Douluo, beat the Silver Dragon King at the beginning

Of course Yu Xiaogang was satisfied. First of all, he felt that he would definitely be able to pay it off within ten years, and he only needed to pay an additional 30 yuan in interest.

As for the interest, Manager Hu deliberately did not explain it clearly and did not indicate the calculation method on the document, just for the sake of routine.

Although Fang Yuan told him that the interest is calculated on a monthly basis.However, Yu Xiaogang feels that if they are so knowledgeable about credit loans, they will definitely not calculate so much interest, otherwise they will not say "only".

Moreover, no matter Yu Xiaogang’s identity, they would never dare to fool themselves in credit loans. Being able to borrow money from them was to give them face!

It can only be said that if a person drifts away, his IQ will be lowered.

Yu Xiaogang would never have imagined that these were all illusions and fake.

Fang Yuan never thought about asking Yu Xiaogang to repay the money. The reason why routine loans are routine loans is because they can be used to arrest people and force them to death.

Letting Yu Xiaogang borrow money is secondary, because it is the beginning of the next routine loan, leaving something with Yu Xiaogang to let him know that money is really difficult to borrow and even harder to pay back!

Yu Xiaogang read the documents carefully and found no major problems, so he decided to borrow the money first.

"I'm very satisfied, I decided to borrow 500 million from you!"

After listening to this, Manager Hu was very excited and quickly said to Yu Xiaogang:

"That's great! Mr. Yu, please wait for a day. We will print out three contracts and you can come back to sign tomorrow. This is also the rule of our credit loan, so as to give people one night to think about it. , to prevent someone from making the wrong decision.”

Hearing this, Yu Xiaogang felt that this credit loan person was really good at getting things done and could think of every detail.So he didn't plan to think about it that much. Now that he had decided to take a loan, what else could he think about what he had and what he didn't have.

When the show ended, the three of them were very happy.

After Fang Yuan and Yu Xiaogang left, they found a temporary hotel to stay at.

This night was said to be for Yu Xiaogang to think carefully, but it was actually reserved by Fang Yuan on purpose.

Because it is still just an illusion, everything Yu Xiaogang comes into contact with only happens in his spiritual world.

Fang Yuan will use this time to carve out a small space to overlap with this dream world and add something real.

The next day, the two went to the credit loan office again.

Manager Hu had been waiting here for a long time and hurriedly stepped forward to greet the two of them.

After some polite remarks, we got down to business.

Manager Hu took out a three-point contract and asked Yu Xiaogang to sign three names and press his palm prints.

After Yu Xiaogang took it, he took a cursory look and found that it was very different from what he had imagined.

There is only one point that is more profound. Above the signed name, there are a few large characters:

"The final right of interpretation of this contract belongs to Xinxindai."

After looking at it twice, Yu Xiaogang didn't pay too much attention and just signed and pledged it.

After doing this, Manager Hu said to Yu Xiaogang:

"Mr. Yu, our credit loan has a set of necessary procedures.

We have some cherished soul guides, one of which has the function of recording audio and video, which can record the audio and video simultaneously in the crystal for long-term preservation.

You will enter a secret room later and need to face the soul guide and reveal your identity information and loan status.Then tell me three secrets about yourself or the Blue Lightning Overlord Sect as a guarantee.

You don't have to worry about the audio and video crystals leaking out.We also have a storage soul guide, which is indestructible except for Peerless Douluo. It is a good insurance.This soul guide requires two people to be present at the same time to open it. It is specially designed to serve large customers. We will place the audio and video crystal here for storage.

After you have paid off the entire loan, you can come here to take out the image crystal and dispose of it as you wish. "

Upon hearing this, Yu Xiaogang expressed some worries.

However, Fang Yuan dissuaded him, saying that this was other people's rules, so just do as they say.

Thinking that Fang Yuan had come here to borrow money, Yu Xiaogang finally believed Manager Hu and did as he said.

In the secret room, Yu Xiaogang faced the soul guide he had never seen before and said what he needed to say.

"My name is Yu Xiaogang, the direct descendant of the Blue Lightning Overlord clan and the biological son of Thunder Douluo Yu Yuanzhen.

Today is April 600, [-] in the Douluo Calendar. I borrowed [-] million gold coins from a credit loan organization. The loan period is ten years.

The following three secrets will serve as guarantee certificates:

First, I am a waste with half-level innate soul power.

Second, the Blue Lightning Overlord Sect once destroyed a small force, Dali Sect, for no reason.

Third, my father, Yu Yuanzhen, never gave money when he visited brothels when he was young. "

These three secrets were told by Yu Xiaogang, who was instructed by Fang Yuan, and related to himself, his family, and his biological father.

After Yu Xiaogang thought carefully, he revealed these three secrets.He thought that these were irrelevant questions, but he didn't know how much impact these secrets would have if the world knew them, and how terrifying human words would be.

Yu Xiaogang thinks this way. It is an established fact that his talent is terrible, and it is not a big secret.The Blue Lightning Overlord Sect's destruction of a small force was not even a big deal, it would only make people awe.Raake used to be young and ignorant, a young man who was romantic and harmless.Anyway, these things won't be known to too many people, so there's no harm in telling them secretly.

It can only be said that Yu Xiaogang is too young and a bit straightforward, and does not understand the complexity of society, let alone the routines of other worlds.

After Yu Xiaogang came out of the secret room, Manager Hu went in to verify and said there was no problem.

Yu Xiaogang didn't say anything after seeing it. They certainly wouldn't dare to talk nonsense anyway, and at most only Manager Hu would know.

Later, Manager Hu left for a while.When he came back again, he was holding a tray covered with red cloth in his hands.

"Mr. Yu, this is a 500 million gold card. You can redeem it at any bank on the mainland. Now, please lift up the red cloth and take out the gold card!"

This thing was done with a sense of ceremony, and Yu Xiaogang gained a lot of vanity.

After that, Manager Hu asked Yu Xiaogang to enter another secret room and put a debt contract and audio-visual crystal into the storage soul guide.

During this period, Yu Xiaogang carefully inspected this so-called storage soul guidance device that must be indestructible by Peerless Douluo.It felt like there was no problem, and he felt a lot more at ease.

Manager Hu also took this opportunity to demonstrate the principles of this soul guidance device to Yu Xiaogang.After reading it, Yu Xiaogang was completely relieved.

The money had been borrowed, Yu Xiaogang and Fang Yuan left here and went directly to Tang Zangshan's residence.

Almost all of the things that Yu Xiaogang experienced were his mental thoughts. They were only true when he signed the contract and recorded the video, and everything else was illusion.

Fang Yuan showed no sense of existence during this period because he secretly arranged it so that illusion and reality could be seamlessly linked, so that Yu Xiaogang would not detect any falsehood.

Now, Fang Yuan has three arrears contracts from Yu Xiaogang and a crystal recording Yu Xiaogang's secret. He feels very satisfied.

When Yu Xiaogang repays the loan in the future, he will find that he actually owes 120 million gold coins.

The principal is 600 million, and the monthly interest is 30. In seven years, there will be a total of 84 months, and the interest alone is as high as 520 million.

Yu Xiaogang thought that he only needed to pay back 630 million.As everyone knows, the final right of interpretation belongs to Fang Yuan. Even if the loan is repaid in advance, the total interest for seven years will have to be calculated.

When Yu Xiaogang wants to pay off his debts, the audio and video crystals may appear in any corner of the mainland, or everyone will have a copy!

Of course, this is only for lowering the profit, Fang Yuan can also perform other operations.For example, use Xi'er to pay off debts!

Moreover, a real routine loan should not be repaid. For the Blue Lightning Overlord Sect, it can still come up with this amount of money.

In this regard, Fang Yuan said that he could continue with his life.