Datang: Li Shimin begged me to rebel

Chapter 739 Central bank and silver standard

Li Ke felt the changes in these people, or from another perspective, Li Ke suddenly understood why technology exploded in modern times after modern theoretical technology was full. .

Looking at human civilization, it can be said that war runs through from beginning to end in any civilization. The history of mankind is a history of war. There is nothing wrong with this, whether it is Chinese or foreign.

So it is true that war is a catalyst for technology, but why did human technology basically not change much in the past 3000 years, but instead, it has undergone earth-shaking and leap-like progress in the next two to three hundred years?

Even without the catalysis of war, the progress of science and technology will be slowed down by another 100 years at most, and will not slow down any longer.

But now, both Zheng Lin and Fang Xuanling have given the answer.

When human knowledge illuminates certain basic theories, it is like opening a blind box of wisdom for human beings, and human wisdom is bound to leapfrog.

For example, the first great leap forward in human science and technology was when human beings stood out from the group of animals and became the masters of this planet.

And what is the root cause of the first great leap forward in technology?That is language and writing.

The emergence of language and writing has given human beings a second signal system, thus building the foundation for the first-floor housing of human technology, and allowing human beings to become the masters among countless lives.

Then there is human cognition of society, self-thinking, and preliminary cognition of everything in the world, which makes human technology have a second progress.

And the third time is more detailed. Basic mathematics, basic physical chemistry and other basic principles of the components of all things in the world have brought human civilization into the third stage of rapid development and built the third foundation.

From the perspective of future generations, we can all see that when the principles of some things are clarified, many technological products will appear naturally. This is the importance of perfecting basic theories.

And now Li Ke has established this basic theory in Datang. The basic theory is not only for science, but also for liberal arts, but it is more difficult to be summarized and summarized.

The modern civilization system and the discussion of social development are such basic theories.

These, Li Ke has unknowingly passed on quite a lot in Datang, so it is very normal for this group of smart people who were first exposed to this knowledge to start expanding themselves after mastering these theoretical knowledge.

Just like the steam engine developed by Lu Daqiang and the others.

The development of Datang is far faster than Li Ke imagined. That is because almost all the theories he came up with are correct theories of later generations. How many detours did Datang avoid?

In history, countless people have tried and made mistakes, and have gone through countless detours. It has only been more than 200 years to leap to modern technology.

Although the current Tang Dynasty is still far away from modern technology, it is actually almost the same technology as the steam engine.

And this incident also shows that people like Datang have a high enough acceptance of new things.

If that's the case... this is a fucking good thing!

Doesn't this mean that Li Ke is getting closer and closer to being the hands-off shopkeeper?Accept it quickly, it's a good thing!

After thinking about it, he simply got up and walked into the palace.

In Liangyi Hall, after seeing Li Shimin, Li Ke said directly: "Father, I am going to promote the Central Bank."

"Huh? Are you sure?" Li Shimin was stunned for a moment, then raised his head to look at him and asked.

"Yes." Li Ke nodded simply.

"You said before that the launch needs the right timing, do you think the timing is right now?" Li Shimin looked at Li Ke and asked.

"I suddenly figured it out. If there is no opportunity, we can create an opportunity. Isn't it just a few days before I plan to distribute profits to Datang Shipping Company? It just happened to be the establishment of Datang Central Bank." Li Ke smiled. opened the mouth and said.

"You can do whatever you want, but currency is not equal to other things. You have to be prepared for this, and if someone wants to do something to you, this is the best time. For example, all I can think of is to forcibly gather A large amount of currency is directly exchanged with you, if your bank cannot provide enough money, then your credit will collapse immediately." Li Shimin looked at Li Ke and hesitated for a while and said.

"Well, I know that the risk of the bank is like this, but the advantages of the same banknotes are unmatched by other currencies." Li Ke smiled and shook his head. No time is 100% perfect. Li Ke wants to understand Now, since their ability to accept is so strong, then give them more new things for them to accept.

This Li Ke has been carefully thought out and launched by Qianzhuang, which can reduce the functions.

For example, for the time being, the bank only undertakes the exchange business and the deposit and withdrawal business of large customers, and ordinary small and medium customers do not have the deposit and withdrawal business.

What is a major customer?Those who are at least above the million-level level are called big customers.

In this way, Li Ke can customize things similar to money orders for these big customers through anti-counterfeiting measures such as stamping, signing, and special numbers on special paper, so that they can deposit and withdraw payment in different places.

In fact, it doesn't matter whether it is used by a powerful family or other businessmen in the early stage, as long as Datang's treasury and finance department, Li Ke and Datang Trust use it.

Among the three users alone, the Ministry of Finance, that is, the treasury, is estimated to have the smallest amount.

As for other people, use it if you want to use it, and pull it down if you don't want to use it.In addition, a simple exchange business is enough for the bank to have a huge effect.

The so-called exchange business means that the paper currency prepared by Li Ke can be exchanged for either copper coins or silver.In this way, they will have enough banknotes in their hands. The stimulation of trade by banknotes is unparalleled. At least for the current commercial prosperity of Datang, banknotes are needed.

When Datang's domestic business is prosperous enough, it will be fine to gradually start remittance and other businesses.

As for the monetary system of the Tang Dynasty, Li Ke planned to adopt the silver standard.

As for why it is the silver standard, there are two main reasons. First, Datang has less gold and more silver, and the amount of silver is enough for Li Ke to use the silver standard.The fact that there is not enough gold does not mean that there is not enough gold to start the gold standard, but that it is enough. The main reason is that Datang does not have enough gold compared to the world's reserves.

Li Ke roughly calculated that the amount of gold in his hands is about 427 tons. Even if it is Li Shimin's internal treasury and other aspects, plus the money that the powerful family did not lend to Li Ke before, it is estimated that there are about 100 tons, which is about 527 tons. gold.This is basically all the gold currently in the entire Tang Dynasty.

In addition, the gold reserves in Luzon Island are about 600 tons, but in fact, the 600 tons are estimated to be mined for at least four to fifty years.Calculated based on 50 years, a year is only ten tons of gold.

Even if a large amount was mined in the past few years, the maximum is forty to fifty tons per year, which can be used as a reserve, but if the gold standard is directly used, it will have a counterproductive effect.

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