Super Wizard
Chapter 616: Behind the scenes
Fang Ming's expression became complicated when he hung up his phone. He told Uncle Hua that he was now in Huabao Building. Uncle Hua was silent. He knew that the Hua family's troubles in the past could not be concealed, but he still did not speak out. , Just said to come right away.
"You know our boss."
Jiang Yingying looked at Fang Ming and was a little curious. When Fang Ming just called Hua Borong as Uncle Hua, she heard it. That is to say, the young man in front of him really did not come to ask for debt, but the boss’s junior.
"Also, there is no such thing as a debtor with a beautiful foreign girl."
Jiang Yingying was also anxious before, because she saw too many door-to-door debt collectors during this time, especially Fang Ming walked towards the back as soon as she came in, so let her think that Fang Ming also came to collect debts.
Fang Ming also heard Jiang Yingying's murmur, and looked at Jiang Yingying, and asked, "This lady, can you tell me what trouble you are having in the Huabao Building?"
The reason why Jiang Yingying was asked was because Fang Ming was afraid that Uncle Hua would come even then, and he was not willing to tell him what trouble the Hua family encountered, or to hide.
Jiang Yingying was a little hesitant, but when she thought that the other party was the boss's junior, then it would be fine for her to say it. Anyway, when the boss came, she would tell others.
"It has to be said about a year ago. At that time, the boss entered a batch of antique jade. Although it is not a real antique, it is a real jade after all, with a total value of more than 10 million. But who ever thought that these The jade article turned out to be fake. Many customers who bought it discovered that the jade stone was cracked a few days later, and there was even a fluff in it."
Thinking of what happened at the time, Jiang Yingying felt incredible. You must know that Huabao Building has been established for many years and has a professional appraiser. How can it be impossible to identify the true and false jade articles?
But this is the fact, and the people who buy jade come from different places in Modu. If one or two pieces of jade have a problem, it can be said that the other party wants to blackmail the company. However, if a batch of jade has a problem, it is naturally impossible. It's a conspiracy by customers.
For companies such as jewelry antiques, reputation is extremely important. If fake goods are exploded, the entire company will be destroyed. Therefore, for the reputation of Huabao Building, his boss has given these customers several times compensation. Let these clients sign a confidentiality agreement, and they will not leak things out.
The cost of the capital plus compensation is conservatively estimated by the owner of the company. He has taken out 50 million yuan. Naturally, the owner’s net worth is more than 50 million yuan. The net worth of doing business is not the same as cash.
Many bosses with a net worth of hundreds of millions of dollars are already at the limit of getting 10 to 20 million in cash, because a large part of these bosses are derived from assets, and assets are not equal to cash.
With 50 million yuan, the funds of Dehuabao Building are also stretched, especially the jewelry antique industry is different from other industries, this industry is very profitable, but the same payment is also very slow, sometimes one It is normal for antiques to be sold for a year or two.
After the crisis was resolved, there was not much liquidity in the Huabao Building, but if that was the case, it would be nothing, but just three months after the incident, the Huabao Building encountered another problem.
The reason for this was that several people at that time took a few antiques and identified them as shots. They were extremely precious antiques. If you take them out for auction, you can definitely shoot an astronomical number, but these people Willing to sell at a very low price.
If you change to the past, Hua Borong will certainly not be tempted. After all, he is seeking stability at his age, but he has experienced compensation, and the Huabao Building is badly injured. He urgently needs a capital injection.
If he eats these antiques at a low price, and then changes his hands to go out at that time, not only can the compensation money be earned, but also a sum can be earned for this purpose.
Of course, Hua Borong was extremely careful this time, and invited several appraisers to identify these antiques. These appraisers can be sure that these antiques are true, but there is only a smell of soil.
The earthy smell is jargon, meaning that it didn't take long before it was unearthed. This year, the underground wealth belongs to the country. What is meant by the antiques just unearthed, Huabo Rong is very clear in his heart.
But it was for this reason that he completely dispelled the doubts in his heart. The few who were doing antiques must be Tufuzi. These people are doing business that is cost-free, and this thing is not for everyone. The price is naturally low.
When Hua Borong's career started, he had done this kind of business. Generally speaking, they collected such things, and the price would only be 20% to 30% of the market price. Normal thing.
However, even at a very low price, Hua Borong can't afford so much cash now, so he chose to find a loan company to borrow, although the handling fee and interest are high, but still have a lot of money.
With the borrowed money, Hua Borong bought those antiques, and after buying it, Hua Borong naturally had its own channels to pack these antiques, and to remove the smell of it, otherwise He didn't dare to sell it.
Back and forth, Hua Borong spent a total of more than 20 million to get it done, and I saw that these antiques were going to be sent to the auction, but what I did not expect was that the few Tufus were actually caught, and The public security found Hua Borong based on their account, and those antiques were naturally turned in.
Thanks to Hua Borong's wit, when he first traded, he did not know that this was a newly unearthed cultural relic. He pretended to ask the origins of these antiques, and they also lied that they were their own homes. Passed.
Originally, this was a lie that the two parties did not declare, but Hua Borong recorded it. The recording saved him from prison, but he couldn’t get the money for these antiques. The native teacher squandered away.
Antiques were turned in, and loan companies also started to collect money. At that time, in order to quickly borrow money, Hua Borong took the jewelry antiques in the Huabao Building as a mortgage. These loan companies directly used the jewelry and Antiques are carried away.
These two things have almost hollowed out Huaborong's foundation, and almost all the money earned over the years has been lost.
"According to what you said, those who borrowed money from the company took the jewelry as a mortgage, and the debt should be over. How can there be debt collection?" Fang Ming asked Jiang Yingying and asked.
"Because of these two incidents, those suppliers knew that the company's funds were tight, so they came to urge debts, but there was no more funds on the company's books, so the capital chain was broken."
Hearing Jiang Yingying's explanation, Fang Ming understood.
The most feared thing about doing business is the breaking of the capital chain. The so-called capital chain is actually a cycle. In the modern industrialization era, each enterprise is actually only responsible for one link, some are responsible for the upstream supply end, and some are responsible for terminal sales.
Huabao Building is actually a terminal sales. In the face of a large number of consumers, all jewelry antiques of Huabao Building are not made out of thin air, but bought from jade merchants, and then look for designers to design sell.
Among them, the jade merchants did not pay the full amount, but 50% of the payment. The rest was settled according to the agreed time. However, these jade merchants knew that after the accident at Huabao Building, they were afraid that they would not get the final payment. Come collect debts.
Those tourists and customers who want to come to buy jewelry come to see a bunch of debt collectors in Huabao Building, most of them turned away, which caused the business of Huabao Building to gradually become deserted, even if they were sold. Jewelry, this money was also taken away by those jade merchants.
Without funds being returned, the jewelry in the Huabao Building will be less and less, and there will be no jewelry to sell at the back, but the money of the jade merchants is still not paid off, so these merchants are sent by every third. Come home to collect debts.
"Actually speaking, boss Hua is also a good person, but I don't know why this year was suddenly such a bad luck, and suddenly encountered such a thing."
Jiang Yingying was there with emotion, but Fang Ming's expression was getting colder, and the cold light flashed in his eyes. Those who don't know the inside story might think that Uncle Hua had bad luck, and bad luck encountered these things. Pit for Uncle Hua.
Nothing has happened in these years, but I received a batch of counterfeit jade products this year. What a formidable counterfeit talent can produce counterfeit jade products that even experts who have been appraising jade for many years have been eye-catching.
This thing made Uncle Hua’s liquidity instantly disappear, and then there were just a few Tufus who came to Uncle Hua with valuable funerary items, and they sold the same cabbage as the real price. the price of.
This was not enough. When Uncle Hua borrowed a loan shark and collected enough money, it happened to happen in the East. The antique was turned in, but the money was lost.
Coincidentally, the jade merchants heard the wind again, and at the same time they came to the door to collect debts and completely ran out of the Huabao Building.
All this coincidence is simply a trap, and the purpose of the people who designed this trap is to destroy Hua Hua's building.
As for who is designing this trap, Fang Ming already has the answer.
Such a large handwriting and super high-level counterfeiting means this definitely does not come from the traps of competitors in the same industry, because there is such a handwriting, it is not necessary to put Huabao Building in the eye.
He was not a peer, and Uncle Hua didn’t offend anyone, and the incident happened just after he fled abroad, so there is only one explanation. The other party is coming to himself and knows his relationship with Uncle Hua.
Linking these speculations, the black hand behind the scenes is self-evident. Who else can be besides the Mu family?
The Mu family did not dare to explicitly target Uncle Hua, so this conspiracy method was adopted. Even if Mr. Tang knew, he could not say that the Mu family violated the rules of the cultivation world because no evidence could be found.
Huijian
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