Reborn in the 70s / Reborn in 1978

Zhang Xingming intends to get a part of the loan from Hang Seng, then find a way to get a part of the loan from the government, and then use his personal relationship to get a part of the bank loan, but he wants to get the money from the government and mainland banks, the premise is that Hang Seng can pass, he has to take Pay the capital to show the government and mainland banks, what kind of loan do you get if you don't have the capital?

As soon as I talked to Guo Taipan, Guo Taipan agreed without hesitation, but the specific amount could not be determined. Zhang Xingming needed to apply to Hang Seng in the name of He Xiang Kee, and then the Hang Seng Loan Department could study and give the amount, and then Hang Seng's senior management approve.

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Chapter 67 Returning to Xianggang

(Ask for tickets, ask for tickets, if you have tickets, hold a ticket venue, if you don't have tickets, hold a collection)

Putting down Guo Daban's phone number, Zhang Xingming thought about it and called Guo Zhenguang again, told him about his recent investment plan and the need for a loan, and said that he needed his help.

Guo Zhenguang has also made a lot of money through Zhang Xingming in the past six months, and is even more famous in the Xianggang Department Store. Hearing Zhang Xingming's plan, he immediately judged the benefits of it, and as the maintenance of Hexiangji As a supplier, he is the direct beneficiary of the rapid development of Xiangji, so he immediately expressed his willingness to help, and hoped that Zhang Xingming would fly to Xianggang immediately to discuss strategies together.

Zhang Xingming thought about it for a while. Funding is the most important issue right now, and it is also important to attract Hong Kong and Macau businessmen to invest in Fengtian after the plan is implemented. He discussed it with his second brother, and the two flew to Xianggang the next day.

When Guo Zhenguang picked him up at the airport, it was no longer the Toyota. It had been replaced by a Mercedes, which is also called a Mercedes-Benz in the mainland. By this time, the Mercedes-Benz had already settled down in Xianggang.

Sitting in the car, Zhang Xingming said to his second brother: "Second brother, you have to get a driver's license. We are moving to Fengtian this time, so we have to get a few Mercedes-Benz back to show off. You can't drive without a driver's license. Then you can only Sit down." The second brother was a little excited, feeling around in the car, what kind of yearning do people in this era have for cars, and they all looked up when they saw the big liberation and the bus.

In 83, the domestic driver's license test was issued by the public, that is, a letter of introduction from a state-owned unit was required to take the test. Individuals were not allowed to take the test. It was not until the end of the 80s that individuals were allowed to learn to drive and test the driver's license. At this time, the driver's license test was relatively Troublesome, after the unit's introduction letter is issued, I will go to the driving school to learn.

And not only to learn the theory, but also to learn how to inspect and repair cars. After passing the test, you will get a student certificate. You have to practice for a year without accidents before you can really get a driver's license. The whole learning process will take about a year and a half. This has to be without considering the re-examination. (I got my driver's license in 90. It was difficult at that time, but it is solid and there will be no killers.)

Thinking of the difficulty of getting a driver's license in China now, Zhang Xingming scratched his head and said to Guo Zhenguang who was driving: "Mr. Guo, can you find a way to help my second brother get a driver's license? It's not easy to do in the Mainland now." Guo Zhenguang drove the car and thought After thinking about it, he said, "You can try it, spend some money, just make sure you don't use it on Hong Kong Island."

Zhang Xingming nodded and said, "Don't worry about it, I can't drive your car even if I let me drive it. I'm not used to it." Xianggang is a right-hand drive car, which is really difficult for mainlanders.

Gossiping along the way, the car passed through the undersea tunnel and drove to Taikoo Shing. Zhang Xingming and his second brother first went to the company to visit two girls, He Juanjuan and Xi Shuhui. The two girls were surprised to see the two bosses, but very He quickly yelled to come up and hug Zhang Xingming. As for the second brother, he was directly ignored, Zhang Xingming was young.It was hard to get out of the soft chests of the two sisters, Zhang Xingming hates it, if the young master is not too young, he would just click you and let you seduce me.

The company's office is too small at this time, two sisters have already recruited three people, and three Hong Kong girls, more than ten square meters squeeze five people to work, and there are documents and machines, it looks a bit miserable , Zhang Xingming looked around, and said to Guo Zhenguang: "Does Mr. Guo feel that my place is a bit small?"

Guo Zhenguang patted Zhang Xingming on the shoulder and said: "At first I thought you were just making a shell, so I didn't say anything to you. Now I need to change to a decent place to make a good appearance. Would you like me to introduce you?" Zhang Xingming nodded: "No You introduce me and ask what you are doing."

Guo Zhenguang just smirked, took out the bp machine at his waist to check the time, and made a call with the phone in Zhang Xingming's office. There is still a difference between the local people in Xianggang and gd, and they speak faster, Zhang Xingming listened a bit Rolling their eyes, the two little girls covered their mouths and smiled, deliberately speaking in Hong Kong.

Zhang Xingming said viciously: "From now on, you must speak Mainland Mandarin in the office, or I will deduct your salary."

Putting down the phone, Guo Zhenguang gave Zhang Xingming a proud look, and said, "It's fine, my cousins ​​have a real estate business." Zhang Xingming waved his hand and said, "You first straighten your tongue, I don't understand. "Guo Zhenguang coughed, adjusted, and said: "Fine, my cousin has an office property over there, Wan Chai, Causeway Bay, Tsim Sha Tsui, Sham Shui Po, where are you going to use it?"

In the early 80s, Tsim Sha Tsui was a commercial district, and the most famous places in this area were Temple Street and Mong Kok, the place names we often heard in Hong Kong TV and movies.And Sham Shui Po is a place where Xianggang’s clothing and non-staple food industry is concentrated. From the mid-80s to the early 90s, as the industry moved northward, there were fewer and fewer companies here. There is nothing but convenient transportation. Until now, Sham Shui Po is The poorest area in Xianggang.

Zhang Xingming actually wanted to choose an office in Causeway Bay or Wanchai. Central, Xianggang is the best location, but the thought of the crowded subsea tunnel gives me a headache. After thinking about it for a long time, I should go to Tsim Sha Tsui. It's a bustling area, and you don't have to go crazy on the bottom of the sea, so I made up my mind and talked to Guo Zhenguang, who then picked up the phone and sang birds.

When Guo Zhenguang finished making the phone call, it was already noon. Zhang Xingming waved his hand and led the five employees to have a meal outside. He Juanjuan and Xi Shuhui kept eating Zhang Xingming's tofu all the way, while the three newcomers were more nervous. He was just watching curiously, but Zhang Xingming felt that these three girls were also harboring ill intentions towards him, looking eager to try.

While eating, Zhang Xingming took Guo Zhenbang's bp machine to look at. Motorola's first-generation model looked heavy and clumsy. It was not cheap at Xianggang's price of [-] Hong Kong dollars. At that time, the income of ordinary white-collar workers in Xianggang was between [-] and [-] yuan, and a machine was almost the entire monthly income of a person in Xianggang.

This does not include civil servants and teachers. In Xianggang, the salaries of these two professions are quite high. In the 80s, the monthly salary of teachers was more than 5000 Hong Kong dollars, which is exactly the opposite of that in the Mainland, and the salary of civil servants is even higher.

The second brother also took it to look at it, and asked: "This is the bp machine you mentioned?" Zhang Xingming nodded, and said: "This thing sells for at least eight or nine hundred when you take it back, and it only sells for one thousand and three here. Four hundred and zero points, it is estimated to be 200 yuan to get the goods, do you think it will make money?" The two nodded vigorously: "Yeah, I have to do whatever I say."

Zhang Xingming said to Guo Zhenguang: "You have to find a way to find a source for this thing. I plan to start getting this next year. This time, apart from taking out loans and inviting some industrialists to invest, I just want to talk to you about it. I'm going to talk to you about it. The government makes a joint venture to make paging stations, and then sells them. It is conservatively estimated that the sales volume will be more than 50 units a year, and it will increase year by year in the future. It will reach 500 million units within ten years. You have to be prepared.”

ps: Starting today, the new chapter will be published at 12 o'clock in the middle of the night, with one chapter before and after 12 o'clock.Started to work, no time during the day.

Chapter 68 First Loan

(convention)

Guo Zhenguang was putting a chopstick dish into his mouth, but he couldn't close his mouth after hearing Zhang Xingming's words, the dish fell down his lips, messing with him, he stood up shaking in a hurry, lowered his voice and asked: " Are you serious?"

Zhang Xingming nodded and said: "You still have to help me contact the paging station equipment. I plan to do at least one province, but it will be done in stages, one city at a time. There are fourteen cities in ln, including two provincial cities. This is a big business, you have to try to keep the price down without letting the other party know where the equipment is, understand?"

Guo Zhenguang nodded. To tell the truth, after meeting Zhang Xingming, he went smoothly, and he made a fortune without needing anything. He was convinced by Zhang Xingming. Now Zhang Xingming took out such a big piece of cake and put it in front of him. He was from the bottom of his heart. He was so excited, paging base station equipment in 500 cities, and [-] million pagers, he was a little dizzy when he thought about these numbers, how much Hong Kong paper he would earn.

After eating a Hong Kong-style lunch, the five girls returned to the company, and there was still work to do. The relevant materials for loan application and the company's current account materials had to be prepared.

Zhang Xingming and his second brother followed Guo Zhenguang across the seabed again to Tsim Sha Tsui, where Guo Taiban was already waiting.

After meeting with each other for a few words, Guo Daban led several people to look at several office buildings. Finally, Zhang Xingming chose an office building on Nathan Road. It is located on the 130th floor of the building, with a size of more than 600 square meters. The monthly rent of the office and an office area is 85 Hong Kong dollars. Zhang Xingming bought it directly for nearly 10,000 million Hong Kong dollars. Anyway, after [-], the entire Xianggang real estate will appreciate greatly, so it will be an investment and save a year. Three [-]+ spend out, the house is still someone else's.

After going through the formalities, Zhang Xingming asked Mr. Guo to help contact the car to move in the afternoon, which made the girls cheer again and moved to the new address happily. He Juanjuan and Xi Shuhui had an independent office, and Zhang Xingming and his second brother shared a room. , I don’t want to show off this spectrum, but when the company reaches a certain scale, it must have a certain appearance. The chairman and the general manager have an office. Who will do business with you if it spreads out.

He Juanjuan and Xi Shuhui were given the task of purchasing and adding office supplies and continuing to recruit people. Zhang Xingming and his second brother followed Guo Zhenguang to Sham Shui Po and sat down in a tea restaurant. After sitting for an hour, Zhang Xingming and Guo Zhenguang explained the matter in detail. After communicating for a while, they agreed to sell some of the shares in the industrial zone to Mr. Guo, which made Mr. Guo show his big teeth and smiled brightly. After chatting for a while, the guests invited by Guo Zhenbang also came one after another.

The people who came were basically businessmen who indirectly supplied Zhang Xingming during this period. Clothing, non-staple food, and electrical appliances came from seven companies. Guo Zhenguang introduced Zhang Xingming one by one, and everyone exchanged business cards.

In the 80s, Xianggang’s business was quite developed. Everyone thought about the problem from the perspective of commercial interests, so no one said anything about Zhang Xingming’s age. As long as everyone can make money, Zhang Xingming is quite satisfied with this atmosphere. In China, these people must either drop their front teeth in surprise, or walk away in disdain. They will never sit down and exchange business cards politely.

Zhang Xingming briefly outlined his plan, saying that he wanted to build an industrial zone and needed the help of these bosses' companies, and he was responsible for government communication, and then invested in building factories to ensure product sales.

And what these bosses have to do is to provide the factory blueprints in the early stage and the equipment and skilled workers in the later stage. Everyone counts shares according to the actual investment. Representatives from each industry are selected to form a board of directors. Zhang Xingming is the chairman, and the general manager is to be determined.

During the period, Zhang Xingming used Hexiangji Company as a risk guarantee, and Zhang Xingming’s Hexiangji would be responsible for any investment failure. Guo Zhenguang raised his hand and interjected, expressing that Guanghe Trading was willing to provide risk guarantee with Hexiangji and jointly bear the investment risk.

After discussing with everyone, everyone is well aware of the sales situation of Hexiangji in the past few months, and fully approves of Hexiangji's guarantee. Besides, Guanghe has also invested in the guarantee, and they are willing to participate in this kind of investment without risk. .

After discussing the investment ratio and terms of cooperation, the manager of the restaurant came to help print out the contract, and everyone signed it one by one, and the establishment of Xianggang Hehe Industrial Group was announced.

The group invested a total of 3000 million Hong Kong dollars, of which Zhang Xingming's Hexiangji invested 900 million Hong Kong dollars for the construction of the industrial zone, accounting for 60% of the shares, and Guanghe Trading invested 400 million Hong Kong dollars for the construction of the industrial zone's transportation and logistics, accounting for 10% of the shares. 30% of the shares, and the remaining [-]% is equipment funds jointly held by seven companies. The specific allocation is negotiated internally, and the group does not record or participate in the actual allocation.

Hehe Industrial Group will establish six factories in the four industries of clothing, food, electronics and electrical appliances in Hehe Industrial Zone, Fengtian City, Liaodong Province, China. All products will be sold exclusively by Hexiangji. Zhang Xingming will be the chairman of Hehe Industrial Group. The appointment will be made after the completion of the industrial zone.

After signing the contract, everyone went to a nearby hotel to hold a small reception to celebrate, and then they all prepared to go.

The next day, Zhang Xingming submitted the information of Hexiangji to Hang Seng to apply for a loan. After waiting for two days, Guo Dapan notified Zhang Xingming and his second brother to go to the headquarters of Hang Seng to sign the loan contract.

Zhang Xingming used Hexiang Kee to offset the pressure, Guo Zhenguang Xinghe Trading provided a third-party guarantee, and borrowed [-] million Hong Kong dollars from Hang Seng for the investment and construction of Xianggang Hehe Industrial Group (Fengtian) Industrial Zone and comprehensive office buildings Hehe Building and Hexiang Hotel. The term is five years.

Zhang Xingming received the first huge sum of money after his rebirth, and left Xianggang full of confidence and returned to Fengtian. Guo Zhenguang couldn't wait to contact the paging station base station equipment and pager agent, and of course, the registration of Hehe Industrial Group.

Back to Fengtian from Xianggang this time, Zhang Xingming and his second brother changed completely. Not only did they follow the seven Suicongs, but they also brought back three Mercedes-Benz 560sel, two black and one silver.

The customs clearance of the vehicle was handled by Hang Seng, because it was purchased by a Hong Kong-funded enterprise, and Zhang Xingming saved a lot of money by not charging the legendary huge tax.

In fact, if the car is not for those taxes and fees, it is still quite cheap. Just like this 560sel, the price in Xianggang in the 80s was only 13 US dollars, which was more than 40 RMB at the time. At that time, domestic purchases cost at least 300 million or more, and tariffs could not afford to hurt them (the domestic price in 86 was 430 million).

It was the end of January 84 when we returned to Fengtian, and there were still eight days before the new year. Zhang Xingming led the Xianggang team to negotiate with the HP district government immediately.

Chapter 69 Negotiations

(Friends who have suggestions come to the group, you can talk about it in detail. Ask for a wave as usual)

Zhang Xingming had a long-term mind, and talked about office buildings, hotels, shopping malls and industrial zones together, and at the same time promised 6000 jobs in six factories in advance, plus office buildings and hotels, the number of jobs that can be provided has reached more than [-] One, and then what about the world's advanced electronic products, the entry of the world's trendy clothing, a lot of talk, and a proof of funds from Xianggang Hengfeng Bank.

Because it is the beginning of the year, Chinese people must go home for reunion. The HP district government is afraid that these Xianggang people will change after returning to Hong Kong for the Spring Festival. After all, the whole country is emphasizing investment attraction at this time. Xianggang Thousands of kilometers between Fengtian, who knows if they will be cut off halfway, and the investment of hundreds of millions of Hong Kong dollars, what a political achievement is this?

So the government carried out research with the highest efficiency, and various departments moved like a revolving door. In two days, they came up with a draft and gave out policies.