This is survival, why don't you put it aside for health preservation?

no way.

Although he is the master of the island, the other members respectfully address him as the boss when they see him.

But the relationship between Little Sister Duan and himself does not belong to superiors and subordinates, but more like friends.

No matter how high your status or level is, you really can't be fierce in front of her...

----

There is one more chapter, so stay tuned!

Please [reminder] please "send flowers" please "generate electricity with love"

Give me some motivation!

129. Loan business

Seeing her brother showing such a gesture, Li Rou couldn't help covering her mouth and smiling, jokingly.

"Brother, if you want me to say, you can stay with Sister Dai."

"My sister is not ugly, she can do housework and meals now."

"It's great to be a virtuous housekeeper~"

heard.

Li Tian rolled his eyes, "Go, go, children, why do you care so much?"

"She is virtuous, and I am still virtuous!"

"You know, I cooked for them in the early days!"

Speaking of this, Li Rou even laughed out loud, "Pfft! I heard Sister Du told me about this!"

"The fish you grilled is blacker than charcoal. If you are not really hungry, no one will eat it!"

"You girl, your wings are stiff, aren't you? How dare you help outsiders laugh at your brother?" Li Tian rolled up his sleeves and wanted to clean up Li Rou.

But Li Rou had sharp eyes and quick legs, made a grimace, stuck out her tongue, and ran out of the room.

"Slightly slightly slightly, I still don't believe that you are willing to beat me!"

"Besides, I didn't help outsiders. Maybe sister Dai will be a family in the future!"

"You girl!"

Looking at Li Rou's disappearing back, Li Tian also laughed angrily.

Once upon a time, Li Tian also thought that this life would just pass by in such a muddle.

Anyway, now that I have no worries about food and clothing on the island, I might as well try to find a girl to fall in love with.

Although I don't have any feelings for those girls on the island at the moment, but I will always fall in love with them after a long time.

but--

Recently.

From time to time, Qin Yi's figure would appear in Li Tian's mind. He felt that this was a psychological hint or a sixth sense.

He always felt that Qin Yi was about to appear.

Therefore, it should be impossible for Dai Xiaomei and herself to be together as my sister said...

Now there are 3 ordinary talent limit breakthrough cards left on hand, and my sister's level is already b+, so I'm not in a hurry to improve it.

And it doesn't make any sense to keep this card, Li Tian intends to give these three cards to Li Erbiao.

Let him see if other members on the island need anything.

During this period of time, I also collected a lot of talent limit detectors, and it was time to test the talents of some members on the island.

If there are still talents below the B level, they must find a way to raise them.

of course.

In fact, Li Tian has the ability to read information, and the member's level can be known at a glance. Members who have not yet reached the B level, their talents are basically down to the C level.

But don't forget.

The time for each member to enter the island is different.

Later, Li Erbiao also went to pick up a group of new members.

Those new members, since the days of eating food with grades are not particularly long, are generally C grades, which cannot be checked through information reading.

It can only consume the talent limit detector.

Of course, this kind of cumbersome matter can be left to Li Erbiao. He knows better than himself who needs to test their talents and who needs to improve their talents.

......

12 midnight.

Winter has also come to the fourth day.

At the same time, the system blind box can be opened again today.

Li Tian also called the system immediately.

"Tongzi, I want to open the system blind box!"

[Ding, the opening was successful, and the sss-level contract generator was obtained, which has been stored in the manual temporary warehouse. 】

"SSS-level contract generator": After using this device to sign a contract with others, it will force the signer to complete the contract as agreed. (Unless the signer dies, the contract must be fulfilled.)

"What's the use of this thing?"

"I don't feel like the concentric card is easy to use yet."

After seeing the function of this sss-level contract generator at first, Li Tian's first thought was that it was useless.

But thinking about it, Li Tian suddenly had a flash of inspiration, thinking of an extremely huge organization in the civilization of the mainland!

Bank!

With this contract generator, unless the other party dies, I am not afraid that the other party will not perform the contract, so can I provide loan services?

For example, if someone needs 100 pumice stones to expand the island, but they don't have that much on hand, they can ask for a loan from themselves.Biquge

Agree on a repayment date, return the principal with interest, and you will never lose money!

Of course, it does not rule out that some people would rather die than perform the contract.

But such desperadoes are always in the minority.

The more he thought about it, the more Li Tian felt that something was wrong!

In this way, I can not only earn and expand pumice, but also drive the development and consumption of other survivors in this sea area.

After all, the larger the island, the more blind boxes can be caught.

I lent the expanded pumice stone to those survivors in advance, so those survivors could also catch more blind boxes every day in advance.

Over time, even if there is interest, it will not be a loss for them!

And if the survivors in this sea area develop well one by one, their consumption power will also increase, and they will earn more.

This is a virtuous cycle!

Thinking of this, Li Tian immediately called the core members who were not asleep to the living room of the villa, planning to discuss the interest together.

After all, the interest can't be too much, but it can't be too little either. You must ensure that you are the one who benefits the most while driving the development of the survivors.

otherwise.

If I lend the pumice stone I used to develop the island to others, and the others develop rapidly, not to mention my own development is slow, and the benefits are not much, then it must be a loss.

Therefore, there must be an appropriate interest rate.

After probably telling everyone his thoughts, Li Erbiao spoke first.

"You want to do a loan business?"

Li Tian nodded, "Yes."

"But this is very risky. What can we do if the other party wants to be a bad guy? Unless, before the loan, we locate the location of the other party's island, then we can go to the door to violently collect it?" Li Erbiao analyzed with a frown.

Dai Xiaomei also interjected, "Brother Biao, it's useless! Don't forget, even if you know the location of the other party, the other party can still rely on a small wooden boat to leave that island!"

"That's right! Brother, I think the gain outweighs the gain." Although Li Rou didn't understand the details of the loan, she could still tell the pros and cons, and she followed suit.

Li Tian also expected that everyone would disagree.

Therefore, he also explained the speech he had prepared to everyone.

When they learned of the existence of the sss-level contract generator, they no longer opposed it, and each of them also talked about their own opinions.

------

4000 words completed!Thank you for your support!

In the background, I saw many friends who only sent one "Generating Power with Love"

Weakly remind everyone.

For one book, the same user can give three "Generating Power with Love" as gifts!

So if you want to support the author, you can send it three times if you don’t mind the trouble~

Thank you for your support and I will continue to work hard!

Thank you so much for your gifts!

Of course, you can do whatever you want, if you don’t give it away, I also thank you for your company in this book!

130. Calculation of interest

First of all.

It was Li Erbiao, who was more experienced in life, who expressed his views.

"Since we can ensure that the other party can perform the contract, then this business can still be carried out."

"Initially, my advice would be to do short-term loans."

"The advantage of doing this is that it can recover the principal to a greater extent and earn interest. After all, the longer the time, the lower the survival probability of the survivors will be."

"The most important thing is that if we make short-term loans, we will not only borrow the first batch of money and affect the development of our own island, but when the first batch of money is recovered, we can directly use the recovered interest to re-loan, and our island itself will earn more money." The extended pumice stones taken are for their own development."

"It can be regarded as an empty glove white wolf!"

Soon, Li Erbiao's proposal was also approved by everyone.

They all agree.

However, the core issue remains unresolved.

That is, how much interest should be charged?

At this time.

Gao Caisheng Xinqing seemed to have thought of something, looked at Li Tian and asked, "Boss, how much pumice can our island earn a day now?"

"Well... counting the proceeds from the sales in the trading hall and the merchant mall, it's about 2 to 3." Li Tian thought for a while and replied.

heard.

Xinqing nodded, and analyzed: "Then the maximum is 3, and 3 will expand the pumice, which can expand the area of ​​the island by 3 square meters, that is, it can catch 300 more ordinary blind boxes!"

“300个普通盲盒中，按照之前咱们的开箱结果，大概有20%的概率能开出扩展浮石、35%的概率能开出水、35%概率能开出面包以及10%的概率开出其他物资（种子、道具、图纸）。”

"Those other materials are not included. Let's calculate how much water and bread can bring us to expand pumice."

“一般普通盲盒开出水的分量平均是在200ml，粗略估算咱们共能获得：300*35%*200ml=21000ml的水。”

"21000ml of water, based on the current market price of 110ml/piece of expanded pumice, is worth about 191 expanded pumice stones."

“一般普通盲盒开出面包的分量平均是在300g，则能获得：300*35%*300g=31500g的面包。”

“现在面包的市场价为200g/块扩展浮石，也就是说咱们这31500g面包，能给咱们带来：31500g/200g/块=157.5块扩展浮石。”

"Furthermore, the number of expanded pumice stones that can be obtained directly from the blind box is: 300*20%=60 pieces."