"I heard that Governor Chen has developed over the years. There are dozens of servants who come and go, and the cars are all BMWs from the Western Regions. There are 3000 talented girls and musicians. The music of bells, stones, silk and bamboo is endless. He lives happily in front of him." Li Binyan was quite envious. Said softly, but the subtle disgust in his eyes could never be erased.

Li Bin said that this uncharacteristic was because he was fishing.

As a courtier of the Jingtai Dynasty, it is very reasonable to like fishing, just as reasonable as playing football with a wrench.

Your Majesty often fails to catch fish, which does not mean that his courtiers cannot catch fish. On the contrary, Yu Qian, Li Binyan, Li Xian and others have caught a lot of fish.

Chen Zuhui laughed and shook his head again and said: "It's just rumors everywhere, but I heard that Governor Li has made great achievements in recent years. This Songjiang Mansion is a treasure coveted by thousands of people. Governor Li has just snatched it up."

Li Binyan's expression was very regretful, and he said tentatively, "I said: less will win, more will confuse."

"Entering Baoshan and returning empty, it is better not to enter."

"Especially in this Songjiang Mansion, where department stores are distributed all over the world, Kongxian, Kongxian also."

When it comes to acting skills, Li Binyan has honed his skills over the years to a high degree of proficiency. Talking nonsense is the basics.

The regret, loneliness and annoyance of not being able to touch the treasure in Baoshan, the unwillingness to yearn for extravagance, are vividly reflected in Li Binyan's eyes and expression.

Li Binyan continued in a low voice: "Brother Chen has always known my nature. I am timid and timid in everything. I heard that the secretary said that Brother Chen made money well. I originally planned to visit him in person, but the epidemic is raging and His Majesty's order has arrived. That's it. In the name of official business, I take the liberty to invite Brother Chen over."

Li Binyan's words highlighted a straightforwardness.

Where is there any talk about spreading the money out on the bright side?

But Li Binyan just said it so bluntly.

Chen Zuhui was a little caught off guard, completely dazed, this is the Yamen of Songjiang Prefecture, how could there be any loud plots?

Li Binyan's temperament is exactly the same as when he was in Beijing, he is still so indiscreet, and he is still so unscrupulous. The rumors that Li Binyan is cruel and unscrupulous do not seem to be worthy of the name.

At the beginning, in front of His Majesty, every time Li Binyan spoke, he was like that buffoon, which made people laugh out loud. Looking at it now, it is still the same.

It's just a straightforward and stupid pig riding the wind, Chen Zuhui thought so.

"It's abrupt, it's abrupt, Brother Chen is drinking tea, this is not the place to talk." Li Binyan smiled, with a bit of embarrassment, as if he was a little annoyed because he was outspoken, as if he realized that he shouldn't have said it in the government office after he finished speaking. if.

After the conversation in the government office, Li Binyan began to entertain Chen Zuhui. During the exchange of cups and cups, the two recalled the past, complained about their sorrows, and soon began to call each other brothers.

Li Binyan shook his wine glass and said with a bitter face: "Being an official for thousands of miles is already difficult, but for a few taels of silver, I am busy."

"It's not that my cousin got married a few days ago. As an older brother, I just took five liang of silver with me. It's impossible to imagine that the mother-in-law at home will quarrel with me when she comes back."

"It is said that I am a third-rank official in the capital, a high-ranking official in the governor's area, and I have great power. My family only thinks that I have become a big official, but the followers are only paid five taels. I am completely humiliated."

Chen Zuhui got a little tongue-tied from drinking, and there were only two of them left at the wine table. Chen Zuhui patted Li Binyan on the shoulder and said, "Isn't it just some money? I have an idea."

"Oh?" Li Bin answered the words lightly and let Chen Zuhui, who already had a strong desire to perform, continue to perform.

When it's time to cooperate with the performance, Li Binyan will never turn a blind eye.

Chen Zuhui stretched out his finger and pointed to the bright moon outside the window, and circled his finger in a big circle again, then went back to the wine table and said: "It's far away in the sky, but it's close in front of us. Right now, the plague in the three prefectures and the many deaths are the best chances." .”

Hooked.

But Li Binyan said with a look of disbelief: "For this matter, I was reprimanded by His Majesty! How can I get rich with this plague? Brother, lie to me! Drink!"

Chen Zuhui patted the table and said, "My dear brother! You don't believe me!"

When fishing this time, before the fish bites the hook, it will test a few times. If you pull up the rod vigorously at this time, you will probably not be able to catch a big fish. Moreover, the most important thing in fishing is to make a nest. Right now, all the nests have been made. The big fish Trials have already begun.

Li Binyan and Chen Zuhui drank until midnight, and then they left. After Chen Zuhui left, Li Binyan was still reeking of alcohol, but his crooked body had already stood up completely.

A Tianzi Tiqi wearing a visor stepped out of the shadows and came behind Li Binyan, waiting for Li Binyan's order.

Li Binyan stood with his hands behind his back, looking at the full moon in the sky, thinking that when he first arrived in Jinan, it was also the same moonlight. He was also reeking of alcohol, went downstairs, and took all the moths in Shandong officialdom, big and small.

"Catch someone, figure it out." Li Binyan said with a bit of confusion.

Today is no different from the past.

Corrupt officials in this world are as if they can't be caught. It's been five years, and it's still the same.

Li Binyan sometimes wonders whether the things His Majesty, Yu Shaobao, and himself have done all these years are meaningful.

"Governor Li, go straight ahead." Tianzi Tiqi stood behind Li Binyan, felt Li Binyan's loss, and began to persuade him.

The voice was thick and vague through the visor. After saying a word, Tianzi Tiqi didn't wait for a response, so he led a group of Tiqi towards Chen Zuhui's post.

Tiqi is the net bag used to collect the net at the end during the fishing process.

Li Binyan walked towards his official residence, walked a few steps, felt a little lost and confused, suddenly stopped and said loudly: "The road is difficult, the road is difficult, and there are many divergent roads. I am safe now."

After finishing speaking, this somewhat lost figure stood up straight again, his figure straightened up again, and walked towards the darkness.

When Chen Zuhui was arrested, he was still in a state of alcoholism, staring in a daze, he felt that he was tied up, and his mouth was still stuffed with extremely smelly socks.

When he woke up again, he saw the skylight in the cell, and he knew whether he was arrested in a different place, or he sent him to the door himself!

He was played by the straightforward Li Binyan!

How can I believe that the guy with the Yongle Sword is still so straightforward!

Li Binyan's honesty and straightforwardness were originally his true colors. At the beginning of the implementation of the new monetary policy, he was able to say that he would give in to the right and make money together. He acted in his true colors and played around with Chen Zuhui.

The layout of the land of the three prefectures has all been set up, and it is only necessary to follow the example of the Xingdu Si in Shaanxi in the past.

However, His Majesty suddenly issued an order for military control, which caught Chen Zuhui by surprise. Chen Zuhui came to Songjiang Mansion worried about Dong Chuang's incident.

At first he was still at a loss and worried, but Li Binyan's appearance seemed to be a breakthrough, so Chen Zuhui said a few more words to see if he could drag the governor of Songjiang into trouble.

After drinking a few cups of horse urine and talking nonsense, he was the only one who fell into the water.

"Your Majesty's four-frame painting of good words can't persuade the damn ghost." Li Binyan was holding a mansion newspaper in his hand. On it was the four-frame satirical caricature drawn by His Majesty a few days ago. In the folks, this is called a good word painting.

Just like the snowball drawn by His Majesty, when it comes to Chen Zuhui, there are countless pushers standing behind him, and the snowball in front of him has rolled to the point where he can only move forward but not backward.

"Where's Fei Yiying?!" An angry roar came from outside the door, and Xu Chengzong rushed into the Songjiang mansion in a rage, shouting angrily: "He wants to die, don't drag me!"

Wei Guogong Xu Chengzong broke into the yamen, picked up the teapot and drank some cattle, and then sat down panting, his anger was still there, his eyes were red and he wanted to kill.

"Your Majesty is merciful, you didn't punish the fee, and you released it yesterday, and you are still in Songjiang Mansion at the moment." Li Binyan signaled the secretary to refill a pot of tea, and asked quite relaxedly: "The fee should be paid again. How did it bother you?"

Xu Chengzong shouted cursingly: "This bastard did a good job. What he did to split stocks and subscribe for chips made a big mess. I don't know if he will die or not, but when he dies, don't implicate me!"

Xu Chengzong told the whole thing in detail.

Stock split subscription is not a problem. The resurgence of Haimao requires joint efforts. The joint force of stock split subscription has a great positive effect on Haimao.

Li Binyan frowned more and more as he listened, and finally twisted a mountain character on his forehead. His premonition finally came true.

"Do you know how many times it has been doubled? The lowest is three times, the highest is thirteen times! I'm going to die, I'm going to die!" Xu Chengzong said impatiently, and then he drank a pot of herbal tea, and then said full of hope : "Governor Li, think of a way."

The thirteen times that Xu Chengzong said was the matter of subscribing for shares of merchant ship cargo.

After the stock split subscription, this ticket is not registered and can be bought and sold freely, and the price of this ticket is getting higher and higher.

Xu Chengzong said anxiously: "I feel like I'm flying in the sky right now, if I fall, I'm bound to be turned into mud!"

"Are these people crazy? According to the current fare, even if the ship returns smoothly, this fare is absolutely worthless. Are so many people pursuing this ticket, are they all fools?"

Li Binyan has always had a premonition that Daming is changing from summer sequence to autumn sequence, and winter is approaching.

And now the ticket hype is just a microcosm.

"In this profit-seeking gambling house, no one believes that he will be the last fool." Li Binyan took a deep breath and answered Xu Chengzong's question.

Xu Chengzong said in a daze: "Better than anyone else?"

Li Binyan said helplessly: "Right now, the reason why all gamblers completely ignore the real value of tickets and are willing to pay high prices for tickets is because they expect that there will be a bigger idiot who will pay a higher price to buy tickets from them. Buy the tickets."

"As you said: more stupid than anyone else."

"Your Majesty once said: Speculation means being more stupid than anyone else."

Xu Chengzong rubbed his hair in frustration, and said distressedly: "Governor Li, I have trouble sleeping and eating. It's been several days since I couldn't eat or sleep well. I don't even know what I'm upset about."

Li Binyan was still thinking about the order of the Ming Dynasty, and said casually: "Your Majesty said: In any kind of speculative carnival, the poorest people always bear the price."

"And His Majesty is most worried about the people, so you are afraid."

Xu Chengzong's eyes widened suddenly, he finally knew why he was so manic, he slammed the table and got up, and shouted angrily: "This bastard hurt me!"

Li Binyan was still in a daze, and said indifferently: "When you make money, you call him Mr. Feishang, but something happened, you call him bastard."

6 Chapter [-]: The Basic Background of Ming Dynasty’s Financial Affairs

Li Binyan looked at Xu Chengzong who was extremely upset and only found it very interesting.

Wei Guogong Xu Chengzong and the general fee of the two Zhejiang salt merchants are a microcosm of the financial affairs of the Ming Dynasty, and also one of the characteristics of the transformation from the small peasant economy to the commodity economy of the Ming Dynasty.

In the first year of Hongxi, that is, the year when Ming Renzong Zhu Gaochi ascended the throne, Yu Shi Pang Shangpeng played a petition, requesting that the head of grain should be dismissed and the head of grain should be dismissed.

Since the Hongwu period, the government-receiving official solution system, which was established in the Hongwu period, has once again been transformed into a civilian-receiving official solution system.

Li Binyan has seen the corruption of Daming's grassroots system with his own eyes.

The first corruption of the grassroots system was the overall corruption of the Weisuo system; the second corruption of the grassroots system was the corruption of the grain chief system. The Ming court completely lost its management and control of the grassroots since the Hongwu period.

When there is a vacuum in power, someone is bound to fill it.

After the resignation of Liangchang, 110 households selected ten wealthy households to serve as the head of the village in rotation, and the power at the grassroots level was firmly controlled in the hands of the local gentry.

The collapse of the grassroots system in the Ming Dynasty, the local gentry controlled power, the poor became poorer, and the rich became richer.

During decades of development, the small-scale peasant economy in Ming Dynasty seems to have gone into a cycle. There are fewer and fewer self-cultivating farmers, more and more tenants, and the people work harder and harder to cultivate, but they have little harvest. In a disaster year, they sell their sons and daughters.

And the tenants of the powerful family are cong servants, distant relatives and old friends, and the rich get richer. The fields are endless, and the silk and bamboo are full of ears. Like the spider silk on a spider web, Daming was woven into a huge spider web.

These "powerful families" and servants of the Ming Dynasty who got rich first controlled huge social wealth and power, that is, the bourgeoisie occupying a distribution position.

In the course of the development of the commodity economy, the bourgeoisie who took the lead, took the lead, got rich first, and occupied the position of distribution have the opportunity to become even more powerful.

This is one of the characteristics of the transformation from the small peasant economy of the Ming Dynasty to the commodity economy: the first to get rich is always accompanied by the power of power.

This is the basic background of the financial affairs of the Ming Dynasty, and it is also a huge test for the transformation of the small peasant economy of the Ming Dynasty into a commodity economy.

The Wei Guogong Xu Chengzong and the general fee of the two Zhejiang merchants in front of him are typical examples of power and wealth parasitism. Li Binyan once specially studied the two men. Of course, it was not that Li Binyan had a serious illness to study the two men, but their power and wealth parasitic relationship. How did it appear and how did it develop and grow.

"This damn guy!" Xu Chengzong was still cursing, but it didn't help.

Li Binyan looked at Xu Chengzong and asked with a smile: "You should be afraid, what do you think should be done to avoid being kicked with your majesty's head chopped off?"

"Your Majesty will really kill me?!" Xu Chengzong looked at Li Binyan in disbelief, and asked with dull eyes, as if he couldn't accept this result.

He is the Duke of Wei, a member of the Xu family with two families.

Li Binyan gave Xu Chengzong a very precise look, and said slowly: "When something happens, someone needs to come forward to take responsibility, and the size of the matter determines whose head will be beheaded, so as to appease public anger."

"So you should think about how to solve it now, instead of scolding Fei Yiying."

Xu Chengzong scratched his head vigorously, sat up straight suddenly, and then remembered the purpose of his trip, rushed to Li Binyan, grabbed the corner of the table, and said loudly: "Governor Li, help me!"

Li Binyan's eyes were full of amusement. Xu Chengzong understood that life was more important than money. He said in a somewhat erratic voice, "I won't save you, but you can save yourself."

"The price of tickets is soaring now because it is hard to find a ticket. The subscriptions of merchant ships from Daming to North Korea have increased seven times, while the subscriptions of merchants to Japan have increased eleven times."

"It's hard to get one vote, so give more votes."

Xu Chengzong said in a daze: "But, but, this year's merchant ships going to North Korea, Japan, Borneo and other places have already been dismantled. Where can I go to dismantle the shares?"

Li Binyan tapped his fingers on the table and said, "This year's is gone, what about next year? What about the year after?"

"Wait until next year when the demolition is over, the year after the demolition is over, and then the next year after the demolition, and when it's sold out, we'll take advantage of the disease to ban the sea and seal the city, and release the news that the more the Daming Sea is banned, the price of this ticket will come down."

"Once the ticket price drops, it's like a boulder rolling down a hill."

Xu Chengzong thought over and over again, closed his eyes for a long time before suddenly opening them and asked: "What if it hasn't come down yet?"

Li Binyan immediately said: "Tickets are just a pile of papers, do you understand what I mean? In Hongwu 25 years, the exchange of banknotes stopped abruptly, and Wei Guogong should know why."

How did the Daming banknote law get corrupted?

During the Hongwu period, Hongwu changed banknotes for 25 years. According to the Ministry of Households, the number of Daming treasure banknotes was only 500 million. How did it become 5000 million?

Who is privately printing and piracy?

Xu Chengzong's complexion changed several times, and finally he was pale. He said tremblingly, "You are indeed a non-toxic man! Li Binyan, you are indeed a vicious scholar! You are too insidious."

Xu Chengzong was a little surprised by Li Binyan's insidiousness, and he could only say one thing, he deserves to be a scholar of Ming Dynasty.

Li Binyan took a sip of his tea, and he shook his head and said, "Someone has to do bad things, and someone has to say bad things."

"Don't you want to wait for the ticket speculation, and wait for a few more months, from the current ten times, chasing up to a hundred times when it collapses, before you make a move?"

"At that time, your Wei Guogong's good head will not be enough. At least mine and Li Xian's head will be added. If it is not enough, then the emperor will be angry and bleed thousands of miles."

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