The birth of the Hong Kong Island family

Hang Seng Silver.

He Tian came to He Shanheng's office and said, "Master Shan, do you still remember the Lin Zhichao I told you about?"

He Shanheng raised his head, with an expression of interest on his face, and said: "I remember you said that Lin Zhichao exchanged gold with you twice in a row at the beginning of last year and received more than 270,000 Hong Kong dollars. With this wealth, he founded After joining Changjiang Real Estate, he shined brilliantly in the real estate industry last year, but now he is probably worth over one million Hong Kong dollars, and he is a real estate genius."

Nowadays, there are rumors outside that Lin Zhichao started his business with more than 200,000 Hong Kong dollars, because the initial investment in the first real estate project was the land fee plus the first construction fee, which was almost more than 200,000 Hong Kong dollars.

As for the rest, they are all wonderful stories of "White Wolf with Empty Gloves". Few people know that Lin Zhichao invested another 500,000 Hong Kong dollars in real estate, namely the "Telford Garden" on Ferry Street. Many people may think that Lin Zhichao returned the funds from the "Lantian Yayuan" project.

He Tian nodded and said, "Speaking of which, the first time someone sold gold was in the name of Mr. Shan. Just this time, he wanted to invite the two of us to have a cup of tea."

He Shanheng fell into thinking, Lin Zhichao is certainly qualified to invite the two, but what is his purpose?

Soon, he said: "I'm afraid it's for the sake of 'speculating gold' and wanting to become a member of the Gold and Silver Exchange?"

He Tian suddenly realized that Lin Zhichao had invited him to tea several times since selling the gold, but the two had no business intersection. Now using his name to invite He Shanheng to drink tea, the purpose is obvious.

"It should be! This young man is not simple. Seeing that speculating in gold is profitable, I'm afraid he has his eyes on him."

He Shanheng said with a smile: "It's all right to attract him to become a member of the Gold and Silver Exchange. After all, he is strong enough and has two hens that lay golden eggs. However, he is not a trendy businessman, but has a united fellow countryman; There is also no channel for importing gold in Omen, so I am afraid that if you join in gold speculation rashly, you may not get what you want. If you lose a lot of money in the future, this friend of yours will be miserable."

He knew that He Tian and Lin Zhichao had a little personal relationship, so he said so.

But He Tian said: "We can tell him about this risk. After all, he is also a figure in the business world, and he is at his own risk."

Soon, He Shanheng said: "That's good! I'm also very curious about this young talent, so let's meet together."

He Shanheng is the chairman of the Gold and Silver Trading Center and the person who presides over the gold speculation on Hang Seng Silver.

And Hang Seng Bank has powerful allies in Macau—He Xian and Luo Bao, among whom He Xian and He Shanheng used to be colleagues, and He Xian is the half-brother of He Tim; Luo Bao was raised by a Portuguese in Macau The son of a Chinese, who is the director of the Economic Bureau, is a powerful figure in Macau.

These deep relationships mean that Hang Seng Bank can import a large amount of cheap gold from Europe and South Africa through Macau; later, they smuggle the gold to Hong Kong and cash it out at a high price at the Hong Kong Gold and Silver Exchange.

At the same time, Chaozhou businessmen also had channels for importing gold in Macau. They were closely united to form a gold speculating force.

This led to the two groups of people later coincidentally raising the price of gold in the gold and silver trading market, inducing the gold merchants and financial circles in Shanghai to "take over" the deal.

In the private room of Lu Yu Tea House, Lin Zhichao invited He Shanheng and He Tian to drink tea together. He is now also a leader in the industry, and he is also an outstanding businessman from Shunde, so he seems to have no shortage of connections and status.

"It's a great honor for me that these two seniors can come!" Lin Zhichao stood up and greeted them.

As soon as He Shanheng saw Lin Zhichao, he commented in his heart: "He looks talented and impressive."

"It's amazing. It's really better to meet him than to be famous. I've heard that there is a genius in the real estate industry, but it's too late to meet him now."

"You're welcome, please take a seat."

After some polite remarks, everyone sat down.

The waiter served ten years of Pu'er tea for everyone, and then took his leave, knowing that everyone had something to talk about.

After chatting for a while, Lin Zhichao got straight to the point: "I have some spare money recently, and I plan to enter the gold and silver trading field to speculate in gold, so I want to take a shortcut and join the team at Daxie Shan, looking for a member unit."

really!

He Shanheng and He Tian thought at the same time.

He Shanheng first advised: "I heard that Lin Sheng has made a fortune in the real estate industry, and he also opened a zipper factory to make a lot of money, so why go into this muddy water. To put it bluntly, speculating in gold is a bet on the ups and downs, and the risk is high. "

But he has a love for talents, not to mention that he feels that if he were Lin Zhichao, he would definitely not take this risk.

He Tian also said: "Brother Shan is right. Zhichao, you are busy with your career, so you may not have time to worry about these things. After all, you need to understand the outside information to speculate in gold, which is very energy-consuming."

Lin Zhichao quickly and respectfully said: "I will never forget the teachings of the two seniors. It's just that this speculation in gold is actually just me taking out spare money to gamble on gold, so my mentality is better than speculators with a gambler's mentality."

He Shanheng was stunned and asked: "Do you want to cash out gold from the gold and silver trading market and then bet on the price?"

Lin Zhichao replied: "This is part of the investment. I will also hire professional traders to make small and medium-sized investments. I provide general trend analysis, traders do specific transactions, and I give them bonuses for profits, similar to European and American stock transactions. member"

He introduced the theories of European and American stock market traders, which immediately refreshed He Shanheng and He Tian.

He Shanheng immediately asked: "Aren't you afraid that they will lose your money?"

Lin Zhichao said with a smile: "Traders must do their best for performance and bonuses. If they still lose money, then I can conclude that he is not an excellent trader. If I meet an excellent trader, I will provide strong support." In fact, I also got inspiration from the European and American stock industries."

He Shanheng sighed: "Brilliant! It is really not easy to be able to come up with layered sales, installment sales, and be the first in Asia to produce automatic zipper machines. It seems that we are overthinking!"

Lin Zhichao immediately became humble.

Afterwards, He Shanheng said: "If you want to enter the gold and silver trading center and become a member, you must meet the conditions. You only need to pay a deposit to register. However, what company do you plan to register under?"

Lin Zhichao immediately said: "I plan to set up a bank first, rent a storefront, and do some foreign exchange exchange and gold trading. Of course, I don't expect to make any money from these businesses, I just want to earn some commissions and maintain the storefront."

"Okay, it seems that you are ready. Then, after you are ready, you can formally submit the application. At that time, I will guarantee it and you can successfully pass the approval of the Board of Directors of the Gold and Silver Trading Center." He Shanheng said.

Lin Zhichao expressed his thanks again!

Afterwards, under Lin Zhichao's enthusiasm, the three of them quickly spoke freely.

Lin Zhichao also took the opportunity to ask for advice on his experience in opening a bank account, and the two seniors also gave quick advice.

This is the trend of this era. As long as you support someone, even a peer will give you some advice; for example, Jian Dongpu gave advice to Liao Baoshan to open a bank - first open a bank account to gain experience, and then switch to a bank when the time comes; for example, later generations Bao Yugang When he entered the shipping industry, he asked Dong Chuanwang for advice.

"Young people are formidable. It seems that you may become a great banker in the future." Seeing that Lin Zhichao has strong comprehension ability and can often draw inferences from one instance to another, He Shanheng sighed.

Lin Zhichao said calmly: "I can't open a bank because I like to borrow money from banks. If I open a bank, wouldn't it be inconvenient to get loans from banks?"

He Shanheng smiled deliberately and said: "If you open a bank, you can naturally lend yourself money!"

Lin Zhichao said with a smile: "Although this kind of behavior is not illegal, it destined the bank to fail and buried the root of the disaster. If the depositors knew that day that the bank lent their money to the bank owner himself, then they would still trust him This bank? Obviously not. Then once there is any news, a large-scale run will break out. All the bank's money will be lent out. If it can last for a few days, the cash will dry up. Then this bank will be finished!"

He Shanheng and He Tian were shocked. They did not expect that Lin Zhichao could point out the 'pros and cons' so easily and be so far-sighted and insightful in his words.

He Shanheng sighed: "Threesomes must have my teacher. Listening to Lin Sheng's words today makes people feel a lot."

Lin Zhichao said quickly: "Brother Shan is serious, I'm just talking casually."

After the group separated.

He Shanheng said: "The ability is really great! But if you want to make a lot of money in gold, I'm afraid it will be very difficult, it depends on whether he can control himself or not."

He Tian nodded and said: "The essence of gold speculation lies in importing gold from overseas and earning the difference. This is the only way to make a steady profit."

Although the two felt that Lin Zhichao was a character, they were not optimistic that Lin Zhichao could make a lot of money in gold speculation. Once Lin Zhichao becomes a gambler, he will inevitably lose money and be out.