Liu Qiangdong was a little puzzled, but still nodded. After all, what Zhao Fusheng said made sense. Whether it was a company or the person in charge of a company, if any scandal broke out, it would have a considerable impact on the company.

"Don't worry, Director Zhao, I will definitely pay attention to this problem." Liu Qiangdong nodded vigorously.

At this time, he hadn't reached the point where he would become famous later on, so naturally he didn't have so many messy thoughts. After ten years, he probably wouldn't say that.

People will always change because of changes in their environment, status and situation.

Zhao Fusheng smiled, and didn't take Liu Qiangdong's promise to heart. The most unreliable thing in this world is the oath of this kind of person. If you really believe him, you are a real idiot.

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Liu Qiangdong didn't even think about what Zhao Fusheng's words meant until he left.

He is even more unclear why Zhao Fusheng trusts himself so much.

But in any case, persuading Zhao Fusheng is a good thing in itself, and Liu Qiangdong is in a very happy mood.

While Zhao Fusheng was sitting in the car going home, he felt a little anxious again.

Jingdong Mall will be officially launched soon. If there are no accidents, the development of this company will be faster and faster. Under the leadership of Liu Qiangdong, Jingdong has maintained rapid growth, and the growth rate has exceeded 6000% for seven consecutive years. At that time, Jingdong Mall will have more than [-] million registered users all over the country, nearly [-] suppliers, and tens of thousands of online sales of home appliances, digital communications, computers, household department stores, clothing, mother and baby, books, food, etc. There are millions of high-quality products under one brand.

In [-], it became the first online retail enterprise in China with sales exceeding RMB [-] billion.

Under such circumstances, Zhao Fusheng knew that he needed to invest more funds to maintain his status as a major shareholder.

"It seems that we really want to cooperate with the bank." Sitting in the car, Zhao Fusheng sighed silently, and had already made a decision in his heart.

Now, if I want to continue to expand my business, I must consider the issue of both physical and investment.

The loan of [-] million US dollars obtained from Pangu Bank before was obviously not enough.

In this case, consider domestic banks.

"Well, if possible, the US stock market..." Zhao Fusheng thought for a while, but then shook his head and gave up the idea.

If you want to do financial business, you must not have less money, and you must use leveraged financing.As for leveraged financing, you must find investment banks or securities companies for it. Simply put, it is to leverage larger funds with smaller capital.

This has both advantages and disadvantages, and the risk is greatly increased, just like futures, if they are bullish, they happen to rise, and the leverage of several times is the profit of several times.

But on the other hand, if the result of bullishness falls, then I'm sorry, according to the agreement, when the decline reaches a certain percentage, the financial institutions that financed will forcefully liquidate their positions in order to protect their own interests.

In other words, for those investment institutions, they must be sure to make a profit without losing money, but their clients have to take huge risks.

What Zhao Fusheng needs now is time and money, there is no need to take risks at all.

Thinking of this, Zhao Fusheng still gave up that idea.

Money is a thing that can never be earned, and if you blindly get into the eyes of money, you will lose a lot of things. Zhao Fusheng did not understand this truth until he was nearly 50 years old in his previous life.

"Help me make an appointment with the person in charge of the domestic bank."

Zhao Fusheng thought for a while, took out his phone and dialed Zheng Yao's cell phone, and said straight to the point.

Zheng Yao was stunned for a moment, then she understood, and asked in surprise, "Are you going to take out a loan?"

For a long time, the future group has always maintained a debt-free operation model, no loans, no financing, and no listing. This is the rule that Zhao Fusheng set for Zheng Yao before, but now it seems that Zhao Fusheng is ready to break this rule.

Zhao Fusheng nodded: "The loan is definitely needed, but we strive to repay the money as soon as possible."

It wasn't until he actually started to do business that he realized that his thinking was a bit naive. After all, unlike Laoganma, what she was doing was a real business with a lot of cash flow.However, the Future Group involved too many investment projects, and all of them were large companies and enterprises that he participated in based on his foresight and memory.

In other words, if one billion is dropped, it will only take five or even ten years to exchange for 100 billion. Can this business be done?

The answer is obvious, of course.

That being the case, in addition to increasing income and reducing expenditure, Zhao Fusheng can only choose to go to the bank for a loan, which is the most helpless and inevitable result.

ps: In the afternoon, the child is hospitalized, and I am typing on the sidelines, I am so worried, I hope everyone can support the genuine subscription, please everyone.

Chapter 1387 Loans

"Are you really going to take out a loan from the bank?"

The news spread quickly, and at night, even Xue Yuanfang knew that Zhao Fusheng planned to borrow money from the bank, and even made a special phone call to Zhao Fusheng.

"Even you know." Zhao Fusheng smiled when he heard the words: "I have this idea, but I can't be sure about it."

This is from the heart, he is indeed in a stage of hesitation now, otherwise he would not have discussed it with Zheng Yao, but he did not expect that she would tell others.

"If you ask me, you should have done this a long time ago." Xue Yuanfang said angrily: "It is a good thing for a company to have no negative assets, but the problem is that there are a few companies that are running businesses now that are not operating in debt. Otherwise, the bank would have been closed long ago."

What he said is from the bottom of his heart. The vast majority of business operations take loans from banks, and then invest to earn profits, and then develop and grow themselves.

The Future Group is good. They don’t ask for help for anything, and try to be self-sufficient. They would rather slow down their development and never borrow money from the bank. It is said that this is Zhao Fusheng’s rule.

In Xue Yuanfang's opinion, Zhao Fusheng's rules are really stupid.

What is the nature of business?

The essence of business is that money generates money. It is true that Zhao Fusheng's step-by-step business is very stable, but the problem is that this kind of approach is completely digging a hole for himself and restricting his own steps.

"Your words are not entirely correct." Zhao Fusheng smiled, and said to himself: "The matter is not as exaggerated as you think, I am just hesitating, whether to expand the scale of the project in hand, or to hold on for the time being."

"Why, do you think your stall is too big now?" Xue Yuanfang was stunned. As the head of the company's public relations department, he certainly knows that the various branches of the Future Group are now involved in many industries, especially Future Investment. , is a shareholder of many companies.

Zhao Fusheng nodded: "It's a little troublesome. Several companies are developing very well. If I want to continue to maintain my position as a major shareholder, I have to increase my holdings. This is not a small sum."

Xue Yuanfang was startled, then frowned slightly, and said in a serious tone: "Can't we make a choice?"

"Choose?"

Zhao Fusheng smiled helplessly: "You know, I have already sold part of the shares in the United States. Although it is due to other reasons, to be honest, I am still not reconciled."

Xue Yuanfang is silent. Although he is not Zhao Fusheng, he can understand Zhao Fusheng's mood. After all, he has to give up on a good project that he can't choose. This kind of feeling is not very comfortable.

"Well, then, I'll help you contact the bank, and you can talk to them later." Xue Yuanfang thought for a while and said to Zhao Fusheng.

Zhao Fusheng nodded: "For the specific situation, you and Zheng Yao can figure it out, and I won't participate."

After all, the CEO of the company is Zheng Yao. Zhao Fusheng, the chairman, can make decisions, but for implementation, Zheng Yao still needs to come forward.

"Okay, I see." Xue Yuanfang nodded before hanging up the phone.

Putting down the phone, Zhao Fu heaved a sigh of relief.

With Xue Yuanfang's help in the loan matter, it shouldn't be a big problem. After all, the Xue family is still very influential in the capital.

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