Douluo, beat the Silver Dragon King at the beginning

Although I can't say loan to Yu Xiaogang yet, I can put it another way.

First, tell Yu Xiaogang some basic information so that he can have a sense of the situation. It is best to give him an illusion.

"Xiao An, since it's a loan, have you ever thought about borrowing money from underground forces?"

"You mean it's a loan shark? I would never borrow something like that."

"It's not a loan shark, it's a credit loan."

"Credit loan? What kind of loan is that?"

"Credit loan means that a formal organization provides loans tailored to each person's actual situation. And it is unsecured and unsecured. It is easy to borrow money. If you can't pay it back in the short term, it's just Collect hundreds of millions more in interest.”

"I still don't understand. Isn't this what it means to be taken advantage of? Aren't you afraid that others will not pay back the money they owe?"

"No, no, no, I know the internal situation. It turns out that I used a credit loan once and it felt pretty good. Let me tell you what happened."

"Brother Yuan, just tell me."

"It's okay, come on, one of you will go first!"

"it is good."

Fang Yuan’s take one, not one cup, but one round.

After a few glasses of wine, although Yu Xiaogang could still remain sober, he was still a little erratic.

Seeing this, Fang Yuan knew not to drink anymore.What if Yu Xiaogang is drunk and confused now, and after listening to his own words, he immediately runs to borrow a routine loan?

When he fails to pay in the future, he might blame himself as his elder brother, and he has to let him borrow it willingly.After all, this person still believes in his own judgment the most.

"Come on, brother, I will tell you the rules of credit loans."

After thinking for a moment, Fang Yuan continued.

“Borrowing credit is actually quite simple.

At that time, my soul power had just reached level [-], and I wanted a better soul ring.So, I wanted to ask someone to help, but it would cost a lot of money.At that time, I happened to not have that much money on hand, so I had no choice but to delay it for more than three months.

Later, by chance, I came into contact with an organization that specialized in lending, called Credit Loan.

After I found out, I went there with the idea of ​​giving it a try.After arriving, I quickly understood the details inside.

For this kind of credit loan, they will first investigate my personal information, mainly to understand whether I have a stable income, whether I have borrowed money from other places and have not repaid it, what my identity and background are, etc.

After knowing my details, the lending organization customized a loan amount for me.

I originally planned to borrow more just in case, but they still refused to borrow because they were afraid that I would lose control. They also advised me not to make decisions beyond my ability to repay. Anyway, what they said sounded nice.

I remember at that time, that organization set a loan limit of [-] yuan for me.Not much because, first of all, this is my first time borrowing credit, and secondly, my background is not big enough. It was completely based on my income and status.

Then, I successfully borrowed the money without any mortgage or guarantor.However, I actually got eight thousand gold coins, and because I needed to pay a deposit, it was directly deducted from the loan.

The repayment method that organization set for me was also very user-friendly. There was no interest within three months and I could pay it off within two years.The interest is also very low, with only 5.00% monthly interest during the two-year repayment period.

However, it will not work after it is overdue. If you repay it after more than two years, the principal will not change and the interest will become [-]%, which will increase five times every month.

Look, little anus, is this credit loan pretty good? "

"It's pretty good, but I don't plan to take out a loan. 500% interest on 5.00 million gold coins is not a small amount."

"Brother is not asking you to borrow it right now. He is just telling you my method. As you know, my background is like this. I have never seen fifty thousand gold coins, so I can only come up with this idea for you."

"I understand, Brother Yuan. It's still early in a year. I can try somewhere else first."

"That's right, then you should go and try it first. Brother has recently gone to see if there is any money-making job. Remember, Xiao An, no matter whether you have raised money or not, brother will be your strongest support. No matter what, If my brother goes to sell blood, he will also help you raise the 500 million yuan within a year."

"There is no need for my brother to sell blood. I, Yu Xiaogang, still have some respect on the mainland. I will definitely be able to collect 500 million gold coins!"

"Okay, since you are so confident, let me go. Congratulations on your success in advance!"

"Brother Yuan, this is wrong with you. If you leave alone, you have to take me with you!"

"Hahahaha, okay! Come on, do it!"

"Done!"

......

The two of them drank until late at night. Yu Xiaogang was so drunk that he fell unconscious and then they left.

Fang Yuan carried Yu Xiaogang back to his residence, covered him with a quilt very considerately, and then left here.

Fang Yuan was so considerate because he was happy that the bottomless pit leading to the abyss had been opened, and Yu Xiaogang could dive in willingly.

After several days of careful consideration, Yu Xiaogang finally made the decision to borrow money from other sects.

After all, he is also Yu Yuanzhen's son. He doesn't look at the monk's face or the Buddha's face. Even if every sect he has good friends with only needs a little, he will definitely be able to collect 500 million gold coins.

As for how to repay the money in the future, Yu Xiaogang actually didn't think clearly. He thought that as long as he learned Tang's medical skills, he would have no worries about making money.

Moreover, it doesn't matter how many sects you borrow money from, and when it will be repaid. Anyway, as long as your father is still alive, you will have the strongest protection.

A few days later, Yu Xiaogang packed his luggage, said goodbye to Fang Yuan, and left Wuhun City.

Originally, Fang Yuan planned to leave with Yu Xiaogang.

However, Yu Xiaogang persuaded him that since the relationship between several major sects and Wuhun Hall was not good, it might be disadvantageous for Fang Yuan to follow them, and it would be more convenient for him to go alone.Moreover, Fang Yuan still had a position in Wuhun. It was very bad behavior to ask for leave casually. Therefore, Fang Yuan was not allowed to follow him.

Anyway, Fang Yuan doesn't care. Since you, Yu Xiaogang, are so stubborn, he, as the elder brother, must do a good job in dealing with the aftermath.

After Yu Xiaogang left, Fang Yuan went to the trial space again and continued to secretly follow Bibi Dong's growth.

In a flash, ten months passed.

Not long ago, Bibi Dong condensed the fourth soul ring for the immortal martial soul, and his skills were very good.

The immortal bird's fourth soul skill: Countercurrent Dark Flame.

The dark flame turns into a liquid form, and the control distance is the maximum range of the domain.Liquid Hell Flame can spread and extend arbitrarily with the control of mental power, completely ignoring the gravitational influence of physical laws, and the height difference can be changed at will.

After Fang Yuan saw this skill, he felt great.

The liquid flame resembles flowing fire and can penetrate almost everywhere.

Moreover, the liquid state is easier to control. If she uses her mental power exquisitely, Bibi Dong can completely turn the flowing flames into raindrops within the field. It feels very cool to think about it.

Therefore, Fang Yuan secretly gave instructions to Xiao Ai and guided Bibi Dong to vigorously develop the Countercurrent Mingyan.

In Bibi Dong's understanding, liquid flames should flow along the ground like a stream, disrupting the enemy's movement.

But I heard Xiao Ai say that the countercurrent of the underworld fire can turn into a heavy rain.

Bibi Dong immediately changed the control method. She felt that this skill would be more powerful.She once heard Fang Yuan say that launching an attack from the air was the most advantageous behavior.

After a period of development, the fire rainstorm failed because Bibi Dong was not strong enough, so it could only have light rain in some places.

But Bibi Dong was still very happy and named this change of tricks, Purple Rain.