Reality Monopoly

Chapter 30 Mortgage
Yang Tian, ​​who suddenly had a flash of inspiration, shouted excitedly in his mind: "The system is coming out soon!!"

"Host, what's the matter?" Hearing Yang Tian's call, the system's leisurely voice came.

"I want to ask, do the assets of the Internet cafe belong to me?" Yang Tian smiled mysteriously.

"Of course." The system replied affirmatively.

"Oh." Yang Tian raised his eyebrows, and the corners of his mouth turned up slightly: "Since it's my property, can I handle it myself? For example, can I sell the Internet cafe?"

"Host, you are thinking too much." The system sighed rarely: "The assets purchased in the Monopoly system are not allowed to be sold. If the host sells them forcibly, the land in the Monopoly system will not be able to be identified. identification and binding, which will cause the system to crash."

Hearing this, Yang Tian curled his lips unhappily.

Again, he was not allowed to recruit employees on his own.

It is to prevent him from selling his assets.

There are really many restrictions on this Rausch subsystem.

And every time he frightened him with the system crash.

But Yang Tian really has nothing to do with it, after all, what he relies on most now is the Monopoly system.

cough cough.

Ok.

This kind of trivial matter, man, just let it go!
But what?
Let me tell you something, even if it can be sold, Yang Tian will not really sell it!
That's what he asked casually.
You know, Yang Tian's real purpose is not this.

After a pause, Yang Tian smiled meaningfully and continued to communicate: "System, I don't sell Internet cafes, but I can mortgage my shop, right?"

"Uh..." The system was stunned for a moment, this was the first time the system had such a reaction.

"Why? I'm just a mortgage, and the assets are still in my name. Isn't this considered a sale?" Yang Tian pretended to be dissatisfied and said, "If this doesn't work, then it's a bit too much!"

"Well, in theory, as long as the assets are still in the name of the host." The system said: "So, it is allowed to mortgage the shop."

"Hey hey..." Hearing this, Yang Tian finally laughed happily.

"However, we need to remind the host friendlyly that loans are risky, and mortgages need to be cautious." The system said leisurely: "If the host fails to pay the loan by then, the owner of the store will not be the host. In that case, the Monopoly system will be very difficult. Something could go wrong and crash."

Hearing what the system said, Yang Tian curled his lips indifferently.

All he lacks now is time. In the future, the big deal is that the loan period will be longer. As long as the interest can be repaid in the early stage, it will be enough.

As for Yang Tian, ​​that little interest can be said to be stress-free.

After finding the solution to this fund, Yang Tian's clue suddenly became clear.

You know, in a super-first-tier metropolis like the Shanghai stock market, among other things, housing prices are absolutely frighteningly high.

Not to mention the 400-square-meter shop that Yang Tian held in his hands!

"If I remember correctly, it seems to be 475 square meters." Yang Tian immediately recalled the shop sales contract he saw before, and said to himself.

Afterwards, Yang Tian stopped in the stairwell and sat straight on the steps.

I saw Yang Tian took out his mobile phone from his pocket, opened his mobile browser and found the real estate website in the same city, then he quickly searched the price of the shop at Monopoly Internet Cafe on this website.

48000!

"Gu" Rao is Yang Tian who has experienced the era of skyrocketing housing prices on earth. When he saw this scary price, he couldn't help but swallowed a mouthful of saliva.

You know, the building of Monopoly Internet Cafe is not in the city center.

But even so, the price is still ridiculously high!

Horror!
"If you get a mortgage loan from the bank, you won't be able to get it within half a month." Yang Tian, ​​who came back to his senses, began to think.

For Yang Tian, ​​the most important thing at the moment is the tight time, after all, Zhang Yiming doesn't have much time left for him.

Obviously, the bank's loan approval process is very cumbersome, oh no, it is very rigorous.

Yang Tian definitely couldn't accept the speed of the loan, because he couldn't afford to wait.

"It seems that we can only find private loans." After Yang Tian pursed his lips, he made a decision.

Compared with bank loans, private loans are much, much faster.

However, the unscrupulous thing about private loans is that the interest rates are super high!
Also known as usury!
If it wasn't for time constraints, even Yang Tian, ​​who doesn't care about the interest, would definitely not choose private loans.

Afterwards, Yang Tian searched on Baidu, found the phone numbers of some local lending institutions, and called one by one to inquire about the situation.

However, it is a bit unfavorable to start out. These lending institutions only support small mortgage loans.

As a last resort, Yang Tian could only continue to search patiently.

Two 10 minutes later.

Yang Tian still found three institutions that could accept large loans.

After comparison, Yang Tian chose one of these three lending institutions, and the loan interest was 9%.

The key is that this institution promises that as long as the procedures are completed on the same day, it will be able to release the money on the same day.

After choosing, Yang Tian stood up and trotted away.

...

One afternoon passed in the blink of an eye.

After Yang Tian followed the staff of the loan company to complete all the loan matters and contracts, he went straight back to the hotel where he lived to wait for news.

After half an hour.

"Ding!"

At this moment, Yang Tian's mobile phone received a message.

Yang Tian immediately picked up the phone and took a look.

“您账号8172于07月21日5点30入账华夏币：16625000。”

After reading the content of this message, Yang Tian finally nodded with satisfaction.

Although the interest rate of private loans is much higher than that of banks, the speed of lending is really amazing.

And the high efficiency of this work is even more amazing.

The only fly in the ointment is that, perhaps in order to avoid the possible risk of house price fluctuations, the mortgage loan did not mortgage him at the market price of the store, but it was lowered a lot, calculated at 35000 per square meter.

As for the loan interest of this tens of millions, it is nearly 15 per month.

"Huh" After taking a deep breath, Yang Tian pursed his lips and muttered, "It's less than 400 million now."

400 million may not seem like much, but judging from Yang Tian's current situation, he no longer has any assets that can be remortgaged.

Or, roll the dice and buy another asset, then continue to mortgage?
This seemingly feasible solution popped up in Yang Tian's mind
"It's better not to use this method until the last step." After a while, thinking of the land worth 1000 gold coins he went to last time, Yang Tian immediately shook his head again.

With the more than 200 gold coins he has now, he may not be able to afford it.

Furthermore, besides maintaining the operation of the Internet cafe, the current role of gold coins is to expand the assets in his monopoly as soon as possible.

What's more, according to the plan in Yang Tian's heart, he wanted to store up some gold coins and buy that brokerage company first. After all, it was worth 1000 gold coins, which was [-] times the gold coins he spent on buying the Internet cafe back then!
As the saying goes, you get what you pay for, presumably the brokerage company should be a good thing, right?

Therefore, Yang Tian still prefers to keep the gold coins unless he has no other choice.

What's more, the lack of money now is not a particularly exaggerated amount, more than 300 million, maybe you can think of other ways first.

For example, borrow.

After a pause, Yang Tian shrugged his shoulders, and suddenly remembered the words that his uncle said to him last time for no reason.

If you run into any problems out there, tell him
"Yeah..." Thinking of this, Yang Tian pursed his lips and muttered, "How about going to see if Uncle can help?"
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(End of this chapter)