Legendary star: Signed to the Palace at the beginning

Chapter 195 Banks and Stocks

Xiao Chuan said: "Ah Chun, you are so smart, you can do your calculations very clearly. With the saved tax money, the local government can do a lot of things for the national economy and the people's livelihood."

Li Yuan also understood, and said: "With a bank, those rich households and businessmen can borrow money, and with working capital, they will produce more commodities. If there are more commodities, the prices will come down. You will live better, you will have more money to shop, the country will have more taxes, and our Tai Sui will become richer and richer."

Xiao Chuan said: "Cousin Yuan is also very good."

Yang Guang then asked: "Cousin, what's the matter with stocks?"

Xiao Chuan explained: "For example, we sold part of Chengji Mala Hot Pot shares to the public, so that we can get capital injection, open more hot pot restaurants, earn more money, and we are profitable. Shareholders There is also a dividend at the end of the year, which is a win-win approach.”

Yang Guang thought for a while, and said: "Cousin, what you said is a good idea, but there is one problem, have you considered it?"

Xiao Chuan said, "What's the problem?"

Yang Guangdao: "Our bank and stock company have been opened, and the common people don't understand, no one comes to make deposits and loans, and what to do if they don't come to buy stocks?"

Xiao Chuan said: "Ah Chen, we have hundreds of grain merchants' IOUs, and more than 20 victims of the disaster, and we need to build hundreds of thousands of houses."

Yang Guang suddenly realized, and said: "Yes, we can turn the IOUs of the grain merchants into deposits and stocks. Those victims have not been given grain, and they have five baht to buy grain by themselves. The saved money can be deposited in the bank. With money, in the future, the houses in Xinducheng can also let them buy houses with loans.”

Xiao Chuan stretched out his thumb and praised: "Ah Cheng is so smart!"

Yang Guang laughed triumphantly and said, "Hahaha, Xiao Wang hasten to choose an address, so that Dasui Bank and the stock company can be opened as soon as possible."

Soon, a bank called Dasui was opened in the most prosperous places in the capital and the main cities of the Sui Dynasty. At first, ordinary people and rich households did not dare to go in to save money and make loans. It is said that the bank was opened by the virtuous King Jin who helped the disaster victims. There is interest on deposits, and the interest on loans is not high, which is much less than the [-] to [-] percent rent charged by the landlords. Gradually, wealthy households entered the bank, and ordinary people also Go in curiously, tentatively deposit tens or hundreds of coins, and withdraw them in a few days, and there is really interest, so more and more people go to the bank to save money and borrow money.

The five baht coins used by Tai Sui Bank are all five baht coins, which contain [-]% copper, and are of the best quality among all privately minted coins. Therefore, five baht coins quickly occupied the financial market and became the popular currency of the Sui Dynasty. Other low-quality coins After being recovered by Tai Sui Bank, it was no longer in circulation, but was sent to Shishan for melting and recast into new five baht coins.

Dasui Securities Co., Ltd. also opened in Chang'an City, and hundreds of grain merchants became the first batch of customers.

Although these grain merchants hated Yang Guang and Xiao Chuan deeply, their intuition made them quickly discover that stocks were a new way of making money, and they began to try to buy the stocks they wanted.

Dasui Securities Company can not only list the stocks of Dasui Real Estate Development Corporation, Taisui Bank, and Chengji, but also other centuries-old stores and some businesses with good credit can also list and sell stocks. Shareholders can only pay dividends and cannot interfere with the normal operations of businesses. , Many merchants put up [-] to [-]% of their shares to sell stocks to attract investment and increase their operating efforts.

Surprisingly, the Yun family, who had a grudge against Xiao Chuan, saved the most money in the bank and bought the most stocks in securities companies.

It turned out that the brothers Yun Shide told Yang Guang and Xiao Chuan about starting a bank and a securities company as a joke at home. Yun Dingxing immediately asked Yun Shide to take out 50 taels of gold and 1000 taels of silver and deposit it in the Dasui Bank, and bought a large amount of Dasui real estate development The head office, Dasui Bank, Chengji's stock, and the Yun family seem to have become the fifth largest shareholder besides Yang Guang, Li Yuan, Xiao Chuan, and Li Yu.

Yun Shitai said dissatisfiedly: "Father, many nobles in Chang'an City are saying that His Royal Highness Prince Jin and Xiao Chuan are messing around, not to mention that the four of them don't have that much money to build a new capital city, even the Sui treasury can't afford it." With so much money coming, when the new country can’t be built, their money will be wasted and they will go bankrupt. Now everyone is waiting to see their jokes. It’s good for you. Paper."

Yun Dingxing carefully put the bank passbook and stock subscription book into the secret cabinet, locked it, and then said: "What do you know? Only when there are few people and few people, can we get huge benefits. Everyone says that you can earn money." How can you make money from the sale of money? Your Majesty stands behind King Jin and Dugu Chuan, and King Jin is wrestling with the nobles of the family on behalf of His Majesty. Who do we not support King Jin?"

Yun Shitai said: "But do we have enmity with Duguchuan?"

Yun Dingxing said: "My Yun family has an enmity with Dugu Chuan, but I have no enmity with money, you three brothers will just watch it, and the stocks of thousands of taels of silver will be returned several times, dozens of times, hundreds of times in the future .”

For several days in a row, the three Yun Shide brothers became the laughing stock in the circle of noble children of the aristocratic family because they bought a large amount of stocks issued by their enemies. Some said they were fools, some said they were afraid of Duguchuan, and some said they had betrayed There are people from aristocratic families.

Yun Dingxing went to court every day, and there were always other officials pointing and pointing behind him, but Yun Dingxing looked like an old god and didn't care.

For the old hooligans who speculate everywhere, how can they care about the comments of those short-sighted people?

Let's see who regrets it in the future.

Securities companies that buy and sell stocks have a 5.00% bonus. Therefore, apart from the responsibility of supervising the business to operate well, the securities companies have no other obligations and just sit around and share the money.

On the eighth day of April in the first year of Kaihuang, it is easy to open a business, raise a beam, get married, and travel.

Changqu Expressway will be officially opened to traffic today.

[-] Qujiangchi soldiers stood on both sides of the expressway in high spirits, with bright helmets and armor, armed with horse-lance knives and guns.

The red silk was blocked at the toll gate of the expressway, and Yang Guang, Li Yuan, Li Yu, and Xiao Chuan stood in front of the toll gate, looking forward to it.

Near noon, a group of people came from afar, it was Yang Jian, his wife and ministers under the protection of Qianniuwei.

Seeing the emperor and queen coming from afar, Yang Guang, Li Yuan, Li Yu, and Xiao Chuan hurriedly saluted.

With the support of Yang Jian, Dugu Jialuo got out of the carriage, and surrounded by the ministers, Yang Jian and his wife came in front of Xiao Chuan and the others.

Dugu Jialuo smiled and said: "You four little fellows can live without courtesy. As you wish, the Ai family has invited His Majesty Busy here."

Yang Guang bowed again and said, "Thank you, father and queen."

Yang Jian smiled and said: "The queen has been telling me how good the Changqu Expressway is, it is very different from other roads, so I came to see it today."

Yang Guangdao: "Father's words are serious. It's all children's nonsense. It can't be taken seriously."

Yang Jian pretended to be angry and said, "Ah Chen, you are too modest, too modest is hypocrisy."

Yang Guang hurriedly bowed and said, "Father taught me the lesson, Ah Cheng has remembered it."

(End of this chapter)