Shenhao starts from a fake rich man

Han Haoran asked directly: “I know the number of registered users of ‘Haoran Payment’, what I want to know now is the product of ‘Balance Finance’, how much deposit is absorbed in a day??”

Han Haoran believes that the entire third-party payment platform of “Haoran Payment” is for “balance financial management”!

Of course, in the future, Han Haoran will launch more financial products like the “Ant Financial” in later generations.

So that consumers can not only save money, but also borrow money, but also spend in advance!!

In this way, you can earn a huge “interest differential” just like the bank

After all, users deposit money into “balance banking”, and they get interest. It is different from the interest that customers need to pay when they ask about the loan on the “Haoran Payment” financial platform.

And the difference is quite big!!

For example, there is a big difference between the interest on bank deposits and the interest on bank loans!

This interest rate spread is the biggest way for most commercial banks to make profits.

The four major state-owned banks, annual profits. In fact, it is higher than a giant company like PetroChina and Sinopec, and it is this interest rate difference!!

Of course, the online wealth management platform of “Balance Wealth Management” is actually robbing the bank’s business, which will have a significant impact on the bank!!

Han Haoran’s “balance wealth management” now has an annualized interest rate of 4.2140%.

This is formulated by Han Haoran based on the annualization of the “Yue Bao” in his previous life!

The interest rate on the three-month bank deposit 223 is 1.10%. The interest rate on demand deposits is only 0.35%!!

In other words, even if you deposit in the bank for three months, the interest is only a quarter of the “balance management”!!

And for these three months, the money you have deposited in the bank cannot be withdrawn in advance, otherwise there will be no interest!!

The interest rate of the bank’s demand deposit is less than one-tenth of the “balance financial management”!!

When the interest rate of “balance management” is much higher than the bank interest.

Everyone is not stupid, they must take out the bank deposit and then deposit it into the balance for financial management!!

Han Haoran’s Yu Bao in his previous life almost touched the foundation of the bank, making the four major state-owned banks very uncomfortable!!

In the end, it was the state that stepped down and the central bank directly issued an order to restrict “Yu Yu Bao”

The holding limit of Yu’e Bao’s personal account was reduced from 1 million yuan to 250,000 yuan, and then adjusted to 100,000 yuan.

The single-day subscription limit of Yu’e Bao is adjusted to 20,000 yuan.

It was through various restrictions that the morale of the state-owned banks was stabilized.

Otherwise, more than half of the deposits of these large state-owned banks may go to “Yu Yu Bao”

And in this life, Han Haoran knows that his current relationship with senior leaders is not wrong.

In particular, the State Administration of Foreign Exchange, the Central Bank, the People’s Bank of China, and the like.

In the last battle of Soros, these people still owed Han Haoran a big favor.

Han Haoran believes that even if the central bank’s system of “balance financial management” will at least let the “balance financial management” develop for a few years.

And the terms of the restriction should not be as dead as in the previous life!

However, Han Haoran now only encourages. As a new third-party payment platform, “Haoran Pay” has an unstable foundation!!

You must know that when “Alipay” was launched, it was already the 14th year of its establishment.

At that time, the number of global users of “Alipay” was 500 million!!

———————————————

But now it’s different.

[ Read more novels by visiting our website: Knight Novels ]

At present, the Internet industry has not yet entered a period of rapid rocket-like upward movement.

Today, even the number of Alipay users has only reached 200 million!

One day after Haoran Pay was launched, the number of registrations reached 8.9 million, which is actually quite remarkable.

You must know that the originator of this field is also the paypa1 of Elon Musk, Han Haoran’s good friend. Founded in 1998, after two and a half years, the number of registered users reached 3 million.

It took four years for PayPa1 to grow from 3 million to 50 million users.

Alipay, on the other hand, reached 3 million registered users six months after its establishment at the end of 2004.

The number of users grew from 3 million to 50 million, and Alipay only took two years and three months!

And “Haoran Pay” was launched one day, and it completed the goal that Alipay has not achieved for more than half a year!!

However, today’s “Haoran Pay” is much less than the number of users of Alipay, which has 200 million!

It is also too far behind Alipay, which has more than 500 million users when “Yue Bao” was launched in the previous life.

Han Haoran is worried that even if he is ahead of Ma Yun and Alipay to launch “balance financial management”. Even if you have the endorsement of the “Korea Buffett Fund”!!

However, due to the user base of “Haoran Pay”, “Balance Finance” cannot get the expected deposit.

When Ma Yun realized the huge market space and profits of this piece, she began to launch “Yue Bao”

Even if Han Haoran and “balance financial management” are in front.

However, Alipay and Yuebao will rely on the huge advantage of his 200 million users to quickly surpass “balance financial management”

In this way, the overlord of this Internet financial management market will be the same as in the previous life, which is Yu Bao. ‘

All Han Haoran’s efforts will be in vain.

Therefore, on the first day of “balance management”, the number of deposits absorbed is very important!!

This can almost determine whether “balance finance” can replace “Yu’e Bao” and occupy this market before Alipay!!

Wang Xing saw Han Haoran’s impatient appearance, and also knew that Han Haoran attached great importance to this data.

In fact, Wang Xing is also very excited at the moment!!

Because the data on the first day of “Balance Finance” is so good!!

It was so good that Wang Xing looked at this data for the first time, and thought that the staff of statistics had made a mistake and miscalculated the data.

Wang Xing smiled and said to Han Haoran: “Boss, be mentally prepared. This is definitely an incredible number. ”

When Han Haoran heard this, he knew that “balance financial management” was most likely successful.

Han Haoran scolded: “Don’t sell it, hurry up!! My expectations are very high.” ”

“Perhaps, the numbers you think are incredible have not yet reached my goal. ”

Wang Xing scratched his head and said, “Boss, if this number hasn’t reached your goal!!”

“Then your goal is too big!!”

“In 24 hours, 2.2 million of the 5.5 million users who passed real-name authentication and bank card binding chose to deposit to ‘balance management’. ”

“The least deposit is a minimum of 100 soft girl coins, and the most is a deposit of 24 million soft girl coins!!”

“The per capita deposit amount is as high as 7,290 soft sister coins. ”

“In other words, in one day, ‘Balance Wealth Management’ absorbed deposits of 16.03 billion soft sister coins!!”

“I don’t even know that the netizens in our country are so rich, and the average deposit amount is actually 7290 soft sister coins!!

“And the deposit of 16.03 billion soft sister coins in one day is higher than the amount of investment absorbed by the Han Buffett fund of ‘Haoran Financial’ itself!”

Han Haoran smiled: “It’s barely enough to reach the goal.” “_

To see the ununderlined version of the novel, please download Fei Lu Xiao