Open business day-to-day

Chapter 361
On July 21, Zhongyuan Bank was finally established after the merger of more than a dozen banks. After so many days of contacts and negotiations, Weiyang Technology also took the last train and became the bank's representative private enterprise major shareholder.

This time, for the introduction of private enterprises as shares, Zhongyuan Bank has an overall price of 200 billion, introduced strategic investment of 100 billion, and released 30.00% of the equity at 300. After the investment is completed, the overall valuation will reach [-] billion.

Weiyang Technology, as the banner and representative of the province's scientific and technological circles, is also one of the main investors this time. After various negotiations and efforts, it has obtained a total of [-] points of shares. It can be called one of the major shareholders that deserves its name. one.

Correspondingly, these 36 points of shares require an investment of [-] billion, which is definitely a big deal, and it is the biggest deal since the establishment of Weiyang Technology.

Fortunately, the shares of Zhongyuan Bank have a high gold content, and the company has already reached an agreement with ICBC to use leverage to complete this investment.

For this investment, Weiyang Technology invested 28 million yuan as the principal, and then used the upcoming equity as collateral to obtain a [-] billion loan from ICBC to complete the investment.

After the investment, Weiyang Technology became the third largest shareholder of Zhongyuan Bank and won two board seats, which surprised Lin Rui.

Then I studied the list of shareholders, okay!On the whole, state-owned assets still hold controlling shares, but the shares are relatively scattered.

The largest shareholder is the provincial investment company, which is a provincial wholly-owned state-owned holding company, which is normal.

The second largest shareholder is the Finance Bureau of Shangzhou, the capital of the province. Because Shangzhou has the most assets in city commercial banks, it will naturally account for the majority after the merger.

The same is true for the remaining state-owned shareholders. At a glance, they are all the financial bureaus of prefecture-level cities, which is surprising, but at the same time it feels normal.

Central Plains Bank was originally formed by the merger of more than a dozen city commercial banks directly under the jurisdiction of prefecture-level cities, and it is normal for the financial bureaus of each city to become shareholders.

Therefore, it is quite strange that the board of directors of the bank has more than 20 directors, and each director represents a city or a company with weight.

However, the shareholding is so scattered, and there are so many directors, and each city has its own interests, so it is difficult to unite.

It seems that it is a state-owned asset holding company, but apart from the top two shareholders, many state-owned assets directors have relatively weak voice.This allows Weiyang Technology, the third largest shareholder, to have a certain influence and voice in the bank by relying on two board seats.

Although the two board seats of Weiyang Technology seem quite attractive, Lin Rui will not find work for himself.

One was nominated to Zhao Yan, the company's chief financial officer, and the other was nominated to Zheng Yunfeng, the person in charge of Weiyin Payment.

These two are related people in the financial field and are very professional in this area.I believe that after becoming a member of the board of directors of the bank, I can perform my duties well and fight for the company's due rights and interests.

Later, Zhongyuan Bank and Weiyang Technology officially announced the matter, which caused a sensation on the Internet.In 2011, he took out 36 billion to invest in the bank, which was absolutely generous and attracted many media to rush to report.

While the public opinion is boiling and becoming the focus of many netizens, Weiyang Technology has launched its first big move after becoming a shareholder of Zhongyuan Bank, and is negotiating and cooperating with Zhongyuan Bank for financing.

Since the beginning of the month, the establishment of R&D centers both at home and abroad to carry out cloud computing system research and development, and the establishment of data centers have also entered the agenda.

The cloud computing system is just software, and the data center is the hardware that supports it. As cloud computing enters research and development, the construction of the data center must keep up with the progress.

It's just that the amount of investment in this area is very large, and it is difficult to support Weiyang Technology's own funds alone, and it needs financial support from the bank.

In April of this year, Weiyang Technology invested in the construction of the first data center, which is this model.Weiyang Technology contributed part of the funds, and the rest was mortgaged by the data center and borrowed from the bank.

It's a pity that the leverage given by ICBC is a bit low. Weiyang Technology's first data center in April had a total investment of [-] million yuan, Weiyang Technology invested [-] million yuan, and the remaining [-] million yuan went to bank loans.

It seems that the bank is already very generous. The ratio of two to five is indeed very generous.

However, the cloud computing industry that Weiyang Technology is going to enter, even if it is not open to the outside world for the time being, and only meets the company's own needs, the amount of calculation required is very large, and several new data centers need to be built.

According to the company's preliminary plan, at least four new data centers will be built in the future, and only when they are not open to the outside world can the company's demand for cloud computing be met.

In this regard, the company has also made some plans, selecting sites according to different regions across the country.

For example, build one in Guangzhou in the southeast; one in Rongcheng in the southwest; one in Xi'an in the northwest; and another in the imperial capital in North China.

In this way, together with the data center located in central Los Angeles, there are exactly five data centers.Distributed in the southeast, northwest, and central parts of the country, it is just able to undertake the data processing requirements of all parts of the country.

Just to build four new data centers, the investment amount is not a small amount, and it needs a scale of three or four billion, which is still less.

For such a large amount, ICBC was very cautious, and the leverage ratio it gave could not even reach [-]:[-]. It required too much actual investment from Weiyang Technology, and it was fruitless to communicate several times.

Now that Weiyang Technology has become the major shareholder of Zhongyuan Bank and won two board seats, this matter is easy to operate.

How to use funds to mobilize more funds is a matter of financial leverage, and banks are experts in this area.

Weiyang Technology, which became a shareholder of Zhongyuan Bank, now also has the qualification to play this kind of high leverage, and the leverage ratio that can be used is even more than twice that given by ICBC.

And legal compliance, in line with relevant national laws and regulations.

In fact, a leverage of five or six times is really nothing. It is a routine operation in the financial industry, but Lin Rui doesn't know much about it and is not familiar with it.

He didn't know that in the future, China would produce a female artist known as the female version of Buffett, and that leverage would be the real trick.

Using a company with a registered capital of only 200 million yuan, using 6000 million yuan of funds to acquire shares worth 30 billion yuan, the leverage ratio is as high as [-] times, and the key people almost completed it.

If it wasn't for this incident being exposed later, causing public outcry, and the state halted the transaction on the grounds that the leverage ratio was too high and did not comply with relevant regulations, the acquisition would really have been completed.

Think about it, using 6000 million yuan to acquire assets worth 30 billion yuan and using [-] times the leverage, this kind of operation is not exposed, who would dare to believe it.

The key is that if it hadn’t been exposed in the end and the regulatory agency stopped it, the acquisition would have been completed smoothly.

They dared to play with a leverage of fifty times. Before it was exposed, all financial institutions did not think there was any problem. Obviously, this kind of operation is not uncommon in the financial industry, but ordinary people do not understand it.

Compared with them, the five to six times the leverage that Lin Rui is using now can only be said to be pediatrics.

Of course, Weiyang Technology will not play this kind of show operation. According to Lin Rui's intention, Weiyang Technology will invest 30 to 40 million yuan, and then borrow [-] billion yuan from the bank to complete the investment and construction of these four data centers with nearly [-] billion yuan. feasible solution.

Of course, even if Weiyang Technology became the third largest shareholder of Zhongyuan Bank, this matter is not so easy to promote. It needs bit by bit communication, coordination, and negotiation to strive for the approval of the bank's management and board of directors.

There is no rush for this matter at the moment, as the company's development plan for the next stage, followed up and promoted by Vice President Zhao Yan.

……

As Su Hongxiu went home to accompany his parents, Lin Rui's life became more leisurely. He had nothing to do this day, so he drove to Qingman Media for a stroll.

In the past few months, with financial support, Weiyang Technology's endorsement, and Wang Qingman's ability, the development of Qingman Media is changing day by day.

In a short period of time, it was as if the whole company had undergone earth-shaking changes as it had been a few months ago.

When he arrived at the place, Wang Qingman was already waiting for him, and there were a few beautiful-looking anchor ladies nearby, who were looking over curiously to see who was coming, and even let Sister Wang greet him in person.

Wang Qingman accompanied him around the company. The company has a large office space, which is very tastefully furnished, and it is obvious that it has done enough for the facade.

Other aspects are also developing very well, and have begun to scale and specialize. There are dedicated modeling departments, internet celebrity departments, and even trainee departments, um...even the performing arts department.

In addition, there is also a dedicated live broadcast department, which is also the hottest department in the company at present. Not only has it signed many Internet celebrities, but it is also starting to cultivate anchors on a large scale.

According to Wang Qingman's introduction, the company has nearly a hundred contracted anchors, and is one of the few media companies in China that trains anchors.

At present, the total number of employees in the company has reached more than 450, which is not a small number in the media field.

Similarly, the 500 million invested just a few months ago has almost been burned.

The cost is small, and Lin Rui is quite satisfied with the development achievements of Qingman Media. It can be seen that Wang Qingman's ability in this aspect can be achieved in just a few months.

Walking around in the company, these coolly dressed models and Internet celebrity ladies were a little surprised and a little curious to see that Wang Qingman, who had always been strict, was accompanying Lin Rui with a gentle face.

Many people came up to say hello on purpose, and some even fired directly. Lin Rui seemed to have entered the country of daughters, and he was a little overwhelmed.

Fortunately, with Wang Qingman beside them, these young ladies restrained a lot and did not dare to go too far.

As the two of them entered the office, Wang Qingman leaned close to his ear and said, "How about it? We have a lot of beauties. Why don't I give you a chance, as long as you reveal your identity a little bit, but there will be many people I threw myself into my arms and hugged me."

Lin Rui looked at Wang Qingman, who was as beautiful as a flower in front of him, and pulled her into his arms. Feeling her plump and enchanting figure, he leaned into her ear and said softly, "Which one of them can have My Qingman is good, it is fragrant, soft and gentle, my Qingman is enough."

As he spoke, he carried her to the sofa and kissed her gently.Wang Qingman's face was flushed, her body was a little weak, and she gave Lin Rui a charming look.

Finally knowing that this is the office, the two of them were very restrained and did not go any further.

Stayed in the office for a while, tidied up my clothes, and drove back to Wang Qingman's residence together.

Entered the room, opened a bottle of champagne, sat on the sofa, chatted casually while drinking.

As time passed, Wang Qingman had already been lying in Lin Rui's arms, her face was as red as a ripe apple, and her face was charming.

Lin Rui looked at her charming and alluring appearance, drank the champagne in the glass in one gulp, smiled softly, carried her to the bathroom, and soon there was a burst of high-spirited music.

……

When everything was calm, Lin Rui gently stroked the fat skin that slipped into his arms, feeling the plump and uneven figure, and was a little intoxicated for a while.

After a long while, Wang Qingman turned over, and the whole graceful figure, like an octopus, was tightly entwined.

Lin Rui hugged her gently, kissed her blushing cheek again, said some soft words, and then chatted about the company's development.

Wang Qingman asked curiously: "When will your company develop its own live broadcast platform?"

Lin Rui didn't answer, but asked instead: "What do you think of the future potential of the live streaming industry? When is the right time to enter?"

Wang Qingman thought for a while, and then replied decisively: "It's very big. If it can be operated well, it will definitely have great potential for development in the future."

"If Weiyang Technology wants to enter, the conditions are already good. There are too few live broadcast platforms in China, and no large Internet company has entered the market yet."

"Only YY Live is the most powerful live broadcast company in the field. However, in terms of strength, it is only the second and third echelon in the domestic Internet circle."

"There are already so many Internet celebrities on the Weiyang Weibo platform, and they are very influential in the circle. If you go online on the live broadcast platform, with your company's influence, it will be easy to bring the industry into flames."

Lin Rui nodded thoughtfully: "What you said also makes sense. The company is now rich in technical resources. It would be good to build a live broadcast platform first and test the waters."

After talking about this topic, Lin Rui praised: "Qingman Media has developed well during this period of time, and its strength has grown by leaps and bounds, which means it's a bit reborn."

Wang Qingman chuckled and said, "It's not about burning money. If so much money is spent, if there is no change in the company, I will be the boss for nothing. The money raised at the beginning is almost gone now."

Lin Rui smiled and said: "It's okay to burn some money, as long as the company develops well, it's time to raise another round of capital."

Wang Qingman was also very concerned about this matter, and asked curiously, "How much will we get together this time?"

Lin Rui pinched her face and said with a smile: "You are the boss of the company, how much do you think?"

Wang Qingman said with a gentle face: "I listen to you."

Lin Rui touched the smooth skin with one hand, and said softly: "How about this, you still take out 20.00% of the shares this time, so that your shareholding ratio is still more than 50.00%."

"Weiyang Technology has invested 6000 million in Tsingman Media at a valuation of [-] million. What do you think?"

Wang Qingman opened his mouth wide and said in surprise, "The valuation is [-] million, which is too high. The company is not worth the price at all."

Lin Rui held her arm tightly, and said with a strong face: "I say it's worth it! Don't listen to me, and be careful of family law."

Wang Qingman blushed and was a little moved. She gave a soft "um" and buried her head in Lin Rui's chest.

(End of this chapter)