Rebirth 09: Buying a house with a baby UP owner
Chapter 040
"There is no problem with the Feng Shui here. I changed houses with Sister Juan because I wanted to make more money. Money is depreciating these days and it is difficult to do business and make money. As long as the house continues to rise, nothing is better than investing. Real estate is cost-effective and simple. Even if house prices fall in the future, you can still use rent to make up for it and wait for the day when prices rise."
Zhong Meihui did not directly explain how she made money. Instead, she drank all the red wine in her glass and began to sigh about the difficulties through being a little drunk. Fixed assets were still reliable. In times of crisis, these fixed assets could definitely save them. Life.
"Who says it's not the case? Money is becoming less and less valuable now. A bungalow cost 10,000 to [-] yuan more than ten years ago, but now a bungalow costs [-]+, especially for those old and poor people who have high hopes of demolition. It’s valuable. I was stupid at the time and bought electrical appliances and gold jewelry when I had some money, but now it’s worth nothing at all. It would be completely different if I bought a house.”
"How can I think so much about the things in the past? I thought about the benefits and housing allocation. I didn't have to spend money at all. Now? What you said is useless. It is the reality that we have no money. Otherwise, there is no need. Live in this neighborhood.”
Zhong Meihui's words have resonated with many people. Most people think that converting money into houses is a real investment, and agree that housing prices will continue to rise.
It's just that this rising housing price does not make everyone feel happy, but instead drags down their lives.
After all, everyone now only has one apartment, which needs to be used to meet basic living needs. No matter how valuable it is, it cannot be realized and can only be discussed on paper.
Moreover, such rising housing prices have even discouraged people who originally wanted to change their houses. Coupled with intermediary fees and various taxes and fees, it is impossible to exchange for a house without 10,000+. If you want to exchange for something larger, then More money is needed, and with everyone’s current wages, we simply can’t afford it, so we can only live in poverty.
"So, if you want to make money, you can't have just one property. You have to own multiple properties at the same time to earn the price difference."
Zhong Meihui found that everyone basically had the same view on the future trend of housing prices, which made her even more certain that these people can develop.
After all, the funds in her hand are limited. If she wants to find developers to lower prices and realize capital turnover, more capital must be added. Only by her unified deployment of these funds can their business develop more smoothly.
"Who doesn't know that it would be nice to have more houses, but it is already very difficult for us to buy one house with the funds in hand, and some of us still need to pay for loans. We have no money left to sell a second investment. Even if we see this business opportunity, We can’t catch it either.”
Everyone at the table was lamenting, regretting that they didn’t buy a bigger house when they bought it. Even if they borrowed more money and lived a harder life, they are now getting through it, and they don’t want to buy a second house. Dare you think about it, their current wages simply can’t keep up with the rising rate of housing.
"You're right. Loans are the best way. When we use bank money to buy a house, it's equivalent to using bank money to make money. When house prices rise, we sell the house and pay off the bank loan, we can earn The price difference in the middle, even if one house earns tens of thousands, ten houses are hundreds of thousands, which is enough to pay for one house."
When Zhong Meihui heard someone talking about taking out a loan to buy a house, she knew that these people had been brought to the point by her, and she took the initiative to bring up the method of using bank funds to buy and sell houses to make a profit. This method is also commonly known as real estate speculation.
House prices have risen sharply in the past six months, and many people have already implemented it. However, not many people have done so, and it has not yet formed a climate.
At this point, some smart people have already guessed what Zhong Meihui is going to do, but the expressions on everyone's faces are very complicated, including joy, sadness, and more of fear and worry.
"We don't dare to speculate in real estate. In the past two years, some relatives jointly paid the down payment to buy a house. They agreed at the beginning that after the house prices rose, they would sell the house and everyone would share the money. As a result, when we bought the house, everyone If the opinions are not unanimous, not only will no money be made, but the relatives will also have no choice.”
Most of the people here are earning dead wages, and they save every penny from their teeth. They simply don't dare to do this method of making quick money, not to mention there are already many failure cases around them.
After all, everyone has different ideas. Pooling money together to buy a house and writing several people's names on the house book can indeed ensure everyone's property rights. However, in this way, subsequent problems will be difficult to control.
For example, when housing prices rise to a certain stage, some people want to take action to recoup their losses, while others want to persist. In the end, it can only be a mess. Therefore, this method is usually only theoretical. Even if it is cooperation, it cannot exceed two people. Individual, otherwise it will be difficult to achieve good results.
"You're right. A relative of mine bought a house in partnership with someone else, and even bought it in the other party's city. However, they didn't recognize it as an investment. They only said it was a loan and only agreed to return the principal. Even now, they haven't gotten the money back. .”
Several people here did not agree with this behavior. Zhong Meihui found that these people's vision was limited. Up to now, they were still at the stage of collecting money for a down payment and everyone making profits together. She had no idea that she could use her existing real estate to gamble. She could only continue to mention some ideas, hoping that everyone would be more bold.
"In fact, if you want to buy a second house, you don't need to cooperate with other people. We can do it ourselves, and we don't need to use much savings."
Zhong Meihui continued the previous topic. Her words brought everyone's attention back to her. Being able to pay the down payment alone without using any savings is a good thing like the God of Wealth descending from heaven. Naturally, everyone is willing to do so. .
"Mei Hui, I knew you had a good idea. Tell us quickly so that we can all make a little fortune together." Sister Zhang listened all night and finally captured what she wanted to hear. She asked Zhong Meihui to speak quickly. After publishing the secret book, Zhong Meihui unexpectedly stopped at this moment, leaving enough suspense on the matter.
"I did work out a way to use chickens to lay eggs. It's a bit complicated to talk about. I drank too much today and I have a headache. If you are interested in speculating in real estate, Mian can come to my house to talk about it today. Everyone, take a good rest and go to bed early.”
Zhong Meihui knows that everyone needs to digest and think about what she said today, and I am afraid she will have to discuss it with her family. If she makes this matter clear now, she may be regarded as a liar and get rejected.
So she gave them enough time to think and let the matter continue to ferment, and she believed that no one in the world could not deal with money.
Zhong Meihui did not directly explain how she made money. Instead, she drank all the red wine in her glass and began to sigh about the difficulties through being a little drunk. Fixed assets were still reliable. In times of crisis, these fixed assets could definitely save them. Life.
"Who says it's not the case? Money is becoming less and less valuable now. A bungalow cost 10,000 to [-] yuan more than ten years ago, but now a bungalow costs [-]+, especially for those old and poor people who have high hopes of demolition. It’s valuable. I was stupid at the time and bought electrical appliances and gold jewelry when I had some money, but now it’s worth nothing at all. It would be completely different if I bought a house.”
"How can I think so much about the things in the past? I thought about the benefits and housing allocation. I didn't have to spend money at all. Now? What you said is useless. It is the reality that we have no money. Otherwise, there is no need. Live in this neighborhood.”
Zhong Meihui's words have resonated with many people. Most people think that converting money into houses is a real investment, and agree that housing prices will continue to rise.
It's just that this rising housing price does not make everyone feel happy, but instead drags down their lives.
After all, everyone now only has one apartment, which needs to be used to meet basic living needs. No matter how valuable it is, it cannot be realized and can only be discussed on paper.
Moreover, such rising housing prices have even discouraged people who originally wanted to change their houses. Coupled with intermediary fees and various taxes and fees, it is impossible to exchange for a house without 10,000+. If you want to exchange for something larger, then More money is needed, and with everyone’s current wages, we simply can’t afford it, so we can only live in poverty.
"So, if you want to make money, you can't have just one property. You have to own multiple properties at the same time to earn the price difference."
Zhong Meihui found that everyone basically had the same view on the future trend of housing prices, which made her even more certain that these people can develop.
After all, the funds in her hand are limited. If she wants to find developers to lower prices and realize capital turnover, more capital must be added. Only by her unified deployment of these funds can their business develop more smoothly.
"Who doesn't know that it would be nice to have more houses, but it is already very difficult for us to buy one house with the funds in hand, and some of us still need to pay for loans. We have no money left to sell a second investment. Even if we see this business opportunity, We can’t catch it either.”
Everyone at the table was lamenting, regretting that they didn’t buy a bigger house when they bought it. Even if they borrowed more money and lived a harder life, they are now getting through it, and they don’t want to buy a second house. Dare you think about it, their current wages simply can’t keep up with the rising rate of housing.
"You're right. Loans are the best way. When we use bank money to buy a house, it's equivalent to using bank money to make money. When house prices rise, we sell the house and pay off the bank loan, we can earn The price difference in the middle, even if one house earns tens of thousands, ten houses are hundreds of thousands, which is enough to pay for one house."
When Zhong Meihui heard someone talking about taking out a loan to buy a house, she knew that these people had been brought to the point by her, and she took the initiative to bring up the method of using bank funds to buy and sell houses to make a profit. This method is also commonly known as real estate speculation.
House prices have risen sharply in the past six months, and many people have already implemented it. However, not many people have done so, and it has not yet formed a climate.
At this point, some smart people have already guessed what Zhong Meihui is going to do, but the expressions on everyone's faces are very complicated, including joy, sadness, and more of fear and worry.
"We don't dare to speculate in real estate. In the past two years, some relatives jointly paid the down payment to buy a house. They agreed at the beginning that after the house prices rose, they would sell the house and everyone would share the money. As a result, when we bought the house, everyone If the opinions are not unanimous, not only will no money be made, but the relatives will also have no choice.”
Most of the people here are earning dead wages, and they save every penny from their teeth. They simply don't dare to do this method of making quick money, not to mention there are already many failure cases around them.
After all, everyone has different ideas. Pooling money together to buy a house and writing several people's names on the house book can indeed ensure everyone's property rights. However, in this way, subsequent problems will be difficult to control.
For example, when housing prices rise to a certain stage, some people want to take action to recoup their losses, while others want to persist. In the end, it can only be a mess. Therefore, this method is usually only theoretical. Even if it is cooperation, it cannot exceed two people. Individual, otherwise it will be difficult to achieve good results.
"You're right. A relative of mine bought a house in partnership with someone else, and even bought it in the other party's city. However, they didn't recognize it as an investment. They only said it was a loan and only agreed to return the principal. Even now, they haven't gotten the money back. .”
Several people here did not agree with this behavior. Zhong Meihui found that these people's vision was limited. Up to now, they were still at the stage of collecting money for a down payment and everyone making profits together. She had no idea that she could use her existing real estate to gamble. She could only continue to mention some ideas, hoping that everyone would be more bold.
"In fact, if you want to buy a second house, you don't need to cooperate with other people. We can do it ourselves, and we don't need to use much savings."
Zhong Meihui continued the previous topic. Her words brought everyone's attention back to her. Being able to pay the down payment alone without using any savings is a good thing like the God of Wealth descending from heaven. Naturally, everyone is willing to do so. .
"Mei Hui, I knew you had a good idea. Tell us quickly so that we can all make a little fortune together." Sister Zhang listened all night and finally captured what she wanted to hear. She asked Zhong Meihui to speak quickly. After publishing the secret book, Zhong Meihui unexpectedly stopped at this moment, leaving enough suspense on the matter.
"I did work out a way to use chickens to lay eggs. It's a bit complicated to talk about. I drank too much today and I have a headache. If you are interested in speculating in real estate, Mian can come to my house to talk about it today. Everyone, take a good rest and go to bed early.”
Zhong Meihui knows that everyone needs to digest and think about what she said today, and I am afraid she will have to discuss it with her family. If she makes this matter clear now, she may be regarded as a liar and get rejected.
So she gave them enough time to think and let the matter continue to ferment, and she believed that no one in the world could not deal with money.
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