Harry Potter’s Morning Light

  Chapter 537 Butterfly Boy

  Hu Xueyan is really a pity. He is the victim of the struggle between Li Hongzhang and Zuo Zongtang. This is not only his personal tragedy, but also the tragedy of the entire Chinese business community.

  Even a "red-top businessman" such as Hu Xueyan still cannot get rid of his dependence on the government, and ordinary people quickly hate the collusion between government and business, and think that it is the source of corruption.

Without Hu Xueyan, Zuo Zongtang would not be able to make up the military expenses to fight the Western Regions. There is such a saying in the West that a soldier met a bishop, a king, and a wealthy businessman. They all asked the soldiers to kill the other two people and then give them to the soldiers. A unique reward, who will the soldiers listen to at this time?

  Prospect theory is a classic theory of behavioral finance. It introduces the research results of psychology into traditional finance, trying to understand financial phenomena from the perspective of human psychological bias, that is, irrational.

Loss aversion will make people more inclined to invest in assets that they think are safer. Real estate will be kept there and will not move. Don’t worry about being stolen like gold and jewelry. It is not as risky as the stock market, and housing prices will only rise. In the eyes of ordinary people, this is an investment that makes a profit without losing money.

This kind of investor certainly does not know how derivative currencies and hedge funds operate. Ordinary people with lower risk tolerance generally cannot and are not allowed to enter hedge funds. As an ordinary person, if he blindly follows the trend and invests, finally The ending will inevitably be reduced to "leeks". Historically, retail investors have been eaten by large investors in the trading market, and it has rarely been heard that large investors have been eaten by retail investors. When facing losses, people become cautious, and when facing gains, they become impulsive. Everyone has greed. The monopoly of raw silk is the cause of Hu Xueyan’s bankruptcy. What really kills him is the lack of liquidity. A run occurred in the event of a loss of 10 million taels of silver.

Perhaps it was officials acting in the beginning. The money they saved was limited, even if a lot of them could be transferred, but the common people heard the news, "Hu Xueyan is going bankrupt, the silver account is going to be closed, and everyone can't withdraw their money." The money saved may not be much, but there are a lot of people. If this happens, there will be no way. When the avalanche occurs, there will be anyone who can stop it. The financial tsunami will come to cry, tears, and jump off the building. It won’t work, even if it’s dead, it’s nothing. There will be a lot of bad debts left, and no one will "judge" at all.

  Before the Japanese real estate bubble was burst, the total value of real estate in Tokyo could buy Canada. Canada would sell its land to the Japanese and then live in Tokyo Bay. Is it often threatened by earthquakes and volcanic eruptions?

  Russia used to sell Alaska to the Americans with conditions. Russia was defeated in the Crimean War. After the war, Russia began vigorous serfdom reforms.

For the vast area of ​​Tsarist Russia, Alaska is very tasteless. Russia offered to sell it to the United States at a price of 12 million US dollars. After many delays in negotiations, it was finally unable to wait and agreed to sell for 7.2 million US dollars. This money was actually only used for the serf reform. The gold fee is only a small part.

However, with the gold rush, more and more people came to Alaska to search for gold. Alaska suddenly became lively and the population increased. This group of gold diggers who seemed inauthentic at the time became the first pioneers in Alaska. That piece of land Become valuable.

After the outbreak of the Cold War, Soviet scientist Peter Mikhailovich proposed a project that wanted to change the climate in the northern hemisphere. He wanted to build a dam on the Bering Strait. This dam would block the flow of water from the Pacific Ocean to the Arctic and thereby cool Mexico. The Gulf is warm and avoids its flow to the east. As a result, the northern coast will become a tropical area, which is conducive to the cultivation of citrus fruits, and it will be easier to ship by sea. It will also greatly improve the cold climate in Canada and Alaska.

  A madman has no logic at all, or he lives in his own logic. After the Bering Strait dam is repaired, the Russians can follow the dam to Alaska. Would the Americans be so stupid to agree?

The Japanese were overwhelmed by the real estate boom and the mass consumption of the entire society. The property market collapsed and house prices plummeted. From then on, a large number of Japanese people were trapped in the property market. The worse.

  At that time, it was the Japanese government that people blamed. Few people thought that this was caused by the influx of foreign funds. The premise of the Bank of Japan’s "window guidance" for lower-level banks to control the total amount of money is that if the lower-level banks do not listen to the central bank, then they will not be able to obtain the base currency issued by the central bank. No bank dares not save cash. After foreign funds enter, these Lower-level banks can obtain the base currency from foreign investors, so that they do not need to listen to "window guidance" and also have the base currency to maintain business needs.

  It’s not so easy to do business with foreigners. Most ordinary people come into contact with ordinary foreigners. They think they are stupid and naive. Those people are different from the elite.

  Education is one of the accomplices of class consolidation. In the United States, it is almost impossible for a child who does not go to tutoring classes to make up classes and who does not spend a lot of money to learn talents and participate in social activities to enrich his resume. The situation in Europe is a little better, because the local social welfare is higher, many students can easily enter a good university, but this does not mean that they can graduate smoothly without a good foundation in public high schools.

  Most people’s children are naturally precipitated in the process of boiling frogs in warm water.

  The difference between Chinese education and Western education is not only a difference in methods, but also a difference in the positioning of educational functions. Education in China is a ladder that climbs up from the bottom. The children of ordinary people must endure hardships if they want to become elites.

  While Western education is a hierarchical mechanism, its mass education only provides basic and limited education. If you want to become an elite, you must purchase education separately from the market, and those who cannot afford it are naturally eliminated.

  Not only Japan, but even China also has the spirit of "undergoing the upper hand".

  Wei, Jin, Southern and Northern Dynasties were married between the clansmen and clans through the "door-to-door pairing" method to achieve class consolidation. The selection method of employment adopts the nine-grade neutral system. The evaluation mainly includes three contents: 1. Family history. That is, family origin and background. Refers to the seniority and official status of the fathers and grandfathers and the rank of titles. These materials are called Bushi or Biaoshu, which must be mastered in detail by the Zhongzheng official. 2. Behavior. That is, the general evaluation of personal character ability, 3. The final product. That is to determine the grade. In principle, the order is based on the status, family history is for reference only. However, after the Jin Dynasty, the grade was determined entirely by family background. No matter how high the comment of a poor family is, it can only be ranked as a low-grade; a poor-born man can also be ranked as a top-grade. So it became the situation of "high-ranking non-favourable families and low-ranking non-potential tribes" at that time.

During the Five Husbandry China Period, the wealthy and nobles traveled south to the south, and the eastern Jin was in the south of the Yangtze. The north was reduced to a scorched earth. The people were not only displaced but also slaughtered, but the family members of the family learned Buddhism to make their minds feel at ease.

   Four hundred and eighty temples in the Southern Dynasties, how many buildings are in the mist and rain.

  Those temples are evidence that the gentry did not want to make progress and only cared about their own interests. If the people did not rely on self-help, the northern Han people would be extinct.

  At this time, the poor people began to shoulder the responsibility of saving the nation. The clans have hereditary privileges, they are linked by the continuation of their bloodlines; the clans are tied together by their protégés and old officials because of their interests, they may not be hereditary but they have privileges; the cold clans simply have poor family backgrounds and rely on school or military exploits. Those who gained fame from the army were called warlords. Yuan Shao was a noble family in the early days, and behind him was a warlord.

  The concept of family status is to marry according to family status. This is also a barrier of class consolidation. Why should a person with real ability give allegiance to a waste who can’t do it?

  Destiny is impermanent, and only the virtuous occupy it.

  Even the legendary King Zhou Wen and King Wu were the rebels who usurped power, but their actions were beautified by Confucian scholars.

  The monarchs of the Northern Wei Dynasty, Sui and Tang Dynasties were all Wuchuan warlords. They were also considered poor. At that time, the five surnames and seven families were very arrogant and still maintained the tradition of internal marriage. They were not even willing to marry the Emperor Li family.

  At that time, it was an honor to be able to marry a woman with five surnames. It was like a poor boy who suddenly won the lottery. He could only wear 200 shoes, but suddenly became a pair of shoes, and he became a "nobleman."

  When Li Yuan launched his army, there was a businessman named Samurai Yu. He was Wu Zetian’s father and made a fortune by doing timber business.

He is optimistic about Li Yuan and sponsored him to fight. There are many such examples in Chinese history, such as Yiren and Lu Buwei. Lu's father liked Liu Bang, and they had "acquaintances" for the younger brothers, just like Xiangma's Bole. It is the opportunity for businessmen to get rid of the existing classes and promote the nobility. This is different from the Western bourgeois revolution. It tests people's insight.

  Hu Xueyan spotted Wang Youling. The problem was that Wang Youling had no life and was killed by Zuo Zongtang. Except for the word "unlucky", it is really indescribable.

  The Yellow River was diverted in 1861. This kind of major river diversion is often directly related to the national transport.

   Chiang Kai-shek dug up the Yellow River at Huayuankou, and artificially changed the direction of the Yellow River. For him, "unlucky" things began to happen one after another.

  The imperial examination is the only relatively fair way for the poor to change their own class. As long as they can be admitted to the Jinshi, there will be many rich people looking for "Dongchuang fast son-in-law", and they also hope to improve their social status through marriage.

  Relatively speaking, the social status of warriors is not as high as that of literati. They were born and died for the country but were not recognized.

  After his death, Li Hongzhang became Li's successor with his achievements and strong military strength in the Gengzi period. Many people in the late Qing Dynasty and the early Republic of China were in this army.

  The army of the Qing Dynasty, from the earliest Eight Banners and Green Camps to the modern Hunan Army and Huai Army, belonged to the army of the old era. During the Sino-Japanese War of 1894-1895, these troops collapsed at a touch. Even if there were **** fighters, they were obviously not suitable for modern wars.

  This group of Beiyang warlords has its own faction, and later the separatist party is basically divided into this faction.

  The power of division is like a disc of loose sand, and there is no way to organize effective resistance. Prior to the internationalization of the yen, the Bank of Japan’s control of funds was like commanding the army, basically referring to where to fight. This effective and precise support method not only supported several large companies, but also brought their downstream suppliers to life. Foreign capital After the influx, these small banks will fight on their own, investing in any industry as long as it is profitable, like a group of scattered soldiers.

Although the Beiyang warlords are fighting in chaos, one thing about them is that they are unified, that is, when the national interests and the country are in danger, they will never give in. Even if it is a martial artist, they can still distinguish between right and wrong. This is what Western countries do. Before that, the Germans fought France and used such good equipment to resist the Frenchman for 38 days before surrendering. Justin’s grandfather was a British veteran in World War II. It was the Frenchman who made him have to retreat in Dunkirk. To this day he still cannot forget that he even hates the French more than the German who broke his leg.

Men don’t want to be women. If you tell those martial artists that you look like a woman, they will certainly not be polite. In the Wei and Jin Dynasties, the appearance of handsome men who are indistinguishable between men and women was popular, but the Lanling King was so beautiful that he went on the battlefield. When I still wear a mask.

  The scholars seem to be weak, and they have no effect in the troubled times. If they are timid and fearful, they will be laughed at.

  Sun Yat-sen was a bourgeois scholar. With the aid of overseas Chinese, he pulled up an army in the south, launched a campaign to protect the country and the law to carry out the Northern Expedition to conquer the Northern Warlords, and gave Chiang Kai-shek the opportunity to reach the summit of power.

   Chiang Kai-shek can be regarded as a poor child. In 1894, a seasonal epidemic occurred in Xikou, and Chiang Kai-shek's father also contracted the disease. He died soon after he contracted the disease. Chiang Kai-shek crawled on his dead father and cried to death. He was not only sad for his father, but also for himself.

  Boys without their fathers have to rely on themselves for everything.

The poor family is not abject poverty. If you don’t have any money, you can only beg for food. There is no time and resources to learn. It is just that you have to be much worse than someone who was a distinguished person. The early Chiang Kai-shek could not be compared with Zhang Xueliang, but in the end he became a prisoner. Zhang Shaoshuai.

  Exam-oriented education is very problematic, but if you don’t pay attention to performance and rankings like the loose generation in Japan in Heisei, then you have to teach a bunch of waste.

  Education industrialization is very profitable, but if public schools only teach basic knowledge and other useful knowledge needs to be supplemented by supplementary lessons, then they will embark on the old path of Western class consolidation.

  In the mouse utopia experiment, there are such rats in the first stage of social struggle and rapid growth. They fight for territory and attract heterosexual mating and reproduction.

  Although water and food can fully satisfy the survival of every rat, these rats will still be relatively concentrated in areas with more resources.

   Rats have 14 brooding groups, 14 groups have obvious hierarchical order, the higher the level, the higher the range and frequency of activities, the more abundant resources, the faster the reproduction, and the whole group is full of vitality.

  When the dominant male rat's ability to defend the territory declines, the entire society begins to be aberrant, and the rat's behavior begins to become a little different, even weird.

  Mating occurs between male mice, which is homosexual behavior. Adult male mice try to ride on the young mice to mate. The female mouse's fertility rate declines, and even absorbs its own fertilized eggs, so that they will not reproduce.

  Young mice are driven out of their nests by female mice prematurely, live independently, and weaken social bonds. Female mice tend to choose a young male mouse as a mate to breed the next generation, and adult mice also gnaw on mice.

In other words, if a group of normal male rats are put in at this time, then it is possible that this social structure will be disrupted. The new mice can defeat the male rats that cannot defend their territory, and they will rejuvenate the society. .

  So if the poor still want their children to suffer less and lead the life of a master, they must oppose the industrialization of education and make up classes.

  The rich must be unwilling in their hearts. Children with more supplementary lessons will be able to compete with the poor children who don’t make supplementary lessons. Why should they have a starting line with those who are not enterprising?

  This is the thinking misunderstanding that Huaxia people are most likely to make. The elite children should compare with the foreign elite students, how can they beat the foreign private school elites who study hard every day without making up classes.

  If the class is solidified, and China’s own elites cannot beat the foreign elites, then these children will be detained by the "Eight Flag Brothers" and kicked down to the top class by the underdogs, and they will start all over again just like their parents.

  The large-scale military conflicts after World War II are difficult to reproduce, and finance has replaced hot wars as the number one driving force in the world structure.

  Businessmen are no longer businessmen, they are another form of soldiers, their money is weapons, and the battlefield is the major financial markets and investment fields.

There were many reasons for the destruction of the Manchu Qing Dynasty, but from the perspective of the tea trade, eight tea farmers were poached and went to their own happy lives, but they leaked the secrets of tea and made the entire tea industry of the Manchu Qing Dynasty lost. With their core competitiveness, they are like ant nests on the Great Dike, and what's worse is that they don't even realize how much trouble they have caused.

  Even if someone said that he made a mistake, he would still not admit it. He is just a small person, how could he perish a country.

Gui Guzi said that if the world is in harmony for a long time, it must be divided for a long time. If everyone thinks about their own interests, there will be endless internal struggles during the self-improvement movement, and the warlords of the North are fighting for the world. Discord, when the Kuomintang and the Communist Party were cooperating, the two parties had such a deep feud. It was not for the purpose of unanimously resisting Japan to stop the civil war.

  During the Tang Dynasty, Tang Chang'an lived in so many races, everyone still lived in the same way.

  A gentleman has the capacity to tolerate others, but a villain is jealous.

  Being a manager is not about giving orders from the top, or showing off the power to make people envy, but about how to keep talents and keep secrets.

Otherwise, the eight tea farmers and Indian monks who stole the silkworm eggs will still happen. The ancestors ate up their old books and left nothing to future generations. It is the feeling of modern Chinese people. It is still the lack of silk and tea industry technology. Wai Chuan is now lying down and collecting money.

  It’s a pity that it’s hard to buy money. So people will continue to rack their brains and think about how to open up a new source of money. Maybe someone will change the pattern of the whole world like the inventor of the Greek fire.

  (End of this chapter)