Rebirth at 70: I am the rough man’s treasure
Chapter 142 Loans
Wu Shengqian tapped his fingers on the steering wheel, nodded and admitted, "I have this idea."
Yang Xiaotian was also very excited and said eagerly: "Then let's go back and discuss it with Director Chen."
Wu Shengqian turned to look at his little wife, and couldn't help but smile.
She looks petite and petite, but she actually has a lot of energy in her heart and is more motivated than many men.
"Okay, let's go to the commune when we get back."
Wu Shengqian responded with a smile.
They sent Lian Dagen home first and then went to Yangchang Commune.
When he mentioned raising cattle to Chen Tianming, Chen Tianming thought for a while and said in deep thought: "It's good that you have these ideas, and I personally support them. However, the sheep farm is the collective property of Yangkoupo, and I am not the only one who It doesn’t matter what people say. Whether we can raise cattle or not, we have to hold a collective meeting to see what the villagers think.”
"Okay! I think the folks will definitely agree!"
Yang Xiaotian said optimistically.
But Wu Shengqian and Chen Tianming looked at each other, and both men felt that this matter might not go so smoothly.
Chen Tianming worked very efficiently. In the evening of that day, after dinner, he called everyone together and held a voting meeting for all villagers.
He held a loudspeaker and put forward the suggestion of raising cattle. Someone immediately shouted: "Raising sheep is good, why do you think of raising cows? We have never fed those things, can you feed them?"
"That's right! Our ancestors have been raising sheep for generations, so why should we call it Yangkoupo instead of Niukoupo?"
"Yes, yes, we just know that milk is more profitable, but what if our cows die? Who will pay for this loss?" They knew that this suggestion was put forward by Wu Shengqian and Yang Xiaotian, so they went Asked Wu Shengqian, "Wu Da Scar, can you give us a complete guarantee?"
When Yang Xiaotian heard this, she was stunned.
Her eyes widened and she asked in disbelief: "We have made a profit from raising cattle, but all the people in Yangkoupo get a penny, and we don't get more. Why do we have to pay for it when we have to pay for it?"
Some of the villagers said: "Then we don't care. If you can't tell the truth, we won't raise the cow."
"Yes! Don't raise it!"
Li Erchuan and Yang Qingqing also came, taking the lead and shouting loudly.
Yang Xiaotian glared at the couple, and Li Erchuan gritted his teeth and glared back.
Wu Shengqian pursed his lips and glanced at the dog man and woman, but Li Erchuan immediately shook his head and avoided his eyes.
Eighty percent of the villagers do not agree with raising cattle, so the matter has become a thing of the past.
After the meeting ended, Chen Tianming comforted them and left.
Yang Xiaotian was extremely disappointed, spinning her toes up and down on the ground, and said in a low voice: "It's obviously for everyone's good, but why don't people appreciate it at all? We have never raised cows, but there is always a first time for everything. . The people in Yangkoupo are not stupider than other places. They can raise them well, but we can’t?"
"Forget it, that's how people in the village are." Wu Shengqian put his arm around her shoulders and comforted her in a low voice, "Just ignore them."
Yang Xiaotian sighed and responded in a low voice: "Yeah." After thinking about it, she found a reason for the villagers, "They are also poor and afraid, and they can't afford any risks. Let's not say that to them."
After Wu Shengqian heard this, he smiled and reached out to rub his wife's head.
Why is she so sensible and kind?
The young couple chatted for a while and were about to leave. Ye Zhengwen hurriedly came to the commune.
Although he is not from Yangkoupo, but after spending so many days together, he has long regarded himself as a member of Yangkoupo.He was informed that there would be a meeting tonight, but he still had classes to attend.When the class was over, he hurried over slowly. Seeing that the auditorium was empty early, he couldn't help but ask: "Is the meeting over?"
"It's over."
Yang Xiaotian curled her lips and told Ye Zhengwen the content and results of today's meeting.
After finishing speaking, she couldn't help but ask one more question: "Teacher Ye, if you also had the right to vote, would you support raising cattle in Yangkoupo?"
"I can." Ye Zhengwen said seriously, "If you want to develop, you must take some risks. If you are unwilling to make any changes, Yangkoupo will only remain poor."
Ye Zhengwen was a college student, and he was on her side, which made Yang Xiaotian feel much more comfortable.
She chatted with Ye Zhengwen for a few more words, and was about to go home with Wu Shengqian. Ye Zhengwen suddenly thought of something and stopped them and said, "If you want to raise cattle, there is another way."
"What can be done?"
Yang Xiaotian was very interested.
Wu Shengqian has always been reluctant to talk to Ye Zhengwen, but he is also waiting for his answer seriously.
Ye Zhengwen said: "You can contract a piece of grassland from the commune and raise cattle at your own expense. In this case, the money earned belongs to both of you. If you raise it well, you can also set an example for other villagers. They see others If we succeed, we will have less worries and people will definitely rush to raise cattle.”
Now that the policy is open, collective pastures can indeed be contracted to individuals.
However, the people in Yangkoupo are poor and unwilling to take risks. They prefer to eat in a big pot, so no one has ever contracted pastures or anything like that.
Hearing what Ye Zhengwen said, both Wu Shengqian and Yang Xiaotian were a little tempted.
In order to encourage everyone to contract, the collective set the fee very low. One acre of grassland only costs five yuan a year.Even if the couple contracted 500 acres, it would only cost [-] yuan, which they could save up.
but……
"It's easy to contract grassland, but it's more expensive to buy cattle. We don't have the strength now."
Wu Shengqian was neither humble nor arrogant, and he naturally admitted that he would have no money.
Ye Zhengwen immediately said: "I can get a loan."
"What is a loan?"
Yang Xiaotian blinked her big eyes and asked blankly.
She never went to school, grew up in a remote rural area, and knew nothing.
Although Wu Shengqian has little education, as a man who travels all over the world, he still has more experience.
So Wu Shengqian answered for Ye Zhengwen: "Borrowing money from banks and credit unions is called a loan."
Yang Xiaodian nodded and asked uneasily: "The interest rate must be very high, right? Can we afford it?"
This is what Wu Shengqian cares about.
Ye Zhengwen immediately said: "In the past, it was a bit high. But now everyone is encouraging entrepreneurship. The interest rates are very low, and there are also interest-free loans. For details, go to the credit union and ask."
"Interest-free loan, you don't need a penny of interest?" Yang Xiaotian grabbed Wu Shengqian's sleeve in surprise and said, "Then let's go tomorrow!"
She was happy with all her heart, but Wu Shengqian knew that a mortgage was required for a bank loan.Without suitable collateral, it will be difficult to get a loan.
But seeing how much his wife was looking forward to it, he didn't want to throw cold water on her. He just smiled and said, "Okay, let's go tomorrow."
Early the next morning, Yang Xiaotian got up before dawn, prepared breakfast, and pulled Wu Shengqian out the door after eating.
The young couple came to the county credit union and mentioned the loan to the staff at the counter. The man immediately said: "There is a good policy now. All loans used for personal business are interest-free for three years!"
Yang Xiaotian was also very excited and said eagerly: "Then let's go back and discuss it with Director Chen."
Wu Shengqian turned to look at his little wife, and couldn't help but smile.
She looks petite and petite, but she actually has a lot of energy in her heart and is more motivated than many men.
"Okay, let's go to the commune when we get back."
Wu Shengqian responded with a smile.
They sent Lian Dagen home first and then went to Yangchang Commune.
When he mentioned raising cattle to Chen Tianming, Chen Tianming thought for a while and said in deep thought: "It's good that you have these ideas, and I personally support them. However, the sheep farm is the collective property of Yangkoupo, and I am not the only one who It doesn’t matter what people say. Whether we can raise cattle or not, we have to hold a collective meeting to see what the villagers think.”
"Okay! I think the folks will definitely agree!"
Yang Xiaotian said optimistically.
But Wu Shengqian and Chen Tianming looked at each other, and both men felt that this matter might not go so smoothly.
Chen Tianming worked very efficiently. In the evening of that day, after dinner, he called everyone together and held a voting meeting for all villagers.
He held a loudspeaker and put forward the suggestion of raising cattle. Someone immediately shouted: "Raising sheep is good, why do you think of raising cows? We have never fed those things, can you feed them?"
"That's right! Our ancestors have been raising sheep for generations, so why should we call it Yangkoupo instead of Niukoupo?"
"Yes, yes, we just know that milk is more profitable, but what if our cows die? Who will pay for this loss?" They knew that this suggestion was put forward by Wu Shengqian and Yang Xiaotian, so they went Asked Wu Shengqian, "Wu Da Scar, can you give us a complete guarantee?"
When Yang Xiaotian heard this, she was stunned.
Her eyes widened and she asked in disbelief: "We have made a profit from raising cattle, but all the people in Yangkoupo get a penny, and we don't get more. Why do we have to pay for it when we have to pay for it?"
Some of the villagers said: "Then we don't care. If you can't tell the truth, we won't raise the cow."
"Yes! Don't raise it!"
Li Erchuan and Yang Qingqing also came, taking the lead and shouting loudly.
Yang Xiaotian glared at the couple, and Li Erchuan gritted his teeth and glared back.
Wu Shengqian pursed his lips and glanced at the dog man and woman, but Li Erchuan immediately shook his head and avoided his eyes.
Eighty percent of the villagers do not agree with raising cattle, so the matter has become a thing of the past.
After the meeting ended, Chen Tianming comforted them and left.
Yang Xiaotian was extremely disappointed, spinning her toes up and down on the ground, and said in a low voice: "It's obviously for everyone's good, but why don't people appreciate it at all? We have never raised cows, but there is always a first time for everything. . The people in Yangkoupo are not stupider than other places. They can raise them well, but we can’t?"
"Forget it, that's how people in the village are." Wu Shengqian put his arm around her shoulders and comforted her in a low voice, "Just ignore them."
Yang Xiaotian sighed and responded in a low voice: "Yeah." After thinking about it, she found a reason for the villagers, "They are also poor and afraid, and they can't afford any risks. Let's not say that to them."
After Wu Shengqian heard this, he smiled and reached out to rub his wife's head.
Why is she so sensible and kind?
The young couple chatted for a while and were about to leave. Ye Zhengwen hurriedly came to the commune.
Although he is not from Yangkoupo, but after spending so many days together, he has long regarded himself as a member of Yangkoupo.He was informed that there would be a meeting tonight, but he still had classes to attend.When the class was over, he hurried over slowly. Seeing that the auditorium was empty early, he couldn't help but ask: "Is the meeting over?"
"It's over."
Yang Xiaotian curled her lips and told Ye Zhengwen the content and results of today's meeting.
After finishing speaking, she couldn't help but ask one more question: "Teacher Ye, if you also had the right to vote, would you support raising cattle in Yangkoupo?"
"I can." Ye Zhengwen said seriously, "If you want to develop, you must take some risks. If you are unwilling to make any changes, Yangkoupo will only remain poor."
Ye Zhengwen was a college student, and he was on her side, which made Yang Xiaotian feel much more comfortable.
She chatted with Ye Zhengwen for a few more words, and was about to go home with Wu Shengqian. Ye Zhengwen suddenly thought of something and stopped them and said, "If you want to raise cattle, there is another way."
"What can be done?"
Yang Xiaotian was very interested.
Wu Shengqian has always been reluctant to talk to Ye Zhengwen, but he is also waiting for his answer seriously.
Ye Zhengwen said: "You can contract a piece of grassland from the commune and raise cattle at your own expense. In this case, the money earned belongs to both of you. If you raise it well, you can also set an example for other villagers. They see others If we succeed, we will have less worries and people will definitely rush to raise cattle.”
Now that the policy is open, collective pastures can indeed be contracted to individuals.
However, the people in Yangkoupo are poor and unwilling to take risks. They prefer to eat in a big pot, so no one has ever contracted pastures or anything like that.
Hearing what Ye Zhengwen said, both Wu Shengqian and Yang Xiaotian were a little tempted.
In order to encourage everyone to contract, the collective set the fee very low. One acre of grassland only costs five yuan a year.Even if the couple contracted 500 acres, it would only cost [-] yuan, which they could save up.
but……
"It's easy to contract grassland, but it's more expensive to buy cattle. We don't have the strength now."
Wu Shengqian was neither humble nor arrogant, and he naturally admitted that he would have no money.
Ye Zhengwen immediately said: "I can get a loan."
"What is a loan?"
Yang Xiaotian blinked her big eyes and asked blankly.
She never went to school, grew up in a remote rural area, and knew nothing.
Although Wu Shengqian has little education, as a man who travels all over the world, he still has more experience.
So Wu Shengqian answered for Ye Zhengwen: "Borrowing money from banks and credit unions is called a loan."
Yang Xiaodian nodded and asked uneasily: "The interest rate must be very high, right? Can we afford it?"
This is what Wu Shengqian cares about.
Ye Zhengwen immediately said: "In the past, it was a bit high. But now everyone is encouraging entrepreneurship. The interest rates are very low, and there are also interest-free loans. For details, go to the credit union and ask."
"Interest-free loan, you don't need a penny of interest?" Yang Xiaotian grabbed Wu Shengqian's sleeve in surprise and said, "Then let's go tomorrow!"
She was happy with all her heart, but Wu Shengqian knew that a mortgage was required for a bank loan.Without suitable collateral, it will be difficult to get a loan.
But seeing how much his wife was looking forward to it, he didn't want to throw cold water on her. He just smiled and said, "Okay, let's go tomorrow."
Early the next morning, Yang Xiaotian got up before dawn, prepared breakfast, and pulled Wu Shengqian out the door after eating.
The young couple came to the county credit union and mentioned the loan to the staff at the counter. The man immediately said: "There is a good policy now. All loans used for personal business are interest-free for three years!"
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