Hong Kong Island Old Events

Chapter 168 Tiger or fly?

When He Dingxian heard what happened to Bao Yugang, he couldn't help but laugh out loud: "Haha, normal, normal."

The major foreign banks in Hong Kong really like to exploit Chinese people in this way. Moreover, ordinary Chinese are not even qualified to enter a foreign bank, so it is a good thing to be approached privately by the top management of a foreign bank.

It indicates that the big class of a foreign company thinks there must be something to gain!

Bao Yugang also sighed helplessly: "This kind of operation is against the ethics of the banking industry. Although it is not uncommon when I go to Shanghai, why should I be controlled by the ghost guy? If there is no other way, I can only accept the money from the ghost guy." , but Qiu Sheng is the big boss of Oriental Bank, so I came to see Mr. He through Qiu Sheng, hoping to get Qiu Sheng's help."

He Dingxian had just eaten a chicken claw, took a sip of tea, and put down his chopsticks: "Sheng Bao, the bank account is somewhat different from that of the bank. The interest rate offered must be higher, and it may not be higher than the private price offered by the big bank of the foreign bank." Low."

Bao Yugang nodded: "I understand, but as long as the interest rate is acceptable, I would rather make money for Mr. He than for Gui Lao."

"How much does the foreign bank open?" He Dingxian stopped talking and asked directly. Bao Yugang replied: "The annual interest rate is 15%."

"This rate is actually not high." He Dingxian looked surprised. Perhaps Bao Yugang's project was very mature and he had a good resume, so the foreign class was merciful.

However, if Yangtaipan follows the normal process and uses HSBC's credit line approval, the interest rate is expected to be even lower, probably around 10%.

He Dingxian pondered for a moment and said, "I only want ten percent!"

Bao Yugang suddenly beamed with joy, raised his glass and said, "Thank you, Mr. He."

He Dingxian chuckled and said: "Help each other, Mr. Bao, I believe in you, but I have a condition. The receipt freighter your company purchased in the UK needs to be leased to Xinghui Company, is that okay?"

Bao Yugang nodded: "Of course there is no problem, and even if I don't make money on the first ship, I will definitely not let Mr. He lose money."

In this way, He Dingxian can not only get interest, but also freighters. Xinghui Company will soon be merged with banks, film companies, and paper mills into the Eastern Group, which can also be regarded as one of the industries under his name. Bao Yugang It is destined to not be able to earn a lot from rent, but after owning the first cargo ship, the shipping company will be able to operate. At least the company that owns the cargo ship can already receive loans from the bank.

You must know that this credit of 700,000 US dollars is completely guaranteed by personal credit, and there is no mortgage agreement on the freighter itself.

After the freighter is leased, it can be used as a mortgage to expand the shipping company step by step like a snowball.

Others may not have this ability, but Bao Yugang, who was born as a banker, can definitely do it. Why will Global Shipping have the most cargo ships in the world in the future?

Bao Yugang is proficient in banking business, and using various financing, acquisition, and credit methods is the key. Otherwise, he would not be able to raise so much funds in twenty or thirty years just by collecting rent and other money.

This business might be possible with another person, but it would never be as big as this! The reason why the shipping king's surname was Bao was because Bao Sheng chose to work in the shipping industry, not the shipping industry that made Bao Sheng successful. In another industry, Bao Yugang's sharp edge could not be concealed.

Therefore, after He Dingxian heard Bao Yugang's decision, he had no idea of ​​​​interfering. Just like the senior managers of foreign banks, banks can just collect interest honestly. Many businesses are due to people, and blindly entering the sea will only lead to losses. Assets are used to make wedding clothes for others.

"Haha, we are in business. The rent can be determined according to the market price. Shopkeeper Qiu will draw up a contract tomorrow and go to the HSBC treasury to transfer the money. The full amount of 700,000 US dollars will be given to Bao Sheng." He Dingxian responded with a cup of tea and said calmly Xu said.

Qiu De was even more excited and nodded quickly: "I understand, He Sheng."

If Bao Yugang's shipping company succeeds in the future, it will definitely owe him a favor, and it will also be a big deal for the bank.

Bao Yugang thanked him and said, "If Mr. He wants to use a boat in the future, it's just a matter of words!"

"Haha." He Dingxian laughed twice and happily accepted the favor, and then asked for advice on some banking matters. Bao Yugang is a top expert in finance. The advantage is that his position is high enough, his vision is broad, and Qiu De is more diligent and willing. There are two styles of drying.

The two of them chatted until about eight o'clock that night, and the more they chatted, the happier they became. Due to the fact that it was too late, Fang reluctantly said goodbye to each other.

He Dingxian also became more determined to turn the company into a group and convert the bank account into a bank...

The next day, in the morning, Bao Yugang signed the contract at the bank, got the cash, and took the people by boat to England in the afternoon.

When HSBC's foreign executive learned that he had received a loan from a Chinese bank, he was shocked and secretly angry. The foreign bank's arrogance was destined to miss out on many Chinese talents and miss out on a lot of business.

The end of the month.

He Dingxian received the new month's fees. Just for pumping water at the wharves of each district, he received an extra HK$690,000. Including the fees paid by each district, it was as much as 3.2 million Hong Kong dollars!

Lardboy led six people, carrying twelve boxes, and opened all the boxes on the floor of the office, revealing rolls of Hong Kong dollars, like a sea of ​​people, dazzling and confusing.

He Dingxian couldn't help but take a deep breath of his cigar and exclaimed: "So many?"

Lardboy's face turned red and he answered in a coherent manner: "Brother Xian, these are the final sums that all police stations in each district have taken away. If all the police stations in each district are counted, the Hong Kong Island Police Force can now make a monthly payment." Received nearly HK$30 million in fees."

"thirty million!"

"Thirty million!"

Lardboy was emotional.

He Dingxian raised his head and sighed: "Damn it, 30 million!"

In an era when the average salary was in the early 200s, and in an era when company managers were paid less than 500, a department with less than 3,000 people could earn 30 million Hong Kong dollars a month!

What is this concept?

Do the math, from this year to 1970, the total regulatory fees on Hong Kong Island will be at least hundreds of billions!

This is still in the accounts. It does not include the official purchase fee paid to Gui Lao, nor does it include private gifts, wedding banquets, etc. The total of 100 billion is missing, right?

500 Million Inspector Lei Hu?

I used to feel very majestic, but suddenly I felt like I was just a small character, so I just changed my name to 500 Million Detective Lei Wuying!

Ho Ting-hsien only made a brief guess. Even though he now has the accounts of all criminal divisions in Hong Kong and knows the approximate total number of fees and charges in Hong Kong, it is impossible to accurately calculate the economic growth of Hong Kong Island and calculate the total number of fees and charges in the past twenty years. The method, my imagination is restricted by my knowledge, I really can’t come up with it!

If he hadn't actually received the money, he wouldn't have believed it, but when he thought about it, it was very reasonable for a person to be greedy for more than a thousand houses.

It all makes sense.

The flow of social wealth, the gap between rich and poor, and all other phenomena are reasonable.

Thunderfly is not a tiger, but a little fly. Not only is he greedy for a small amount, but he also wants to take the blame. I'll go... I'll cry to death!

Of course, most of this free money has to go into the account of the ghost guys. There are more than 2,000 Chinese in the police force and hundreds of ghost guys. The ones who receive the most are the ghost guys, and the least are Chinese. For example, the three people at the moment One million and two hundred thousand, how much can the Chinese receive?

He Dingxian pondered for a moment and kicked over the two boxes with his feet: "Bang!"

"Bang!"

Hong Kong dollars were scattered everywhere.

"I haven't seen this money, and you don't want me to see this money again." He pointed at the Hong Kong dollars scattered on the ground and said: "For the rest, take 200,000 and give it to the brothers. I will give the rest to you." I want to send it to the ghost guy."

Lardboy understood immediately, bent down to collect all the Hong Kong dollars on the ground, and said loudly: "I brought ten boxes today."

Afterwards, he hurriedly left with the box, put the money in the car, and came back to distribute the fees to the brothers. He Dingxian led someone to bring the box to Chief Gui Lao.

The fees of the brothers in the Crime Unit were directly doubled. The entire Crime Unit and even the entire Hong Kong Chinese police were overjoyed as they ushered in a huge increase in wages.

Although the increase in the Criminal Division and Military Uniform Division is not as exaggerated as that in the Serious Crime Division, after collecting dock fees and ushering in a historic increase, the increase can be as high as four to five hundred, and as low as two or three hundred.

Not to mention the ghost guys, even though He Dingxian had already collected a large sum of money, the sharp increase in fees still made the ghost guys extremely excited and highly praised.

Nowadays, not only the government sends support to the Crime Squad, but the entire Hong Kong Police Force regards the Chinese Crime Squad as an important front-line department of the Hong Kong Island Police Force.

This is the status that comes with performance.

If He Dingxian didn't clearly understand the difference between black money and real money, he would even feel that doing business would be boring.

Sure enough, with power comes money!

"In a year or two, the police force will even be able to cancel the fees of small merchants and vendors." He Dingxian thought that the increase rate of store fees in the accounts was very low, and their proportion was getting smaller and smaller. He suddenly felt that the police force had no money. This money must be collected.

Because the police force has found a new way to make money.

But for detectives and ghosts from various districts, mosquitoes are still meat no matter how small they are. If they want to reduce or reduce shop fees, they will definitely encounter great resistance.

Without external pressure and promotion, it is basically impossible.

He Dingxian is not in a hurry, he will take his time...

Two months later, Bao Yugang returned to Hong Kong with a cargo ship and parked it at the Victoria Harbor pier. He went to the Huangpu Shipyard to overhaul and repair it, painted it with new paint, named it "Jin'an", and established "Jin'an Shipping". "Company" is the predecessor of "Global Shipping Company", and it was leased to Xinghui Company for a ten-year period at an annual rent of HK$300,000.

The following month, the Star Chamber of Commerce, Oriental Newspapers, Oriental Paper, Oriental Bank, and Oriental Film Company merged into the "Hong Kong Island Oriental Group", with the Oriental Charity Fund as its subordinate fund. They published a newspaper statement stating that the merger would foreshadow what would happen. The foundation of his business empire was laid.

At the end of the month, He Dingxian and Chu Yunnan officially held their wedding. Thirty tables of wine were served at the Peninsula Hotel and a three-day flowing banquet was set up in Shek Kip Mei. At the same time, they returned to their hometown in Guangdong Province to trace their roots and visit their ancestors, and donated money to build a primary school in Chaozhou. He added Chu Yunnan to the He family tree, and went to visit the ancestors of the Chu family.

The two of them are destined not to have a deep emotional connection with the folks from the mainland. They have only met each other a few times. It would be hypocritical to say that they have feelings. But they have feelings for this land because the land gave birth to them and raised them. Therefore, for them, Folks in this land, etiquette must be in place! Some local leaders also accommodated the two of them for Chu Weinan's face and the donation of a primary school. However, He Dingxian's identity was sensitive. In this era, the officials were not willing to have excessive contact with him. He Dingxian also stopped talking to each other and exchanged information. Just make a phone call and don't get too intimate. If there's anything, we'll talk about it in the future. Not only is it too early to talk now, but it's also easy to be targeted by ghosts.

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