Otaku Engineer in Great Tang Dynasty

"Xiaoxuan, don't do that!"

After hearing what Li Zexuan and Hu Hanyun said, Han Lizheng hurriedly said, "Xiaoxuan, you may not know the situation of the other villagers. Take Liujiazhuang as an example. They have just merged with you in the land, and they harvested earlier in the autumn. At the time, they still paid the rent according to the requirements of the previous landlord’s family, and this year’s harvest was generally not good, which made the situation worse.

Their place is not rich, and it’s good to have enough food. If you ask them to get so many tarpaulins, even if they sell all the food at home, it’s not enough! Xiaoxuan, since you have thought of this method to help the dealers increase their income, then you definitely want all the dealers to receive this favor, right? So this question, father-in-law still hopes you can consider it carefully! "

After listening, Li Zexuan was silent for a while, secretly saying that he still took it for granted.

The price of cloth in the early Tang Dynasty was very cheap, and the price of a pin of fine silk was no more than the price of rice, that is, you can buy a pin of silk for three or four cents. As for the coarse oilcloth used to build a greenhouse, it is even cheaper. The cost of a greenhouse is actually two to three hundred yuan.

Li Zexuan has a ready-to-wear shop at home. He naturally knows the current cloth prices in Chang'an City. It is precisely because he knows that he subconsciously thinks that the people should be able to afford the cost of a greenhouse, two or three hundred yuan. It's equivalent to a few thousand dollars in modern times. It should be possible to squeeze a house.

But he overlooked a problem. In this era, the degree of exploitation of peasants by landlords is far unmatched by modern times. In this era, people who can't eat enough to eat and can't afford to wear clothes can be seen everywhere! Is two or three hundred yuan really a small sum? For some people, these two or three hundred yuan may be enough for their family to eat for a year! !

"What my father-in-law said is that my son-in-law is indeed a little ill-conceived!"

Li Zexuan thought for a moment, took the initiative to admit his mistake, and continued: "Why not, my son-in-law puts out a thousand bucks and puts it with his father-in-law. If the dealers are willing to build a greenhouse and have difficulties at home, they can come over and ask your father-in-law for borrowing. A sum of money, each household can borrow up to 500 wen, and they don’t need to pay any profit, as long as they can pay off the principal within a year! What do you think of this, father-in-law~?"

Regarding capital borrowing, it is not unique to modern times, and it is nothing new in ancient times. One of the four sons of the Warring States Period, Meng Changjun was able to support 3,000 customers and recruit talents from all walks of life through the sale of loans to collect interest. According to historical records, Xue Di failed in one year and many people did not pay interest. Monarch Mengchang sent people to collect, but still "earned an interest of 100,000", which shows that the scale of money lending is very large.

In contrast, Li Zexuan is not even considered lending at all. He is purely doing good deeds. After all, he does not charge interest!

Han Li smiled and said, "That's great! In this way, Xiaoxuan, you are truly seeking the welfare of the people~!"

"Hey! Master, you are really kind. The bank in Chang'an City lends money to people, and you still need 10% of the profit every month~!"

Old Hu grinned.

To be honest, he was a little moved by the preferential terms.

Regarding private lending, it was the first peak of usury in Chinese history during the Qin and Han dynasties. After the Tang Dynasty, private lending developed more rapidly, and there were many pawnshops in the West Market. Therefore, it became the earliest financial street in China. .

Of course, in order to curb usury, the imperial government also imposed many restrictions on private lending. It is clearly documented that the legal interest rate at this time was 10% per month and the annual interest rate was 120%, compared with the compound interest rate usury in the Qin and Han Dynasties. This interest rate is relatively friendly, but for the common people, this interest rate is still relatively high, so Lao Hu couldn't help being moved when he heard that Li Zexuan wanted to lend money to dealers without interest.

After all, if you borrow money from a bank, you can borrow 500 liters, and you will have to repay 600 liters after a year. If you count it this way, you really make money if you borrow it!

Li Zexuan smiled and turned to the topic: "Uncle Hu, father-in-law, take a closer look at this greenhouse. If you don't understand anything, you can ask me. In the past few days, we will promote this greenhouse to all farmers. , Then I will work hard for you~!"

Han Li was nodding and said: "Okay! I and Lao Hu take a good look~!"

He and Hu Hanyun, although they had a period of unruly years when they were young, but later they were honestly farming at home, and they can be regarded as out-and-out farmers, imitating others to grow vegetables. Isn't this a piece of cake?

..................

On the second day, Lao Hu left early in the morning. Today, he did not follow the young and majestic mountains in the village as a guard. He has more important things, that is, buying a step.

If you don’t have ready-made tarpaulins, buy coarse cloth, then buy some tung oil, go home and do it yourself.

When I went there was an empty bullock cart, but when I came back, it was filled with a cart of coarse cloth with two barrels of tung oil hanging on the edge.

"Yeah~! Isn't this old Hu? Why are you buying so much cloth? Make clothes for your son? It's not right, why don't you buy silk cloth for clothes~www.readwn.com~ but buy so much coarse cloth?"

On the road, he always inevitably met some acquaintances. Lao Hu usually laughed and sloppy eyes said: "Haha! Recently, there is a shortage of firewood at home, so buy some coarse cloth and burn it back~!"

Not a member of Zhuangzi, Lao Hu is determined not to tell the secret of growing off-season vegetables in the greenhouse. ,

It's just that his response is too terrifying.

"Buy coarse cloth and burn it as firewood~?"

Those who heard Lao Hu’s response all doubted whether Lao Hu’s head was burnt out. Although the situation of Lao Hu’s family has improved a lot this year, it shouldn’t be extravagant to use coarse cloth for firewood, right?

"Fuck child! I'm back! Come out and help get things~!"

The road from Chang'an Official Road to Hanjiazhuang is now flat and wide. After a while, Lao Hu returned home. As soon as he entered the yard, Hu Hanyun shouted.

"Hey, the boss came back so soon?"

Liu Yuee heard the noise and ran out of the house. When she saw the mountain of coarse cloth on the bullock cart, she was shocked: "This...this, the owner, how much cloth did you buy~? "

Hu Hanyun wiped his sweat and grinned: "Hey! It's also the cloth of Sanguanqian. The shopkeeper said, if I buy more, I will give more, so I will buy more. Loss~!"

"Not at a loss? What did you say when you left? You only bought a couple of dollars. Now you have bought such a big car, what do you use the extra for?"

Liu Yuee heard the words.

"What are you doing? Burning! Ahhh, it's growing vegetables!"

Lao Hu answered too much this question along the way, and he almost said those two words directly.

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