Reborn Tokyo Golden Age

Even though she didn't feel bad about spending money lavishly, she was actually in debt herself.

Not only did her followers buy the stocks chosen by the so-called toad god that had been predicted before, but she herself also bought them!

Yes, that’s right! She herself followed the nonsense that Ogami said.

It's not that she even deceived herself, but it's just that Onoue has no idea about investment and money.

If she had any knowledge of this aspect, she would not borrow trillions of yen from banks.

Yes, Ogami alone borrowed 1.7 trillion yen from major Japanese banks.

1.7 trillion yen, which is about 12.5 billion U.S. dollars. This is the amount of money Ogami owes the bank now.

However, she borrowed such a large amount of money, but she did not squander much.

Most of them are invested in the stock market or used to buy financial bonds.

Of course, like today, I have also done a lot of providing financing for other people.

According to previous statistics from the housekeeper, Ogami's assets at the end of last year were approximately 620 billion yen.

However, with the collapse of the stock market, Ogami, like her followers, lost most of her assets.

After the meeting, several people added up in private, and now the assets under Ogami's name are only about 265 billion.

Most of them exist in the form of financial bonds. As for the cash, after today's hard work, there is only less than 30 billion in the account.

To be honest, although most of the money was lost, Ogami didn't feel distressed at all.

Because as an ordinary person, especially an ordinary person with an average level of education.

Most of her life revolves around this izakaya, and her daily expenses only cost a few million a month.

Ogami couldn't get used to eating or living in high-end luxury goods, restaurants, bungalows and villas.

Growing up in the 1930s and 1940s, she was used to living a hard life. She suddenly had a huge amount of wealth and didn't know how to spend it.

The only thing she could think of to spend a lot of money on was to buy herself a set of thick and heavy solid gold jewelry.

The emperor's golden hoe, such a joke sounds funny.

But it does reflect the huge gap in knowledge and knowledge between the people at the bottom and the upper classes of society.

So faced with hundreds of billions of funds, Ogami himself didn't feel much at all.

Now when he heard the housekeeper say that there was not much money in his account, Ogami's first reaction was to get a loan from the bank.

In the past two years, she spent money when she had money and borrowed money when she had no money, and accumulated more than 1 trillion yuan in loans.

However, banks are not fools. With the stock market plummeting, Ogami Seam has long been insolvent.

Now it is impossible for her to borrow large sums of money from the bank, especially since all the big banks are full of talents.

"Since the amount of money Mr. Ogami wants to borrow is not a small amount, he can only go to a big bank to cooperate."

Just when Ogami was having trouble with the loan, a middle-aged man wearing glasses sitting next to her suddenly spoke.

"That's what I say, but large loans from banks require collateral.

If it was a small amount like tens of billions, I would just call Hexi-san directly. "

The Kasai-san mentioned in Ogami's mouth is the executive director of Industrial Bank in Kansai, named Kasai Kyouji.

Because whether it is a loan or the purchase of financial bonds, the amount starts at tens of billions.

Therefore, Kawashi Kyoji always serves this God of Wealth carefully.

If it normally requires 20 to 30 billion in capital, Kawashi Kyoji will get the money with just one phone call.

So for a "small number" like tens of billions, I really don't care too much.

But what she wanted to borrow was not a small amount, but a large amount of hundreds of billions.

Even if Ogami has no idea about money, she still knows that having too much money requires bank approval.

Facing Ogami's frown, the middle-aged man who had just spoken showed a meaningful smile.

"Actually, it's not difficult to say~"

"Hey, Kanda-san, do you have any good ideas?" As soon as Ogami heard that there was a door, he immediately leaned closer and showed an interested expression.

This middle-aged man named Kanda is the president of Toyo Credit Bank.

Usually after gatherings, he likes to stay and get close to Ogami Suita. After getting to know each other, he has become one of Ogami Suita's confidants.

Seeing her agitated expression, Kanda also leaned closer and lowered his voice to seduce her.

“Since the big banks want reliable collateral, we’ll just provide one.”

"Hey, reliable collateral? Kanda-san is talking about real estate?"

What is the most valuable thing right now? That is of course real estate.

Although Onue has not invested in any real estate, it does not mean that she does not know how popular Neon's current property market is.

But if it's real estate, I don't seem to have much land in my hands.

Faced with Ogami's question, Kanda smiled and shook his head.

“Now that the Ministry of Finance is tightening the quota for real estate loans, it may not be appropriate to use real estate as collateral.

And we don’t have any real estate, so why don’t we use deposits directly? "

"Deposit?" Ogami looked at Kanda strangely.

Deposits can be used as collateral for bank loans, and are even a type of hard currency in the collateral, comparable to real estate.

However, if I have so much savings, do I still need to get a loan from the bank?

Seemingly noticing the question in Ogami's eyes, Kanda answered unhurriedly again.

"As long as you have this certificate of deposit, it's enough. As for whether it's true or not, is it that important?"

Ogami widened his eyes slightly, "Kanda-san, what do you mean?"

Kanda nodded proudly, "The certificate of deposit is provided by Toyo Credit Bank. It is up to you, Mr. Onue, to decide how many numbers you want to fill in.

Even these prove that our Toyo Credit Bank can provide several more versions with different amounts.

When the time comes, we will try Industrial Bank, Daiichi Bank, and Fuji Bank one by one.

Oh, by the way, Beidu Bank also needs to prepare one. I heard that their financial strength is not weaker than the three major banks, but the review is a bit stricter.

But with a genuine certificate of deposit in hand, I don’t believe they would refuse this sky-high loan business delivered to their door. "

The Toyo Credit Bank where Kanda is located is also a large-scale financial institution, and it is also a serious credit bank registered with the Ministry of Finance.

Most banks will recognize their certificates, and these data can be checked within the financial system and generally cannot be faked.

But there are exceptions to everything. If there is a mole in the banking system itself, then the falsehood will become true.

After hearing Kanda's plan, Ogami's eyes lit up. This method was really foolproof.

"Kanda-san, then this matter will trouble you."

"Of course, but after the matter is completed, Ogami-sama"

"I will buy 90 billion yen of financial bonds issued by Toyo Shinkin Bank."

Ogami added without hesitation, "I support the major financial institutions."

She has done this kind of thing a lot, and she is already familiar with it.

And with her assurance, Kanda also smiled with satisfaction.

90 billion yen of financial bonds. With Kanda's sophistication, he had countless ways to manipulate the contract.

Believe it or not, all of the final 90 billion yen will fall into the pockets of Toyo Credit Bank without missing a penny.

Why would you take such a big risk to get a certificate? Isn't it just for the money?

Tsk, 90 billion yen, a piece of paper-like proof.

As expected, it is still the most profitable business without capital.

In May, with the further stabilization of the stock market, the Nikkei Index has recovered to around 29,000 points.

The recovery of the stock market has once again proved that the previous big crash was just an accidental event.

As a result, financial investment became active again, and Industrial Bank's financial bonds, which had been ignored in the past few months, gradually gained more buyers.

Yamaga Securities, which had been pretending to be dead for more than three months, actually came to Toyo Securities again and wanted to buy back the 80 billion yen bonds.

Faced with the purchase request from Shanlu Securities, Toyo Securities signed another contract without hesitation.

Omitting the process and looking at the front and back together, it means that Takeda of Toyo Securities died in vain.

It's a pity that Takeda-san went up to the rooftop too quickly.

If you persist a little longer, maybe things will turn around.

However, there are no ifs in history, and the stock market is all about heartbeats.

Without a big heart, you will die faster than others.

On the day when the Nikkei stock index plummeted, there were five jumping incidents on the street where the Shirakawa Holdings Building is located.

In fact, it’s not to blame them for being impatient, because not everyone can accept the idea of ​​going from being worth billions to the pre-liberation ending.

The huge gap in wealth and psychology can instantly break down a person's psychological defenses.

Especially those so-called social elites who are usually pampered and privileged. The last thing they can accept is to fall from the clouds into the mortal world.

However, these have nothing to do with Baichuan Kaede, because Baichuan Holdings was well prepared, and Baichuan Holdings' losses were actually not large.

Although there are also some radical managers who privately use club funds to enter the stock market for their own benefit.

But fortunately, the amount of funds is not large. With an amount of several hundred million or more than one billion, the group can balance the accounts.

Of course the matter was resolved, and those radical higher-ups looked at the severity of the situation. Either use the sewing machine or be kicked out of the club.

After Bai Chuanfeng's repeated orders, do you still dare to obey and disobey, leaving him to dig a bigger hole for yourself?

The seniority system and lifetime employment system will not work at all if they violate regulations.

Besides, Shirakawa Holdings does not explicitly stipulate in its employee handbook that it has a lifetime employment system, so this does not apply to it.

Because Bai Chuanfeng suddenly adopted a contractionary policy on financial investment matters.

As a result, the subsidiaries and members of Baichuan Holdings have become less enthusiastic about the stock market.

However, others may shy away from the stock market and financial bonds when they see it, after all, they have just suffered a loss.

But Beidu Bank cannot, because its main business is finance and bonds.

After significantly reducing land loans, Beidu Bank will always look for new business growth points elsewhere.

Therefore, corporate loans and personal loans have become the focus of Beidu Bank's business when there is collateral of considerable value.

However, the branch in Osaka recently received a somewhat strange loan application.

Because the amount was too large, the branch president did not dare to make the decision, so the application was finally handed to Bai Chuanfeng's desk.