Rebirth 09: Buying a house with a baby UP owner

Except for Liu Shuiqin's husband, the rest of the families returned to the capital together as husband and wife.Time is tight, and we have to go to Shanghai, so we choose to take an efficient flight.

The children were all placed in the villa and were taken care of by a few bodyguards. Chunhua was also there, so everyone felt relieved.

When we arrived in the capital, Mrs. Jin's car was already waiting at the airport gate.The journey was smooth and we arrived at the online loan company.

At the same time, Zhong Meihui's legal affairs department has also arrived, and the contract and other details have been reviewed.When it is finalized, it will be verified again.

Liu Zhaowen did not come forward directly, but he was still in charge of the company.

The manager who came forward, after confirming with them the impact of the annual interest rate, loan term, and market value of the collateral on the loan, then took people to follow them to their respective homes for evaluation.

The group of people marched past their respective homes.

After everyone left the capital, they had no plans to come back in the near future.Everything in the house was covered with dust-proof cloths.Cut off water and electricity as a precaution.

The staff are also very particular and wear shoe covers when entering the room.

First, he walked around Zhong Meihui's house, and then went to the other people's houses.In fact, considering the quality of the community in Sun One, there is no need to leave this time.

However, this was specifically stated by Liu Zhaowen.Every family must go through the motions.

Naturally, he has his own intentions. No matter what the reason is, Zhong Meihui's business needs capital turnover. As long as he has the opportunity to make others laugh at Zhong Meihui, he will feel happy.

But Zhong Meihui didn't care. If she cared about the eyes of so many others, she wouldn't be able to live her life anymore.

Aunt Chen was very happy to hear that they were back.In the kitchen, sumptuous meals have been prepared.Even the pickles that Fan Xiang and the others were talking about before were fully prepared.

I also packed a few small jars for them to take to Guancheng to eat.

Throughout the morning, many staff members worked separately and finally inspected all the houses in Sun One.

Copies of the corresponding procedures, etc., are also stamped with name stamps, fingerprints, and a note indicating that it is only for loans, and then handed over to the staff.

After a long journey, I was still in Guancheng last night, and I was already in Beijing this morning, and I did a lot of things.

During dinner in the evening, Qian Qiao felt a little happy.It was rare for Yaoyao to get together with her sisters again, with Liu Yiyu taking care of them every step of the way.

"There was so much noise today, I can't guarantee that people I know in the community won't pry. The adults don't care, the children will have to go to school in the future..." Fan Xiang realized later.

People say it's scary. After a Spring Festival fermentation, you may not know what it will be like when you come back after the New Year.

In addition, they do not plan to celebrate the New Year in Beijing this year, which leaves room for speculation.

The older children are just aware of the bad things others say, but the children in elementary school are mostly worried that they will be affected by the words of other children.

"After the New Year, we will come back to live. Let others gossip. If children don't have this kind of psychological quality, how will they be able to function in society in the future." I feel that coming to Siquan can be regarded as training the children in advance. psychological endurance.

When I made the decision impulsively, I was focused solely on money.But now that he calmed down, he began to think about the information that he had ignored before.

Zhong Meihui ate slowly, waiting for news from the online loan platform.

However, this assessment cannot be completed in an hour or two, so Zhong Meihui did not rush it.On the contrary, the information on this mobile phone keeps coming in.

I opened it and took a few glances, then closed it with little interest.

But in just one afternoon, several people in the community could no longer sit still.Mrs. Xiao Ma even asked directly if there was any difficulty in the business.If needed, her husband might be able to help.

On the surface, he was saying that he could help if there was anything he needed, but secretly, the smell of prying was too obvious.

Put aside for the moment, her friendship with the two Mrs. Ma was not very deep.Even if there is some friendship, when things really happen, it is too late to choose to protect oneself wisely. There is no such thing as providing help in times of need.

Some people were also discussing in the group whether there was something wrong with the stocks they invested in.However, if you take out a mortgage loan, you may still have a chance to turn around.

Some people also said they didn’t know if their house would be sold.At this price, many people still want to buy it.

The blatant discussions in the group were also testing whether Zhong Meihui and the others were short of money enough to sell their house immediately.

Good things don't go out, but bad things spread thousands of miles.Even several people from Xiongxing'an knew what risks there might be.

Yun Shanshan could still sit still. Qin Qian had just mortgaged her property to buy stocks. When the delivery person came back today, she said that Boss Zhong and the others had mortgaged the property on Sun One and they didn't know what it was used for.

Feeling uneasy, I didn't dare to call Zhong Meihui. I contacted Sun Xiaolan first.

After hearing the whole story, I breathed a sigh of relief.She had promised it at the beginning, no matter whether the investment was doubling huge profits or losing all her money, she would definitely not resent Zhong Meihui.

But just a few days after investing in the stock market, the stocks in her hands were not yet warm, and she was about to lose everything. Qin Qian was naturally unwilling to accept it.

After hearing the cause and effect, I no longer worried.

They stayed in their respective homes at night, and the next morning, they received the evaluation report from Liu Zhaowen.

When you see that based on the current house price of 10 square meters in Sun One, the market value of a 175-square-meter house is 1750 million. However, because the bank loan has not been repaid, it can only be mortgaged at a 175% discount.In other words, the loan amount that can be mortgaged for a 875-square-meter house is only [-] million.

And on this money, they have to bear 20% annual interest.

Regarding this annual interest rate, some people may be a little stunned.But the mortgage loan that I got now is less than expected.

Except for the large-sized houses, most of the others are ordinary houses with an area of ​​87 square meters. For a property like this, only 440 million can be loaned out.

"Is this online loan company reliable? The price it offers is so low." Qian Qiao sent a voice message to the group after seeing it.

In other words, if they are unable to pay the principal of the loan in the future, the online loan company will take away their house at such a low price.

Let’s not talk about how much room there will be for appreciation in the future.Even now, it is uneconomical.

The loan they take on in a month is not much, but with online loan companies, it is greatly reduced.

"I still have a mortgage in the bank. When the online loan company evaluates the value of the property, it must be included in it. If the price is acceptable, it will be used as a mortgage. If it is not acceptable, then forget it." Mrs. Jin Dafu said cheerfully. Get straight to the point.