Bing Guangdong Province, Hong Kong will really become a bird of fright.

Lin Zhichao, who knows the history, not only does not have to worry, he can even buy some assets at the bottom. This is his opportunity, and he will distance himself from other rich people.