The birth of the Hong Kong Island family

Lin Zhichao came to Yangtze Bank and looked at the busy scene of the store. What he was thinking about was not that the store's profit should increase again; but that factors such as the depreciation of the mainland's "golden yuan coupons" and skyrocketing prices have caused a large number of wealthy people from Jiangsu, Zhejiang and Shanghai to come to Hong Kong to seek refuge. All property was lost.

Xiao Jiang hunted tigers in Shanghai and wiped out half a century of savings of Shanghai citizens overnight. Ningbo boss Liu Hongsheng alone was "persuaded" to give away 800 gold bars and 2.5 million gold. Later, this Ningbo boss did not choose to leave, but chose to stick to his beloved motherland, which is really admirable.

When we arrived on the second floor, Li Shauji happened to be there. After all, his current funds were also used to speculate in gold through the Yangtze River Bank.

If this continues, next year when the gold speculation ends, his net worth may exceed 200,000 Hong Kong dollars, and he will be considered a small fortune.

"Shauji, I attended a banquet with me in the evening and had dinner with a group of Chaoshan gold merchants." Lin Zhichao said with a smile.

Li Zhaoji immediately thought about it again and again. After all, two Shunde people broke into the Chaoshan crowd, and vigilance is needed.

Lin Zhichao saw his worry and immediately said confidently: "Don't worry, they can't plot against us. And I believe they won't plot against us."

Li Zhaoji nodded seriously. After all, Lin Zhichao had the confidence to speak.

"Boss, gold has dropped to 445 Hong Kong dollars per tael. Compared with 475 Hong Kong dollars per tael a few days ago, it has dropped by a full 30 Hong Kong dollars per tael."

Gold has risen sharply as a whole, but the proportion of human factors is very high. For example, in this decline, gold merchants such as Hang Seng Silver sold a large amount of "physical gold", thereby making huge profits.

You know, all this gold is imported from South Africa, and the price is very cheap; even if shipping costs and profits from Omen are included, it is definitely a huge profit.

"When do you plan to buy?" Lin Zhichao did not make the decision anymore, choosing to believe in Li Shauji's ability.

At the same time, Yangtze Bank’s current profit from ‘Gold Speculation (Short-term)’ has reached as high as HK$950,000, which is equivalent to HK$1.95 million in funds available for gold speculation. As for the batch of physical gold, its value reached 1.85 million, with a profit of 350,000.

Most of the profits from the store were withdrawn by Lin Zhichao and used for living expenses. After all, he was getting married and needed some money.

Lee Shau Kee said: "This time they have been holding back for a long time and cashed out a large amount of physical gold. It is expected to fall to about 435 Hong Kong dollars, and we can intervene. The demand for gold in the mainland has increased significantly, and gold on the black market in Shanghai has soared five times, so it cannot fall there. . On the contrary, it will rebound very quickly.”

The black market in Shanghai has surged five times, which is no exaggeration at all. Everyone knows that gold yuan coupons will depreciate, so gold naturally needs to be exchanged for more gold yuan coupons. Of course, if these Shanghai-based gold merchants knew that the gold yuan coupons would completely fail and become worthless in the end, they would probably cry.

Not everyone is a prophet, who knows that their wealth will be targeted by guns, and it is impossible to escape!

On the contrary, Hong Kong is the real paradise, at least you can keep your wealth, the premise is that you are not fooled, do not gamble, and do not leak wealth.

"Okay, in that case, you have a bold operation. As the old saying goes, if gold hits 500 yuan per tael this year, it will definitely happen. After all, everyone is speculating in gold."

At present, there are still a small number of people who lose money, because gold is appreciating, which means that wealth is greatly magnified anyway. It's the same as stock trading. In a bull market, 'everyone makes money'. Once it plummets, a large number of leeks will go bankrupt.

Lin Zhichao intends to stop speculation until August next year, that is, the eve of JF in Guangdong Province, so that he will not earn the last two copper coins. The more he earns, the more cautious Lin Zhichao is, not because he can control himself, but because he has a 'vision'.

In a high-end restaurant in Wan Chai, Lin Zhichao and Lee Shau Kee attended a banquet, attended by Liao Baoshan, Chen Bichen and other trendy gold speculators. Since the Changjiang Yinhao is connected to the Chaozhou radio station, it is understandable that everyone is in the same breath.

Today, Changjiang Yinhao has become a high-profile merchant in the gold and silver trade field in Hong Kong, and its strength cannot be underestimated.

"Brother, you have got a good partner. Li Sheng is definitely a master at speculating in gold, and I am willing to bow down to you." Liao Baoshan said first. There was boldness in his words.

Lee Shau Kee was not good at talking and did not answer. Even though he was the founder of one of the later four major families, he was famous for not being good at speaking; of course, once Lee Shau Kee expressed his opinions, it was refreshing.

Lin Zhichao is good at communication. After all, he comes from a sales background and has some 'confidence', so he has become a good communicator.

No, not only did he become an important person in the Shunde Chamber of Commerce, he also broke into the Chaozhou group.

"Since Liao Sheng said so, I can introduce Zhaoji to you, and you only need to pay a certain percentage of the share. After all, you have more funds than me. For the sake of his future, I will not stand in the way." Lin Zhichao started. a joke.

When he said this, he would not offend Lee Shau Kee. After all, with more capital operations, Lee Shau Kee would not be able to make more profits, but he would still be promoted. At the same time, he directly made fun of Liao Baoshan.

Sure enough, Liao Baoshan suddenly hesitated and asked him to take out his share. Wouldn't it cost him his life, not to mention that he himself considered himself a master of gold speculation. But he just said that he was willing to be inferior. With such a talent, isn’t it worth sharing?

"Ha ha"

Everyone who attended today's banquet laughed.

"Well, Lin Zhichao, you are indeed eloquent. This is how you can coax talents like Brother Shau Kee, and even more, you can coax Mr. Jian and Sir Ho Tung to support you." Liao Baoshan finally said with a smile.

Lin Zhichao was indeed favored by Robert Ho Tung and had a good personal relationship. After all, he was able to visit Sir Robert Ho Tung's villa. At the same time, Lin Zhichao was supported by the Bank of East Asia. The support was very strong and could be described as rare. This naturally made Lin Zhichao It gives people a feeling of having a backer.

But he can say that he is by no means a deceitful backer, but has tied up these people with benefits.

After everyone sat down, they chatted about some off-topic topics, and only got to the main topic when the banquet was in full swing.

Liao Baoshan said: "I came to my brother this time because I want you to join us and buy gold together to stabilize the price of gold and increase the price of gold. In about ten days, a large amount of gold will be imported from Australia. Cash out.”

As soon as he finished speaking, everyone looked at Lin Zhichao, wanting to see Lin Zhichao's attitude.

After all, Lin Zhichao, a money speculator from Shunde, connected to a Chaozhou radio station and was criticized by some Chaozhou members of the radio station. Now, Lin Zhichao needs to prove that he is of the same mind as everyone.

"No problem! Let's start tomorrow?" Lin Zhichao said without hesitation.

Although Lee Shau Kee thinks that it will still fall, but at this time he must be united, otherwise he will only gain benefits without contributing. Of course, in the last gold speculation, Changjiang Yinhao also contributed.

Liao Baoshan said happily: "I knew that my brother is a cheerful person! Yes, starting tomorrow we are going to stabilize and increase the price of gold."

Lin Zhichao nodded and said, "We will go all out!"

This is just to set the tone, and everyone starts to buy together. As for when to sell, it is generally based on the news of the gold smuggling ship.

Because after they raise the price, a large number of Shanghai-based gold dealers will follow suit, and even some Cantonese-based gold dealers will follow suit, so there is no need to worry about no successors.

As for the specific level of cash-out, it depends on the person. Even among Chaozhou gold merchants, there is a 'intrigue'. Whoever gets the information first will have certain advantages.

But no matter what, after gold is smuggled into Hong Kong, it is cashed out at a high price.

Next, the atmosphere became much better, and everyone talked about romance during the dinner, not to be outdone. Finally, they went to an entertainment venue and had fun until late at night. Of course, both Lin Zhichao and Lee Shau Kee chose to stay safe.

The next morning.

Lin Zhichao and Li Zhaoji arrived at the second floor of the Yangtze River Bank early, and several gold speculators also arrived for the meeting.

At present, the Yangtze River Bank has added another car (the one Lin Zhichao eliminated and has not been sold), which is specially used as the official vehicle of the Yangtze River Bank and is equipped with a driver and security guard.

"Boss, since we have decided to buy in advance, we can divide it into five days and buy 400,000 Hong Kong dollars in gold every day. In this way, we can spread some risks." Lee Shau Kee said cautiously.

It can be said that it is impeccable. Changjiang Yinhao currently has 1.95 million Hong Kong dollars in gold speculation funds, and it is reasonable to buy in installments.

However, it seemed a little stingy, and it was a little different from Lin Zhichao's straightforwardness yesterday.

Therefore, Lin Zhichao said: "It doesn't matter, we are buyers and can stabilize the buying price. And 445 Hong Kong dollars per tael of gold is simply a sure win, so there is no need to worry about another 10 Hong Kong dollars or 15 Hong Kong dollars. So, you two Buy within days, and the lower it falls, the more you buy.”

He is a buyer, and even if the price falls after buying, he will usually not actually deliver it; even if it does, he can still get the gold, and he is sure that gold will skyrocket. To put it bluntly, the big deal is to hold gold and wait for it to rise back, and then cash out; then, short-term speculation.

Li Shauji understood what Lin Zhichao was thinking, so he said decisively: "No problem!"

Next, after another arrangement, Lin Zhichao left the Yangtze River Bank.

He plans to gather some more funds and continue betting on gold.

Back to Yangtze Real Estate.

Lin Zhichao called Zhou Fuzhao and asked: "How much available funds are there in the account, without affecting the construction of the site and the repayment of bank loans?"

Three real estate projects - Shanlin Road, Shanghai Street and Happy Valley, all received their remaining balances and settled their accounts smoothly.

Zhou Fuzhao immediately said: "Currently, Yangtze Real Estate only has three phases of funds left for 'Telford Garden' that have not yet been collected. A total of 996,000 funds; the principal plus interest from the Bank of East Asia needs to be paid, which is about HK$450,000; and construction costs need to be paid. , taxes, etc., which is about HKD 350,000; in total, subsequent expenditures will be HKD 800,000. The cash flow on our account is HKD 1.105 million. You can use HKD 800,000 and reserve HKD 305,000. Run as a company.”

The accounts are relatively clear. Lin Zhichao estimates that Changjiang Real Estate can provide a cash flow of HK$3 million (excluding the purchase of some properties) after completing all projects.

At present, 1.7 million Hong Kong dollars have been paid to Yangtze River Bank, and almost 1.3 million Hong Kong dollars can be spent.

However, after spending the 800,000 Hong Kong dollars, the remaining 500,000 Hong Kong dollars may not be used for gold speculation, because the best time should have passed.

"Okay, then I am going to spend 800,000 Hong Kong dollars and inject it into the Yangtze River Bank. It just so happens that you will do the accounting in person!"

"no problem!"

Zhou Fuzhao sighed in his heart, whatever business his boss made, he always made a lot of money; since the accounts of the Yangtze River Bank were also under his management, he knew very well that the Yangtze River Bank had already made a fortune in gold speculation. One million Hong Kong dollars (including physical gold).

After Zhou Fuzhao left, Lin Zhichao thought about it and insisted on his own idea-continue to increase gold investment. As long as next August, or when gold reaches 600 Hong Kong dollars per tael, he will quit directly.

After all, how could you miss such a good opportunity? Even if you make another three million from gold speculation, the entire Yangtze River Real Estate (including Yangtze River Bank) will only have a net worth of more than six million.

This little money is nothing, but many people he knows are richer than him.

at the same time.

Liao Baoshan and other Chaozhou gold speculators also reached an agreement privately, which was to let Yangtze River Bank take the lead. It’s not that they want to trick Lin Zuhui, but that the goals of the Chaozhou gold speculators are slightly larger, while the goals of the Yangtze River Bank are slightly smaller.

Since then, when the signal of large-scale buying of Yangtze Silver Bank is released, Chaozhou gold speculators have stepped forward one after another; in this way, it will not give people the feeling of a union of Chaozhou gold merchants and reduce the influence of Shanghai gold merchants. Vigilance.

It is precisely for this reason that they decided to absorb Yangtze Bank as an alliance and allow them to connect to the radio station. Moreover, since Lin Zhichao already knew that a Chaozhou gold merchant had such a radio station, he might not be able to crack it, so he might as well accept him generously.

"Boss, Yangtze River Bank's continuous buying has reached ten lots."

Ten lots are more than 400,000 Hong Kong dollars, which is definitely a big purchase, not to mention that the market has only been open for about 30 minutes.

After hearing the situation report from the other side, Liao Baoshan said decisively: "We will also buy 10 lots immediately, and then report the situation to me."

After hanging up the phone, Liao Baoshan continued to work in the office of Liu Chong Hing Savings Bank. Although it had been upgraded to a bank at this time, Hong Kong citizens did not have the habit of saving money. People preferred to buy gold and jewelry. At the same time, those rich people were more willing to believe There are big banks like HSBC, Standard Chartered, and Youli, so the deposits taken by Liao Chuangxing Savings Bank are not high, and most of them are deposited by fellow Chaoshan residents.

"MD, big bank, big bank. To put it bluntly, if you have money, you are called a big bank. As long as I have money, it means I have credibility, and Liao Chuang Hing Savings Bank has credibility."

"So, we must make a lot of money from gold speculation. From now on, Liao Chuang Hing Savings Bank will be a symbol of strength."

Liao Baoshan quickly understood this truth. Speculating in gold is not taking risks, but on the contrary, it is improving the credibility of the bank. For example, if he made millions in the gold and silver trading market, his fellow villagers and citizens would all trust Liao Chuang Hing Savings Bank.

"This Lin Zhichao is a man of courage and integrity. He seems worthy of a close friendship."

"I used to think he was too ambitious, but it seems I was wrong."

Liao Baoshan muttered.

At first, the reason why he felt that Lin Zhichao was bound to lose when he speculated in gold was because he thought that Lin Zhichao had just made some money in real estate, so he set his sights on speculating in gold again. As time went by, he realized that Lin Zhichao was a master of speculating in gold, and he also got a lot of money. A capable general can be said to be even more powerful than a tiger.

same day.

With the addition of a large number of buying orders, gold in the gold and silver trade market began to stabilize and rose to 446.8 Hong Kong dollars per tael in late trading. The Yangtze River Bank bought 25 lots (millions of Hong Kong dollars), which even scared some 'gold speculators'.

In fact, the peripheral gold market was very good at this time: Mainland gold merchants came to Hong Kong one after another to purchase goods, smuggled them into the black markets in Shanghai and Guangdong provinces, and sold them at high prices (gold on the mainland black market soared fivefold, that is, gold yuan coupons were exchanged). These gold dealers believe that even if the gold yuan bonds depreciate further, they will still be profitable if gold rises five times.

Moreover, Shanghai-based gold merchants and financiers are also speculating in gold, so the gold price situation is very good.

This round of decline is just a result of Cantonese gold dealers cashing out a lot of gold. For them, it is imported 'cheap' gold, and they can make a profit by selling it.

On the second day, Yangtze Silver entered another 20 lots, with an average price of around HK$448, and gold rose to HK$452 per tael.

On the third day, Changjiang Yinhao entered 18 more lots, with an average price of about 454 Hong Kong dollars, and gold rose to 459 Hong Kong dollars per tael.

The violent absorption of Changjiang Yinhao immediately became a big crocodile in the gold and silver trading field and attracted the attention of the members present. At the same time, Chaozhou gold speculators made concerted efforts to absorb them one after another, which is boosting the upward trend of gold prices.

At this time, Shanghai-based gold dealers and other gold speculators also began to speculate in gold prices. Lin Zhichao and Chaoji gold dealers had almost run out of bullets, and could only make small transactions, selling high and buying low. Little tricks to confuse other gold speculators.

In this situation, of course there are small fluctuations, so if Lee Shau Kee can catch it, the profits will naturally increase a lot.

And even if you fail to catch it, or even catch it "blindly", it will not affect the overall profit.

Once the gold reaches the waters of Omen and Hong Kong, everyone will cash out their orders and gold. Although there will be a drop by then, because the firepower has been attracted, there will be no shortage of takers.

Of course, the key is to find the right opportunity to absorb cheap orders again. Over time, you can earn a higher value than gold itself.

As for handling these details, the Yangtze River Bank is usually handled by Lee Shau Kee. Lin Zhichao is more like a marshal, and Lee Shau Kee is the general. The two of them work together perfectly.

The matter of cashing out is left to Li Shauji, and Lin Zhichao only needs to supervise.

This time, after all, nearly 3 million yuan was invested.