Douluo, beat the Silver Dragon King at the beginning

As soon as the time came to Douluo Calendar [-], Yu Xiaogang left the Blue Lightning Overlord Sect again.

Because his loan is due in a few months.

After the incident of curing people to death, Yu Xiaogang stopped practicing medicine and returned to martial arts theory.

The reason for this is that Yu Xiaogang has already gained a bad reputation outside, and various rumors and rumors have made him have self-doubt, and he is no longer in the mood to practice medicine.

And Yu Xiaogang has a feeling that the Wuhun theory is more suitable for him.If we conduct more in-depth research on this aspect and use stones from other mountains to attack jade, perhaps we will eventually achieve good results in medical skills and martial arts, and even finally improve our own shortcomings.

Although he no longer practiced medicine, Yu Xiaogang still saved a lot of money.

He had less than 600 million gold coins in his pocket, which was originally not enough to repay the debt, but in the end it was almost overdue, so he had no choice but to ask his father for some.

Yu Yuanzhen didn't ask him what he was going to do. Anyway, it was only a few hundred thousand, so he approved it with a wave of his hand.

After collecting enough money that he thought he should pay back, Yu Xiaogang left alone.

Yu Yuanzhen originally wanted people to follow him, but was severely rejected.

This is because Yu Xiaogang doesn't want his family to know that he owes foreign debts.Moreover, the credit loan organization is not some evil force. If you go there, you can clear up the situation immediately without being protected.

Following the route in his memory, Yu Xiaogang quickly arrived at the place where he borrowed the debt.

However, he was soon dumbfounded because this place was already in ruins and had been abandoned for a long time.

This is indeed the location of the credit loan, but it is in the spiritual world, because this is where Fang Yuan's illusion fell.

From the very beginning, this place was an abandoned town.Everything is fake, only Yu Xiaogang's debt and the photo crystal are real!

After the shock, Yu Xiaogang soon became ecstatic.

Because it suddenly occurred to him that he didn’t seem to have to repay the debt he owed!

However, this is not a good thing!

After the Chinese New Year this year, Fang Yuan left the Star Dou Forest and kept an eye on Yu Xiaogang's developments.

When Yu Xiaogang left the Blue Lightning Overlord Sect, Fang Yuan knew what he was going to do and waited here directly.

In order to confirm his thoughts, Yu Xiaogang entered the ruins and walked around twice, and then he was sure that this place had been abandoned for a long time.

Since he no longer has to pay off the debt, Yu Xiaogang plans to go home.

But suddenly, someone appeared out of nowhere and stopped him.

"Are you here to repay the credit loan? If so, just follow me. Our headquarters has moved to another location."

Yu Xiaogang did not immediately trust the other party, but raised his own doubts.

"Your headquarters has changed location? What should I do if I don't know? And where did you come from? How come I haven't heard anything about your organization in the past few years?"

The visitor showed a hint of embarrassment and explained helplessly.

"I just ran away to shit. It's like this. There were changes in the top management a few years ago. Our organization was separated, so we changed places. As for the news you mentioned, our organization has no reputation. It has always been just It’s a small fight, and of course you won’t hear much outside.”

Yu Xiaogang believed it a lot, because he had never heard of credit loans before.It was his good brother who told him. Now that he is gone, he can't confirm the authenticity. It's okay to trust the other party for the time being. Anyway, he doesn't have any ill intentions.

"Okay, I'll go with you for now."

"Hurry up then. Did you forget to bring your contract?"

"How is that possible? Please lead the way quickly. I hope the distance is not far."

When he heard the other party mentioned the contract, Yu Xiaogang was completely relieved.

This shows that the other party is indeed the person taking the credit loan. Otherwise, he would not know the process so clearly.

"Look at what you said, how can it be too far, that is, half a day's journey... I am here to keep track of guests, and I have to go back to report every day... Let me tell you, my position is great ! I usually have nothing to do, just look at the sky and watch birds... My salary is not low, and I am willing to work here for the rest of my life!"

The visitor was also an acquaintance, and he acted very enthusiastically. He chatted with Yu Xiaogang along the way.

Yu Xiaogang, on the other hand, had a cold face and just listened to the other party's nonsense without expressing any opinion.

Because he has already seen that this person is not a soul master, but a commoner.

Of course, these were civilians. Fang Yuan had considered every detail. What if he used a soul master to lead the way and scare the little brother away.

But all this is still an illusion. Even if Yu Xiaogang wants to run away, he will always encounter something else and lead him to where he should go.

It was said to be a short half day, but in fact it was only an hour's journey. Yu Xiaogang followed the man to the place.

This place is much smaller than I remembered, and it is no longer as bustling as it used to be, and the staff are very few.

"Guest, the two-story building over there is our current business hall. I want to go back, so I won't take you there."

The leader pointed out the direction for Yu Xiaogang and left here quickly.

Yu Xiaogang looked at his surroundings and felt something was wrong.If it weren't for the occasional staff wearing familiar clothes, he would have wanted to leave here quickly.

But now that you've found the right place, let's pay off the debt quickly. It's useless to worry about it.

Entering the credit loan business hall, Yu Xiaogang told the staff his purpose.

The professionalism of the staff was a bit low. After glancing at Yu Xiaogang, he went to get it.

Yu Xiaogang didn't care about this. After all, depending on the situation, the credit loan was no longer as glamorous as it used to be, and it was understandable that the staff was uneven.

Soon, the staff came over with an old man who looked a little treacherous.

"Guest, please bring the contract over and I'll check it and take out the collateral for that year."

The service level was so bad that even though he was full of complaints, Yu Xiaogang still handed over the outstanding contract.

The old man took the contract, turned around and went backstage.

After a while, the old man came back empty-handed.

"Mr. Yu, we have found your collateral. Now please go to the secret room at the back and we will complete the repayment."

Yu Xiaogang didn't think too much and followed the old man away.

After walking into the secret room, a set of tables and chairs were placed in the middle, with two contracts on them, as well as the storage soul guide from that year.

The old man asked Yu Xiaogang to sit down, and then he also sat across from him.

"Mr. Yu, I have read your contract. You are still three months away from the final repayment period, and you owe 120 million gold coins. Because it is an early repayment, we will waive the change for you. You only need Just need to repay 3000 million."

After hearing this, Yu Xiaogang was suddenly stunned, with big doubts in his mind. Will they settle the score?

"Did you miscalculate? I should only need to pay back more than 600 million. How could it be 3000 million?"

"We calculated correctly. Your borrowing that year was 600 million. You can repay it in ten years without interest for three years, with 5.00% interest per month. The total interest for the next seven years is 520 million, plus the principal, a total of three 120 million. We have reduced the interest of 120 million for you, so in the end you should repay 3000 million."