The birth of the Hong Kong Island family

Lin Zhichao, who returned to the office, sat down and thought.

The approximate profits of Yangtze River Industry Group last year were: 40 million yuan from the zipper industry, 18 million yuan from the toy industry, 24 million yuan from plastic flowers, 4 million yuan from the ship-breaking plant, 6 million yuan from the steel plant, and 4 million yuan from wigs.

Among them, the profits of the zipper industry fell by 10%, and the two brands of traveler luggage and doll noodles were separated.

The overall profit reached 96 million, which was still an increase, mainly from ship scrapping yards and steel plants.

The amount of investment was more than 20 million, and the net remaining profit was more than 70 million.

Therefore, Yangtze River Industrial Group’s disposable funds reached 225 million.

Because they are all primary industries, the amount of continued investment is not large, so a large amount of net profit can be generated every year. Just like in the previous life, Li Jiacheng made tens of millions of profits from plastic flowers and then invested them in real estate. The plastic flowers themselves do not require too much investment and are more about taking advantage of 'cheap labor'.

Lin Zhichao no longer plans to invest funds in real estate, so he will naturally not misappropriate funds from the Yangtze River Industrial Group to subsidize the Yangtze River Industrial Group. After all, Yangtze River Industrial is already huge, and it can completely use the funds from ‘off-the-plan property sales’ to complete commercial projects and purchase land.

However, Yangtze River Industrial Group’s cash flow cannot be left on its books, but needs to be invested.

"What to invest in?" Lin Zhichao couldn't help but whispered to himself.

If it was to invest in industry, he did not have the energy yet. Lin Zhichao hoped that after his son graduated, his career would truly expand to the world, so he started in the early 1970s.

After a long time, Lin Zhichao's eyes lit up.

Speculate in US stocks!

This is probably the most stable investment!

The stability he talks about is because of the stability of the United States' military, economy, and political power. Investing in U.S. stocks is actually recognizing this "world leader."

Lin Zhichao also has some "general trend" information - the Cuban Missile Crisis in 1962 caused the U.S. stock market to fall throughout the year; the economic crisis in 1968 (the impact of the Vietnam War, the gradual disintegration of the Bretton Woods System, and the Suez Canal Crisis) caused the U.S. stock market to fall.

The above is the general trend. If it is ‘value investment’, it is the ‘magic weapon’ for stock trading.

Lin Zhichao also has some "small trend" information - IBM has always been one of the U.S. stocks with the highest return. According to later statistics, IBM has a return rate of 10.1% in 100 years (it was listed in 1915, and the stock price per share increased by 34,000 yuan, which is equivalent to a stock split. (in), not counting dividend income; IBM's market value reached US$190 billion in 1967, while the US GDP was only US$850 billion; Buffett retired in 1967 and successfully escaped the 1968 stock market crash.

Thinking of this, Lin Zhichao decided to spend 100 million Hong Kong dollars to speculate in US stocks.

IBM left it to Audrey Hepburn to invest, and he invested in three stocks: Coca-Cola, Texas Instruments, and Disney.

Texas Instruments is a semiconductor, and technology and semiconductors were hot topics in the 1960s; Coca-Cola and Disney are consumer products, and their performance in the 1960s was unmistakable.

It is very simple for foreigners to invest in U.S. stocks. They can just open an account and start trading. Moreover, foreigners do not need to pay "profits tax" when investing in U.S. stocks, which is more favorable than Americans. The most important thing to pay is "dividend tax", that is, dividends must be paid. Tax, this depends on the situation. In later generations, China is 10%, Canada, the United Kingdom, Japan, etc. are 15%, and Hong Kong, Singapore, etc. are 30%.

Lin Zhichao spent 100 million to speculate in U.S. stocks. He did not need to hide his head and tail. He directly used several companies registered in the United States by the Yangtze River Industrial Group to make investments.

night.

Lin Zhichao called Tang Caiyun, Xu Caiying, and Audrey Hepburn to the study on the third floor. The three women had already washed up and put on silky pajamas. The finishing scene in front of them made Lin Zhichao unable to help but swallow his saliva. The biggest one is of course Tang Caiyun, followed by Xu Caiying, and finally Audrey Hepburn who was malnourished as a child, but later developed a lot through Lin Zhichao's development.

Tang Caiyun saw something was wrong in Lin Zhichao's eyes and coughed quickly to remind Lin Zhichao to pay attention. After all, we have just come into contact with each other, so it’s ridiculous where I can accompany you.

Audrey Hepburn smiled coquettishly, but she knew that this man's body was so strong that it simply did not belong to the category of normal humans.

Xu Caiying's face turned red quickly. Although she was cheerful and lively, it did not mean that she was open.

Lin Zhichao quickly became serious. After all, after He came to Hong Kong, Tang Caiyun and Xu Caiying no longer stayed or flew with him.

"Audrey, what is IBM's market value?"

Audrey Hepburn immediately said: "It seems to be 28 billion U.S. dollars, and the stock price is about 350 U.S. dollars per share!"

Lin Zhichao said: "After Audrey Toy Company pays dividends, we will invest another 3 million US dollars in it!"

Audrey Hepburn said in disbelief: "Isn't it almost more than 13 million US dollars?"

She didn't take much precautions and revealed the specific amount.

Lin Zhichao nodded and said: "IBM stocks are worth investing in. The future is dominated by technology, and computers can even be brought into private homes in the future. IBM's computers are mainly supplied to the US military and large enterprises, and will also shine in the competition between the United States and the Soviet Union. .So your bold investment is no less than what your Audrey Toy Company earns."

Audrey Hepburn seemed not to be wary of money at all, but exclaimed in surprise: "It's amazing! Last year (1959), Audrey Toy Company's profit reached about 6 million U.S. dollars. If it were divided into dividends, it would be able to spend at least 400 million U.S. dollars. Ten thousand dollars to shareholders.”

Audrey Toy Company, relying on Barbie dolls, can make a profit of 50 million US dollars in more than ten years. This is Lin Zhichao's prediction.

Lin Zhichao said: "My share is still for you to invest in IBM stock. This time the stock may rise more than three times in the 1960s (actually more than six times), so I am also one of the people who can you become an investor in the 1960s." Billionaire. Half of the wealth comes from IBM, and half of the wealth comes from Audrey Toys. You don’t like doing business, but it does not affect the growth of wealth. If your child starts a business in the future, you can only support him."

Audrey Hepburn said seriously: "I listen to you!"

Lin Zhichao then said to the three women: "The three of you will not have a conflict of interest, so you must coexist peacefully."

Only then did Tang Caiyun and Xu Caiying understand why Lin Zhichao called the three of them to the study because he was worried about the intrigue between women. Today, when I was discussing Audrey Hepburn's finances in person, I also told the two of them that having more connections does not mean they have to divide the cake.

Prepare for a rainy day!

In fact, Tang Caiyun and Xu Caiying have never thought about those things. They don't even think about the succession of their children, because their father's health is so good that he is even "non-human". Whether the children can survive their father, It's all the same thing, let alone them.

Tang Caiyun said: "I wouldn't do it in the first place. You don't know how well we get along these days!"

Xu Caiying nodded and agreed, "That's right!"

Today, Lin Zhichao has an asset value of 2.3 billion. The largest one is Global Shipping, which is worth about 300 million US dollars (about 1.7 billion Hong Kong dollars). The asset values ​​of Cheung Kong Industries and Cheung Kong Industries are about the same, almost 300 million Hong Kong dollars (real estate valuation The reason why there has been no increase is that land prices have dropped a lot from their peak).

There are probably nearly 1.8 to 1.9 billion in assets, which Lin Zhichao earned from overseas, and it is wealth that did not exist in Hong Kong in his previous life.

For example: During the Suez Crisis in 1956, Bao Yugang in his previous life had only one ship, but in this life Lin Zhichao had ships with millions of tons, so the shipping industry was snatched from the international market; zipper industry, toy industry (Barbie OEM) ), which was also not available in Hong Kong in the previous life.

Not a moment.

The three women each returned to their rooms, and Lin Zhichao began to pace in the corridor.

He was thinking about a very serious question - whose sign should he turn over tonight?

It had been two nights since Audrey Hepburn arrived in Hong Kong, and Lin Zhichao had not stepped into their room, but slept in a separate bedroom. This could be considered as "standing still".

But there are only three things to do. Is it time to make a choice tonight?

At this time, the three women all came to the door in unison. Listening to the footsteps outside, they were also curious about whose room Lin Zhichao would enter, and they also had a little expectation.

Lin Zhichao hesitated for a moment, then pushed open a door and bumped into Audrey Hepburn at the door.

It's a guest from afar!

Lin Zhichao hugged Audrey Hepburn, his hands became restless. He had an appetite for the 'finishing touch' just now, so naturally he would not let it go now.

"Why did you choose to enter this door?" Audrey Hepburn asked curiously.

"Coming from afar, I have to greet you first!" Lin Zhichao said with a smile.

Then, he withdrew one hand forcefully, and Audrey Hepburn couldn't help but stand on tiptoes, looking at Lin Zhichao with watery eyes.

Next, Lin Zhichao's superb skills made Audrey Hepburn burst into applause, and her voice spread towards the next door.

Tang Caiyun couldn't help but whisper: "This man, I'm afraid he has bad intentions, will definitely not let us three go!"

His words revealed his understanding and love for Lin Zhichao.

She was already prepared for her husband to have a third woman, so she was not angry. What's more, many men in Hong Kong also like to go to entertainment venues, but her husband is taboo about those, which already makes her very satisfied. After all, her husband is so powerful and outstanding, even if he really goes out to play, it makes sense.

As the first wife, she protects her husband wholeheartedly.

In another room, Xu Caiying said: "Really, why are you making such a loud noise? Are all foreign women so open-minded?"

She twisted a few times in discomfort!

Time passes minute by minute!

"My dear, you are too strong! I am going to die!"

Audrey Hepburn finally couldn't hold on anymore, her weak body twitched a few times, and after the water flooded the three armies, there was no sound.

Lin Zhichao lowered his head and whispered in her ear: "Then have a good night today and don't have to wait for me!"

Audrey Hepburn was surprised at first, then smiled and raised her eyelids to show her expression.

Lin Zhichao didn't pick up his clothes, he just picked up part of his body, and then walked out of the bedroom in a showy manner. Anyway, there was no one else on the third floor recently.

Pushing open a door, I found Xu Caiying curled up in a ball on the bed, and then looked back at Lin Zhichao who came in.

"Ah, what are you doing?"

"If you're not happy, let's continue."

"Husband" Xu Caiying took the initiative to greet her without saying a word.

Just now, it was so uncomfortable!

Now, feel better!

Xu Caiying is 1.7 meters tall, with a perfect figure and face. Under such a body, her personality is like an elf, but it has to be said that she is very different.

Her figure is just right for front and back.

"Hubby, why don't you go to your sister's place? Do you want me to save some face for you!" Xu Caiying sneered in front of Lin Zhichao.

Lin Zhichao couldn't bear it when he saw that the little girl dared to ridicule him!

Soon, Xu Caiying paid the price for her words!

Before leaving, Lin Zhichao kissed her forehead and said, "Don't offend him next time!"

Xu Caiying nodded honestly, and then watched Lin Zhichao walk out of the door with a smile on his face.

"Madam, you are here for your husband!"

Tang Caiyun changed out of her pajamas and wore underwear brought back from abroad. She stepped forward and put her arms around Lin Zhichao's neck.

"Husband, please take care of yourself!"

This is push and pull!

Tell yourself to pay attention to your body, but you have changed your clothes!

Lin Zhichao smiled and said: "You understand my body! Come on!"

The three heroes fought against Lu Bu but failed to gain any benefits!

Tang Caiyun has a slightly chubby figure, which is why she can become the first wife, because of her prosperous husband. Of course, being slightly fat is not fat. If you are a little fatter, you will be fatter. If you are a little fatter, you will be thinner.

Snap, snap, snap.

Rhythmic sound!

Smash it, smash it.

How wonderful.

The next morning.

Everyone understands each other tacitly, and there is no embarrassment. On the contrary, the relationship has gone further.

During breakfast, Lin Zhichao said proudly: "This year we are going to New York for the Spring Festival vacation. When the time comes, Caiyun, Caiying, and Xiner will take their children and mother there in three groups. I will arrange for people to go there. I’ll pick you up at the airport and take you to the villa. Then, Audrey, you’ll bring the kids with you, and we’ll get together in New York for another week.”

The risk comes from the plane, so as long as the four groups take the plane separately.

The whole family left Hong Kong, but they were not afraid. Lin Zhichao could control everything in Hong Kong by phone.

Everyone was happy, celebrating the New Year in New York was a bit novel!

Of course, I may also go to Switzerland for skiing during the Spring Festival. In short, I want to see more of the world.

At the same time, Lin Zhichao planned to go to New York in mid-January to arrange stock trading matters.

Before that, he would arrange several companies.

In the Yangtze River Industrial Group's conference room, Lin Zhichao sat with the group's senior executives and the deputy general managers of its subsidiaries to make year-end summaries.

The overall development last year (1959) was very good. After all, the profit was nearly 100 million yuan, which is unimaginable in the Hong Kong industry; of course, zippers and toys are two industries that did not exist in Hong Kong in the previous life (toys specifically refer to the OEM of Barbie dolls) , created a profit of nearly 60 million Hong Kong dollars for Lin Zhichao.

As for the other 38 million Hong Kong dollars, it is indeed an opportunity to snatch it from other businessmen in Hong Kong. The plastic flowers may be mainly from Li Jiacheng and the Jewish brothers, the wigs may be from Liu Wenhan, the shipbreaking yard should be from Dachang Trading, etc., and the steel may be imported Yes, after all, Pang Dingyuan only made steel in the early 1960s.

"How many plastic flower workers are there now?" Lin Zhichao asked.

"6,000 people, and then there are dozens of factories outside producing for us, and more than 500 family workshops doing stringing and bagging. Overall, the number of workers involved is 10,000. This number is probably higher than that of the second largest factory By 80%, there are already 48,000 plastic workers in Hong Kong," Tao Derong said confidently.

Lin Zhichao said: "It seems to have reached its peak! It has been six years since plastic flowers became popular at the end of 1954. People's sense of aesthetics will gradually fade away, so we must take this problem seriously!"

Tao Derong said: "The three shifts we now implement can save a lot of money on machinery and equipment. As for the workers, we have also saved money, and the situation is better than before."

Three shifts save labor money instead of wasting money.

First of all, when three shifts are implemented, workers have almost no rest and have to compete against time to eat;

Secondly, Yangtze River Industries has also adjusted its salary expenses for workers. Wages have not increased for more than a year, but it has retained double grains at the end of the year and holiday benefits. Overall, it is slightly higher than outside by about 20%.

Finally, some temporary workers were employed, whose salary was not as high as that of regular workers, and they could be dismissed at any time.

The reason why labor costs are saved is not because Lin Zhichao is evil, but because the profits of plastic flowers are getting lower and lower. No matter what, it's better than other factories.

Of course, this situation also has hidden dangers, so six or seven years ago, Yangtze River Industrial Group would most likely have stopped plastic flowers and wigs. Even if there was still some profit, it would have given up directly, and workers would have been laid off in large numbers in advance.

As for the industries retained by the Yangtze River Industrial Group, wages will be increased significantly six or seven years ago in an effort to stabilize production by then.

Lin Zhichao nodded and said: "Well, in the future, we will reduce production when it is time to reduce production. If it is too late to produce, we will have it manufactured by others."

Tao Derong said: "Okay"

He trusted his boss's judgment because he had been to an American friend's house and found that the curtains had been replaced with cloth. This detail shows that the craze for plastic flowers will subside in the next few years.

In the conference room, everyone made reports or opinions one after another. It can be seen that the level of managers is very high and they are quite group-oriented.

It is obviously inaccurate to say that the Yangtze River Industrial Group does not have a high level of technology. After all, it has many patents!

On the other side, Li Jiacheng is also calculating the profits of the past year, and the results are still half happy and half worrying.

Fortunately, the profit has increased to HK$1.28 million;

The worry is that the money he has made in the past few years is still not enough to satisfy his plan to build a factory.

Until now, he does not have his own factory building and can only rent other people's factories.

In the past three years, CK Hutchison Plastic Factory has made a combined profit of RMB 2.8 million, but after all, it costs money to expand production. There was only more than 1.8 million disposable funds left, and the money was divided among shareholders. In the end, he could only get more than 1.2 million.

"If I had money, I would build a factory building and collect a lot of rent every year."

"After all, plastic flowers can't always be popular. It would be great if there was a factory building!"

"My uncle still won't let go. One million profits a year is nothing to him!"

"Why!"

Li Jiacheng understands that plastic flowers cannot always be popular, and now plastic flowers have been popular for six years.

Sense of urgency.

His cousin's family has a big business, so he, a small business owner, still cannot get into his uncle's eyes, which is also very frustrating.

"I have to work harder!"

"Just working hard is not enough, we have to invest in industrial land and build a commercial building!"

"Invest with everyone. Although the funds are low, you can use the bank!"

Li Jiacheng's mind is very clear. If he doesn't take advantage of the cheap land price to invest in a piece of industrial land and build an industrial building, he will not be able to build it in the future.

At this time, if you invest in a piece of land worth less than 2 million, although the funds are small, you can use the plastic factory to get a mortgage loan. As long as there is land, you can borrow money.

By then, although the debt may be around 1.5 million, it can be paid off in early a year.

Thinking of this, he decided to take action immediately to convince his relatives and friends.