The birth of the Hong Kong Island family

Mid-August.

On the eve of the liberation of Guangdong Province, a large amount of capital flowed into Hong Kong. According to market rumors, the amount of gold flowing into Hong Kong and Macau on the 11th alone reached 20,000 taels.

At the same time, the price of gold at the gold and silver trade market also reached more than 700 Hong Kong dollars per tael, an increase of about 200% from three years ago. For a time, gold trading in Hong Kong was unprecedentedly hot.

Although the Hong Kong government prohibits the trading of pure gold in gold and silver trading centers, it does not ban the trading of pure gold in banks. Even the gold and silver trading centers use 94% to 50% industrial gold, and speculation is booming.

"Have the accounts been done?" Lin Zhichao asked Zhou Fuzhao, the financial manager.

"It's done, wages and commissions have been settled clearly! Gold speculation funds have returned 1.156 million Hong Kong dollars. The value of gold and foreign currencies in the store is 232,000 Hong Kong dollars. Plus a transfer fee of 80,000 Hong Kong dollars, the total is 1.468 million Hong Kong dollars." Zhou Fuzhao said seriously. Report and handed Lin Zhichao a list.

Lin Zhichao looked carefully and found that gold and foreign currencies would also be sold to Pan Yaoxing worth HK$150,000. Of course, these would not affect the total value of Lin Zhichao's recovered assets.

1.468 million Hong Kong dollars.

It is equivalent to Lin Zhichao making more than 4.5 million Hong Kong dollars in gold in more than a year, because his daily expenses are also collected from Yangtze Bank stores.

Lin Zhichao's cash on real estate and gold reached more than 7.5 million, and of course he spent another 400,000 on buying a boat.

"Convert all this money into US dollars!"

"Okay, I'll get ready right away."

same day.

Witnessed by their lawyers, Lin Zhichao and Pan Yaoxing signed a transfer contract (80,000 yuan) and sold him 150,000 yuan in gold and foreign currency.

"Thank you Lin Shengquan!" Pan Yaoxing reached out his hand happily, with a smile on his face.

"Seriously, I wish Pan Sheng a fortune!" Lin Zhichao said flatly.

Pan Yaoxing didn't think much about Lin Zhichao's mediocrity. He guessed that it might be the reason why Lin Zhichao was heartbroken about losing this business, which made him feel even more 'worth it'.

You know, in order to take over this store, he also borrowed part of the money from his brothers and friends, and bet all his wealth.

When Lin Zhichao left with Li Shauji and others, Pan Yaoxing immediately came to the first floor to encourage Li Guifa, Chen Jie and others. To be honest, Pan Yaoxing was a little heartbroken. He did not expect that Li Guifa, Chen Jie and others had such generous salaries and profits. divided into.

But he is a novice in the industry, so he can only hold his nose and admit it.

On the other side, Li Guifa, Chen Jie, and a shop assistant felt a little complicated. The new boss didn't seem to be suitable for this industry at first glance. At the same time, they also got a suggestion from Lin Zhichao, if they don't do what they want, they can come to him at any time to get a new job.

To be honest, of course they want to work under Lin Zhichao, but they are also worried that their salary will drop. After all, there is a commission here, and the boss fought for them, and they know it.

"Work hard, your salary is the highest in Hong Kong!" Pan Yaoxing couldn't help but said.

Although today was the first official meeting, he still couldn't help showing a quack tone.

"Oh," Li Guifa and the others said indifferently.

Pan Yao

In this way, he planned to stay in the store all day, watching the business come to his door, and he was very happy.

He finally made it ashore!

afternoon.

Lin Zhichao's lawyer walked into Changjiang Bank and told Pan Yaoxing that the signboard at the door needed to be replaced.

Pan Yaoxing suddenly said angrily: "The Changjiang Bank has been transferred to me, why can't I use it?"

The lawyer immediately took out the contract and said: "Mr. Pan, what it talks about is the transfer of stores and businesses, etc., and does not include the 'Yangtze River Bank' signboard. If you still want to use the signboard, doesn't it mean - Yangtze River Bank It is still a subsidiary of Changjiang Real Estate, so it can only mean that everything here does not belong to you!"

Pan Yaoxing suddenly felt like he was being tricked!

But then I thought about it, just change the sign.

"Okay, I'll start my own signboard right away, I don't want to use this name yet, it's dead!"

The lawyer immediately said: "Okay, remember to apply for your own license, and I will check it later."

After this incident, Li Guifa and others were shocked. They understood that the Yangtze River Bank was a resounding sign. For a moment, they wanted to remind Pan Yaoxing, but then they thought that they could not betray Lin Zhichao, otherwise there would be no way out in the future.

At night, Lin Zhichao was receiving guests in a private room of a high-end restaurant in Wan Chai.

"Congratulations to Detective Yao for being promoted to Chief Detective, which greatly boosts the aspirations of us Chinese people!" Lin Zhichao stood up and said to a capable and shrewd old man who walked in.

This little old man was none other than Yao Mu, the first Chinese Chief Inspector. Lin Zhichao was able to invite him because through Ho Tung's relationship, he first met a chief superintendent of Hong Kong Island and then recommended Yao Mu to him.

Lin Zhichao had always avoided getting involved in political affairs, but as far as he knew, this Yao Mu was worth dating and was not as greedy as the detectives of later generations. On the contrary, he had done many commendable good things in the past few years. For example, the Guangzhou-Hong Kong extortion case, the counterfeit U.S. banknote case, the concealment of weapons case, the robbery case... According to statistics, in the first 17 months of Yao Mu's tenure as Detective Inspector of Kowloon District, he solved a total of more than 130 robbery cases and concealment of weapons cases. , the number of weapons seized was the highest among the police force. Although someone is obviously paving the way for him in these things, it obviously also requires some ability.

Yao Mu did not dare to be arrogant at all, and quickly bowed and said: "Lin Sheng is so honored. You are the leader in the business world and the light of the Chinese people."

To be able to ask the Chief Superintendent to introduce him, it is obvious that this young man has reached a higher level. It is said that he and Sir Ho Tung have been friends for many years, so he must have this ability.

At the same time, this young man can be said to be brave in the business world, and he is not someone that a detective can despise. It is not wrong to say that he looks up to him.

After all, in the final analysis, he is just a little JC. These Wei Shui guys have many ways to support their own people to rise to power. For example, he is the road paved by the Chaoji Chamber of Commerce.

While the two were being polite, a few more people came over after a while, and Yao Mu was surprised. These were his sponsors—the directors and members of the Chaoji Chamber of Commerce.

Lin Zhichao said with a smile: "I know that we are all acquaintances, so I invite you all to have a meal. Brother Liao doesn't mind!"

Liao Baoshan said with a smile: "Haha, it's rare for friends to get together, so they won't mind. Congratulations to Chief Inspector Yao!"

Just last month, Yao Mu was promoted to be the first Prime Minister and the Chief Inspector of Hong Kong, Kowloon and the New Territories. This is related to his previous performance.

"Thank you, Liao Sheng!"

Soon, everyone was seated.

At first, there was a casual conversation, and there was a lot of toasting.

Yao Mu was also surprised how Lin Zhichao, a Shunde native, got involved with the Chaoji Chamber of Commerce. At the same time, he was thinking about something that required the use of interpersonal relationships at the level of Chief Superintendent.

Lin Zhichao didn't make any jokes, but said: "I heard that Inspector Yao is a master at solving crimes and has repeatedly created miracles. So this time I invite you to come here for the case of someone shooting me on Wenxian East Street twice in a row last month." Someone told me that it might have been done by people from Dongfuhe, please go to Inspector Yao and see if he can be caught."

Yao Mu understood immediately. He also remembered such a case. After all, shooting cases were considered serious crimes.

At this time, Liao Baoshan immediately said: "Inspector Yao, you have to handle this matter well, otherwise we don't have a good business environment for doing business, which is not conducive to the development of Hong Kong."

Yao Mu immediately said: "Don't worry, everyone, I promise to solve the case and catch the murderer in three days!"

Arresting people is not easy. For him, he only needs to take people to Dongfuhe for a trip, and if he doesn't hand them over, he will arrest the leader.

No evidence is needed, just people admitting it.

"Well, having a chief inspector like Inspector Yao is really a blessing for us Hong Kong citizens. Come on, let me toast you!" Lin Zhichao said with a smile.

"Lin Sheng deserves the award. Protecting the safety of the citizens is what our JC should do." Yao Mu said hastily.

Soon, everyone was laughing again.

During the period, Lin Zhichao specially reminded that only the participants should be arrested, and the motives should not be investigated.

It's very simple, he wants to play with Pan Yaoxing slowly, and Pan Yaoxing may not be easily convicted.

Therefore, deal with him according to business rules.

"Fat pig, come out!"

Yao Mu brought a team of detectives to Dongfu and the den, and his subordinates shouted loudly.

Dongfuhe is a club in Dongguan, while Yao Mu is from Chaoyang, so naturally he has a bad breath.

After a while, a fat man as fat as a pig came out and was about to curse. When he saw Yao Mu, he immediately shrank his neck, wondering how he had offended this Lord of Hell.

He knew that the position of Chief Inspector Yao Mu was filled by members of the society like them. In order to increase the speed of solving the case, Chaozhou-based associations have contributed their efforts and personnel. When other local associations encountered it, Yao Mu cut the mess with a sharp knife and said "ruthlessly".

"Inspector Yao, why are you here? Sit down!"

"Sit down! Send someone out immediately, or we'll sweep your place before dark."

"Leave it to me. Who?"

Just make friends, Fat Man Pig thought, the most indispensable thing in this era is those cheap lives. Since you have entered this industry, you must think of today.

Yao Mu took out a cigarette and Fatty Pig quickly lit it.

"It's the owner of the Changjiang Bank who shot twice on Wenham East Street. Don't lie to me. I know it has something to do with your elder Pan Yaoxing. But today we are not arresting Pan Yaoxing, only those who participated in the shooting."

Fatty Pig immediately said: "Okay, I'll deliver it to you before dark!"

"Close the team!"

After Yao Mu and others left, Fat Man Zhu cursed secretly: "This idiot still wants to go ashore. I already knew he was going to die on the shore."

He was scolding Pan Yaoxing, and the fat guy Zhu also knew that Pan Yaoxing had recently acquired a bank account, and the previous owner of this bank account was Lin Zhichao, a popular businessman.

He was still wondering, would others be afraid of a club?

Easily hand over the hen that laid the golden eggs?

Now it seems that others are trying different ways to play with him!

Fatty Pig calmly called Pan Yaoxing and asked about the people involved that night. He was quickly found in Hong Kong, tied up and sent to the police station.

He understands that if he doesn't hand someone over, he will.

To be able to alert Inspector Zonghua, there must be a very deep relationship, maybe even higher level.

When Pan Yaoxing learned about what happened in the club, he suddenly panicked. He did not expect that Lin Zhichao guessed that it was him, or that the police had really solved the case. At this time, he felt that he could not afford to offend the real big businessman, and he began to complain about Dongchang's bad ideas.

"It's okay, it's okay, those brothers won't betray me! Besides, there's no evidence, I'm not afraid!"

When he walked into the store, he found that the counter was empty, and he immediately said loudly: "What's going on? Why haven't they gone to work yet?"

A security guard said: "Brother Fa and the others came here just now and said they were quitting their current jobs. The boss has called them back to work!"

Pan Yaoxing roared: "What kind of boss? I am their boss! Don't they want their salary anymore?"

"No, we don't want it anymore, it's spread outside, Boss Pan, you are the one who made the cold shot." The security guard was also tough and immediately returned the favor.

Because it is very simple, Lin Zhichao will accept everyone to work.

Pan Yaoxing was stunned and immediately roared: "You brat, what nonsense are you talking about!"

It's a pity that the security guards and waiters have left one after another, and they have lost their wages, because someone has compensated them.

As a result, Pan Yaoxing was left with only two men, staring blankly at everything.

"Boss, it seems like someone has tricked me!"

Pan Yaoxing almost fainted when he recalled recent events.

"my money!"

For this bank account, he spent a total of 230,000 Hong Kong dollars. Now, the signboard is no longer allowed to be used, and all the original employees have left, leaving only him and two lay men.

At this time, he realized how scary Lin Zhichao was. He probably already had guesses when they met for the first time, because he remembered that Lin Zhichao tried several times, but he didn't notice it on the spot, because he was overwhelmed by joy at that time.

But now, all his wealth and loans are invested in this. Lin Zhichao took the initiative to deal with him step by step.

"What a ruthless person!"

Pan Yaoxing's head is full of little stars!

Now he is worried that Lin Zhichao will still cause trouble for him, not that he has the ability to cause trouble for others.

"Go to Richang Bank and ask for a staff member, or else we will expose this grandson of Yu Dongchang!" Pan Yaoxing thought quickly.

Now, instead of thinking about other things, it’s about preserving the money you’ve saved throughout your life.

In this way, Pan Yaoxing lived in fear and worry at the same time, not knowing when he would wake up from the nightmare.

Lin Zhichao was sitting in the office of Changjiang Real Estate, feeling very happy.

Of course, he wasn't happy for Pan Yaoxing and his ilk. In fact, he had almost turned the page. He had already done what he should do; he wouldn't do what he shouldn't do.

The greater the crime, the greater the punishment.

Pan Yaoxing did not deserve to die, and of course Lin Zhichao had no right to decide the life or death of others. But because he has tricks, Lin Zhichao will naturally play tricks.

Lin Zhichao thought it was a good idea to halve Pan Yaoxing's assets. It was absolutely impossible for a layman to do a good job in bank business;

He was able to do it at the beginning, first because he had preparations and contacts, and second because he had the general Lee Shau Kee.

Turn the page!

Lin Zhichao was thinking about his own wealth. Recently, he exchanged the last batch of funds from Changjiang Bank into 350,000 US dollars, and set aside some living expenses.

Therefore, there is now a full US$1.71 million in the account of Changjiang Real Estate (excluding the US$105,000 spent on buying the boat). Changjiang Real Estate now has a property business to support it, and owns six unit properties (including four shops).

The other side.

Cheung Kong basically converts them into U.S. dollars, and there is 400,000 U.S. dollars in the account. As for the net assets, it is estimated to be as high as about 4 million Hong Kong dollars, and the overall value is more than 5 million Hong Kong dollars.

Before he knew it, Lin Zhichao had become a multi-millionaire.

Of course, there are still many multi-millionaires in Hong Kong, and Lin Zhichao dare not be proud.

For example, the commercial land in Central is about 200~300 Hong Kong dollars per square foot. For reference, the Zhongjian Building of the Xu family in later generations, which is now the Hong Kong Hotel (Peddler Street, Central, five-storey tenement building), can be bought It will cost about 5 million to buy this land of about 20,000 square feet.

So if Lin Zhichao wants to build a building in Central, he will spend almost all the assets of Changjiang Real Estate.

For example, the Ho Tung family owns a piece of land on Des Voeux Road, covering an area of ​​16,000 square feet, with a value of about 5 million Hong Kong dollars. Of course, Ho Tung owns more land and properties than imagined. , worth at least 30 to 40 million, just a property in Hong Kong.

There are also established families like Zhou Xinian, Feng Bingfen, Xu Aizhou, etc., with net worths in the tens of millions. Many of the wealthy people coming from the mainland are worth millions of dollars.

Even if you don't compare with others, Lin Zhichao's money is not spent easily. Not to mention buying commercial land in Central, even buying a boat, he can't achieve much.

The price of a 30-year-old cargo ship of 8,000 to 10,000 tons should be around HKD 2.5 to 3 million.

Therefore, the price is really expensive!

There are really many rich people in Hong Kong. After all, the wealth flowing into Hong Kong in recent years has reached 500 million US dollars. During the peninsula war period, Hong Kong banks had nearly 4 billion in deposits.

Naturally, so much hot money poured into all walks of life immediately after the Peninsula War, and the real estate industry benefited greatly.

Shipping, real estate, and industry are the major undertakings that Lin Zhichao is currently pursuing. He may also engage in small undertakings during the period, depending on the situation.

Both shipping and real estate are still waiting for an opportunity, so Lin Zhichao is not in a hurry; the layout of the industry has been launched, and the impact on the Peninsula Campaign will not be too great.

In the evening, not long after dinner, Tang Caiyun was doing postpartum exercises in the bedroom, which immediately attracted visits from Lin Xiner and Tang Caiying.

"Sister, what are you doing, so weird?" Tang Caiying commented unceremoniously.

Tang Caiyun is doing full-body exercises - kneeling, supporting the bed with her arms, and raising her left and right legs alternately to her back.

"This is called postpartum recovery. Your sister and I want to get back in shape. You guys go out and see the monkey!"

Tang Caiying smiled and said: "You also know that you are like a monkey now, doing some inexplicable things!"

Tang Caiyun said angrily: "If you are capable, you will learn from me in the future!"

Tang Caiying panicked for a moment, thinking, does my sister already know about her and her brother-in-law?

Smelly brother-in-law!

In fact, the two of them had nothing to do, except that Lin Zhichao expressed a little bit of that meaning, but was 'rejected' by Tang Caiying.

But in fact, Tang Caiying still has a good impression of Lin Zhichao. It's just that Tang Caiying is smarter and rational, so she won't be easily fooled.

"What are you doing around here? It's called exercise. It can not only restore postpartum recovery, but also maintain physical and mental health." Lin Zhichao squeezed in and said proudly.

With an expert like him, he should publish a book called Postpartum Recovery Guide.

Tang Caiying looked at Lin Zhichao and said, "Is it your bad idea, brother-in-law?"

Wow, it seems that it is not easy to accept this kind of thing in this era. Of course, the position is different. If I was postpartum, I would not say this.

"If you have the ability in the future, don't ask your sister for advice!" Lin Zhichao said exactly the same thing.

Tang Caiyun immediately laughed, Tang Caiying immediately gave Lin Zhichao a fierce expression, and then left the scene with Lin Xiner.

"Tsk, I don't want to have a baby, and I don't want to get married!" Tang Caiying said harshly.

Tang Caiyun said while exercising: "This girl is 16 years old this year, not too young!" After saying that, she deliberately looked at Lin Zhichao.

She is not stupid. How can a brother-in-law and a sister-in-law have such a close relationship? Lin Zhichao, the brother-in-law, feels better towards Tang Caiying than towards his sister Lin Xiner.

"Ahem. These two girls are all materials for studying, and they can still go to college in the future, but it's still early." Lin Zhichao didn't want to reveal his wolfish ambitions too early.

Seeing this, Tang Caiyun laughed, then concentrated on exercising and skipped this topic.

Everyone knew some things well, and she just wanted to see how Lin Zhichao handled such things.

To be honest, it was unreasonable and difficult for her parents and sister to accept; even she actually felt a little bad in her heart.

Of course, if this man can handle it well, she will not object because she does not want to make trouble with Lin Zhichao.