But Zhu Qiyu thought about it and fully understood their difficulties.

Starting from scratch in financial affairs, it is already very difficult for them to understand use value, exchange value, measure of value, importance of currency, profit, etc.

After all, they have never touched these things.

They cannot build a financial affairs building for no reason, it is a castle in the air.

But they are not stupid. On the contrary, they are the best people in the land of Ming Dynasty, who have passed the imperial examination, local government, and Hanlin Academy for countless years.

For example, last time, Hu Wei played supernormally, combined with the actions of the Confucian government and the Qu family, he realized the core part of the theory of capital about profit, triple profit, lawlessness, and comprehended it.

Moreover, these bureaucrats in Ming Dynasty all came from the imperial examination. Besides being bureaucrats, they are also scholars, and they are willing to communicate and share their gains.

Therefore, even Hu Wei, who is not in charge of financial affairs, has a deep understanding of financial affairs.

Therefore, even Wu Jing, who just joined the Salt and Iron Conference, has thoroughly studied the contents of the previous Salt and Iron Conference.

They are very good at reading.

Zhu Qiyu opened his meeting minutes and said: "I have a house now, and I live in Tai'an Palace, and I keep it. Now I rent it out, and I get five coins a month."

"What kind of assets are the house itself, the rented house, and five coins?"

Jin Lian frowned and thought about it. House rental is a very common phenomenon in life, but what attributes do they have?

"Your Majesty, should the five coins be handed over to the house number?" Jin Lian asked subconsciously.

Zhu Qiyu drank his saliva and almost choked: "Hand it up!"

The house number is taxed according to the rented room, and he has to pay three cents for the five coins.

But this is obviously a hypothetical question!

This Jin Lian, this is really knocking on the door more and more!

Hu Yan was thoughtful, he wanted to speak, but after thinking about it seriously, he chose to keep silent.

He is just the Minister of Rites.

Wu Jing sat up straight, bowed his head and said, "Your Majesty, I have some ideas."

Wu Jing is a man of excellent arithmetic. He was in charge of taxation and other matters for a full ten years in Zhejiang, the most affluent place in Ming Dynasty. There is a new understanding of financial affairs.

But Wu Jing didn't know if what he said was right.

Zhu Qiyu nodded and said, "You know everything, and you can talk endlessly. The Yantie Conference is originally a place to discuss financial affairs."

Wu Jing looked left and right, and almost everyone locked their eyes on him.

Although the atmosphere of the Yantie meeting was relaxed, Wu Jing was a newcomer after all, so he was still quite nervous, and there were five and six ministers among these people, and Yu Qian would also be there on weekdays.

He's under a lot of pressure.

He bowed his head and said: "I personally think that the house should belong to the funds reserved for living needs."

"Fired, rice, oil, salt, soy sauce, vinegar, tea, basic necessities, food, housing, and transportation are all reserved assets. This is a part that must be set aside, otherwise you will starve to death or freeze to death."

"Jining Mansion and Hetao Three Mansions will be grateful to His Majesty, because the Wara people and his family robbed and destroyed their reserved funds, and it is His Majesty who let them regain their reserved funds."

After Wu Jing finished speaking, there was silence.

Zhu Qiyu was quite calm, nodded and said: "That's right."

"Then I live in Tai'an Palace, so obviously I don't need this reservation, so if I rent out this house, what kind of property does it belong to?"

Seeing that his answer was affirmed, Wu Jing said a little more courageously: "Fixed assets that can be profitable without liquidation, such as land, shops, inns, stables, barns, etc. are fixed but can be profitable. is fixed assets.”

"His Majesty is planning to build water conservancy in the Hetao area, organize land reclamation, fertilization and other methods, and improve the land, so that the output of the land will become more abundant and more profitable. The establishment of warehouses and markets are also fixed assets."

"His Majesty……"

Wu Jing said hesitantly, "Actually, I have an immature idea, and I ask your Majesty to clarify."

Zhu Qiyu heaved a sigh of relief, finally, Zhu Qiyu is not alone in the financial affairs of Daming!

"Tell me." Zhu Qiyu nodded and said.

Wu Jing took a deep breath, and said a little nervously: "Actually, these lands, warehouses, and markets are not the greatest wealth His Majesty gave them."

"These wealth may change with the change of government orders, or disappear due to disaster."

"It's the program proposed by His Majesty, such as doing it yourself, having enough food and clothing, and protecting your fields and homes with your hands. This is their greatest fixed asset, and it can always be the wealth that will benefit future generations..."

Zhu Qiyu looked at Wu Jing, did he have such a deep understanding of wealth?

He immediately asked back: "I'm here to ask you, is the knowledge acquired after entering a craftsman school or reading and writing counted as a person's fixed assets?"

Wu Jing nodded with certainty and said, "Forget it!"

Wu Jing's understanding is quite in place!

Hu Wei looked at the bewildered faces of the ministers, and said with a smile: "Master Ming didn't understand, let me say a few words, and translate for everyone?"

Chapter 289 Banknote Customs Business Tax Cannot Be Exempted

Although Hu Wei did not have as deep an understanding as Wu Jing, but after all, he has lived for seventy-six years and has seen pigs run away without eating pork. Of course, he has his own unique understanding.

In fact, he wanted to speak from just now, but after all, he was only the minister of the Ministry of Rites, not the specific person who handled financial affairs.

The ministers are very clear about the manifestations of fixed assets, such as land, warehouses, markets, banknotes, etc., and this is not a complicated thing.

But they couldn't understand the discussion between Wu Jing and His Majesty who came and went.

At this time, translation is needed.

As a professional official of the Ministry of Etiquette, Hu Wei said with a smile: "Actually, rich families don't need to buy fertile land, and there are thousands of millet in the book; There are as many horses as there are clusters; when you marry a wife, don’t hate an unscrupulous matchmaker, there is beauty in the book.”

In fact, there is another sentence in this poem, "If a man wants to fulfill his life ambition, read the Six Classics diligently to the window."

This poem is Song Zhenzong Zhao Heng's "Encouraging Learning Poems", which is quite suitable for interpreting the dialogue between His Majesty and Wu Jing.

But the last sentence is not in line with His Majesty's current ruling strategy. If a man wants to live his life, it is not only about reading the Six Classics diligently at the window, but also in many ways.

For example, enlisting in the army to contribute to the country, such as entering a craftsman college to refine forged steel, such as participating in farm volunteer training, and so on.

The last sentence has a serious tendency to promote literature and martial arts. Does Hu Wei, a professional minister of rites, not have this political awareness?

Many courtiers came to their field of expertise, and when they heard their familiar words, they immediately understood the meaning of these words, and they couldn't stop nodding.

It can only be said that it is worthy of being Hu Wei.

You can quote scriptures so quickly and sum up the conversation between His Majesty and Wu Jing so clearly.

"Very good!" Zhu Qiyu nodded and said, "Knowledge is also wealth! Very good!"

Zhu Qiyu directly extracted a sentence, and said to Wu Jing with a smile: "Then I will ask you again, what about the money from the lease? What is it?"

Wu Jing bowed his head and said: "Liquid assets are wealth that must rely on flow to have use value and exchange value. This is assets that must change hands, such as your majesty's currency, butcher's mutton, landlord's rice, and clothing from a tailor's shop." Wait, it's all liquid assets."

"The so-called three types are divided into reserved, fixed, and mobile. This is the so-called three types of assets."

Zhu Qiyu was full of smiles, looked at the courtiers and said, "Do you have any questions?"

What Wu Jing said is quite right. As a ten-year old official, they have observed social phenomena for a long time, but they lack advice and guidance, and they are still unable to summarize and summarize.

And because of the limitations of this era, arithmetic and business are all tertiary.

Zhu Qiyu found that he was really consistent. As the emperor, he was always setting up a stage to screen out those capable officials, and then let the ministers of the Ming Dynasty have room to show their talents.

According to his historical context, Wu Jing probably spent his whole life in Zhejiang, and finally hugged his "Nine Chapters Algorithm Comparison Encyclopedia" and sighed that his luck was bad.

Zhu Qiyu said with a smile on his face: "Now that we have reached this point, Wu Jing, tell me why the Tatars are stupid."

Wu Jing hesitated for a moment, looked at many courtiers, took a deep breath and said: "Your Majesty, the deposit, fixed and liquid assets are not fixed, they are always in circulation."

"For example, what His Majesty said, the house itself is a shelter from the wind and rain, and it is a reserve asset, but it is a fixed asset that can generate profits when it is used for rent."

"And fixed assets will also produce output. For example, the stone mill in the workshop, the charcoal in the Shijing factory, and the jingtai furnace can produce steel materials. These are all fixed assets, but they have produced current assets."

"Silver coins are the most negotiable assets, but the Tatars collected them and turned the current assets into fixed assets. That's why His Majesty said that they are stupid."

Zhu Qiyu showed a smile on his face, a one-man show, is lonely, at least Wu Jing, an old official of ten years, has a thorough understanding of this aspect.

Hu Wei sat up straight and said conclusively: "In this world, when the moon is full, it will lose money, and when things prosper, they will decline. This is the nature of heaven and earth."

"Sun and moon, stars and stars, yin and yang and five elements, go round and round, just like the changes of the four seasons, the movement of heaven and earth is also true."

"Your Majesty's theory of financial affairs is actually the law of ritual and music."

Zhu Qiyu frowned, and said full of doubts: "Hu Shangshu, can this be regarded as etiquette?"

Zhu Qiyu recognized Hu Min's skill in washing the ground very much, but can this be regarded as etiquette?This is about the liquidity of capital, can it have anything to do with etiquette?

Hard washing is not advisable.

Hu Wei said as a matter of course: "Of course, my sentence means that "Han Shu Li Le Zhi" was written by Wen Zi."

"Wen Zi was a person in the pre-Qin period. His thinking was still positive, and he often traveled in the sea. He was the teacher of Fan Li, a senior official, and taught Fan Li seven strategies. Fan Li assisted Yue Wang Goujian, and used his five strategies to destroy Wu."

"Nature is the law of ritual and music."

Fan Li, many people regard him as the patriarch of Shang Tao, but in history, Fan Li was actually one of the 64 generals of Wumiao, the top general of Goujian, the king of Yue, and the prime minister of Yue.

Fan Li is a typical master of high meritorious service, who had no choice but to become an official, and then started a side job, becoming the patriarch of business.

Hu Wei's meaning is very simple. The world's assets are constantly flowing between reserved, fixed, and liquid assets, just like the sun, moon, profit and loss, yin and yang, and five elements. It is a general axiom.

This is not all etiquette, so what is etiquette?

Zhu Qiyu looked at the officials, he was naive, he shouldn't question the 40-year-old Minister of Rites' research on the word etiquette.

"very professional"

Liu Ji stared at Hu Wei, he took notes quickly, this reaction speed made Liu Ji a little sluggish, took over by himself, can he really do it well?

Wu Jing sighed, although Fan Li helped the King of Yue to destroy the country with five strategies, but Fan Li was from Nanyang.Not from Wu.

Who are the famous people in Nanyang?

The Wu Temple is actually called the Wucheng King Temple.

"Forget it, count it as etiquette." Zhu Qiyu sat up straight, took a sip of water, looked at Wu Jing and asked, "Do you have any other views on these three assets?"

Wu Jing shook his head in a daze, he understood here that he thought he had understood the way of wealth in this world, but judging by His Majesty, this is just the beginning?

Zhu Qiyu said with a smile: "Then you are finished, let me say a few words."

"As long as a person is alive, he will consume firewood, rice, oil, salt, food, clothing, housing and transportation, so a part of the assets must be reserved for living. This is what Wuzhangyuan said is reserved assets, which are reserved to provide the wealth needed for life."

"Liquid assets always flow towards reserved funds, which are finally consumed."

"Therefore, sufficient liquidity can guarantee the sufficient funds reserved. Those merchants who do not do business seriously and always want to hoard their goods will not have the possibility of speculating."

When Zhu Qiyu said this, he couldn't help thinking of the financial war between the two whites and one black in Shanghai. Mr. Chen Yi and Chen Boss were good at fighting and engaged in financial affairs.

Zhu Qiyu took a deep breath and said: "Actually, discussing whether a country is rich or not is to judge whether the basic necessities of life that are closely related to the people are sufficient."

Hu Wei nodded and added to the officials: "Isn't this a kind of etiquette that the people are the foundation of the country, and the people are safe and the country is solid?"

Annotating His Majesty's words anytime, anywhere, every moment is one of the duties of the Ministry of Rites.

Zhu Qiyu took a deep breath and said: "We know that current assets are the output of fixed assets, so increasing fixed assets can increase current assets."

"Obviously, expanding territory, reclaiming wasteland, constructing water conservancy, establishing government institutions, and so on are all increasing fixed assets, increasing output, and increasing current assets."

"Only in this way can the country be rich and the people strong."

"So why are the Tatar kings so stupid? They hoarded the most liquid general equivalents, which interrupted the circulation of liquid assets. Without liquid assets, how can they reserve funds?"

"But the Tatar kings are not the only ones who are stupid? There are also our gentry, powerful merchants and great merchants, just like the Confucian family. Aren't they stupid?"

"Bury the hard-earned silver in my pigsty!"

It is said that it is stupid to bury silver in the pigsty, why?That's why.

Zhu Qiyu was very dissatisfied with these insects. Whether it was the Confucian family or the Qu family, even if they had a little bit of feudal mode of operation, they could do a little bit of capitalism.

It is simply too backward to engage in hoarding in the age of ignorance.

Fan Li doesn't play these things!

The ministers kept silent. This is indeed a very stupid act, but in the past they thought it was very reasonable and common, and they didn't take it seriously.

But now it seems that it was a big mistake.

Jin Lian carefully recorded the notes and said confidently: "Your Majesty, I understand that, just like what Your Majesty said, the goods in the world are divided into grain rent, labor remuneration and profit."

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