Open business day-to-day

Chapter 307 ICBC Centurion Black Gold Card
After chatting with Zhao Yan for more than two hours, Lin Rui found that the company had really found a treasure this time, and this person indeed belonged to the category of top business elites.

Such a talented person and a big name in the industry joined the company.Regardless of his own ability, knowledge, or his connections, all aspects are of great benefit to the company.

After the conversation between the two of them was over, Lin Rui specially set up a table to welcome him at noon, and all the company executives in Los Angeles attended.

Since Zhao Yan had to fly back to Shanghai today to preside over the next signing ceremony on behalf of the company, the wine was just a taste of it.

In the afternoon, Lin Rui took him to the finance department and introduced him to the staff of the finance department.He, the chief financial officer and vice president, is actually the company's official financial director.

Zhao Yan will stay in Shanghai for a while, and Lin Rui doesn't want to delay the establishment of an investment fund. This matter can only be handed over to Yu Hui, the deputy director.

It is said to be responsible, but it is only to deal with the preliminary procedures, apply for some qualifications, and contact the bank first to explore the way.

With the current emphasis on Weiyang Technology by the local government, there is actually no big problem in terms of procedures. Not to mention the green light all the way, it will definitely not be deliberately stuck.

After returning from Shanghai, Zhao Yan will be responsible for some difficult operations, as well as the negotiation and connection with the bank.

Several people chatted in the finance department for more than an hour. Zhao Yan explained to Yu Hui the barriers and procedures of setting up an investment fund one by one.

Yu Hui is also an accountant and has worked in this industry for nearly 20 years.Well-informed, experienced, and intelligent.I soon became familiar with the procedures of setting up an investment fund and could do it myself.

At four o'clock in the afternoon, Lin Rui drove the car himself and sent Zhao Yan to the flight to Shanghai.Only then did he breathe a sigh of relief, talent is rare, and he has to pay attention to it!
……

At noon the next day, although winter had already entered, the greenhouse in the sunshine room on the roof was still full of vegetation and blooming flowers due to the moderate temperature and abundant sunshine.

Lin Rui sat in a field of flowers and plants, with a pot of clear tea on the transparent coffee table in front of him. While reading a book, he took a sip from time to time, enjoying himself leisurely and elegantly.

After reading the book for a while, suddenly the text message alert sounded next to her.

Lin Rui picked it up and saw that the year-end bonus had finally arrived.

There was a smile on the corner of his mouth, and just as he put down his phone, the system appeared again.

System: In the past year since the user founded the company, the planning has been rigorous, the development has been smooth, and all aspects have been handled in an orderly manner. The company has full potential and excellent results.

The reward is based on the standard of 180 million year-end bonus, and the reward multiple is 66 times.

The total reward amount is 11880, do you want to receive it?

The amount rewarded by the year-end bonus system directly exceeded [-] million, and Lin Rui was overjoyed, it was [-] million.

Take a deep breath, calm down the slightly excited mood, and receive it directly.

The waiting time is a bit long this time. For such a large amount, the system may not want to be special and transfer according to the bank's procedures.

It took half an hour before Lin Rui received the 880 million reward.

This made his bank card balance directly exceed 2000 million, reaching more than 6000 million.If it hadn't been for the injection of [-] million into the company a few days ago, the current bank card balance might have been close to [-] million.

How does it feel to have more than 1 million cash in the bank card?Many people may not know it, but Lin Rui is experiencing it now.

Maybe he is not a poor man who has become rich, living in a house with tens of millions, and driving a car with millions.When I first received the system reward, I was really excited and happy when I thought that there was more than [-] million in the bank card.

After a while, it recovered. After all, I have seen the world, and tens of millions of money are often handled.

Although more than [-] million is too much, it will not make him lose his composure.

After adjusting his mentality, Lin Rui put down his phone and continued to read.

At around three o'clock in the afternoon, the phone rang, and when Lin Rui connected, it was his customer service manager, Wang Yi.

As soon as more than 1 million yuan was deposited in the card, the bank called, and it was really fast enough.

"Hello, Mr. Lin!"

Lin Rui: "Hello! What's the matter?"

Wang Yi's voice was sweet and magnetic: "Mr. Lin is like this. After the review, you have reached the standard of our bank's black gold card. When do you think you have time to apply? We will serve you around the clock."

Black gold card, this is a legendary thing, Lin Rui immediately became interested.

"Black gold card, your ICBC also issues black gold card?"

Wang Yidao: "That's right, Mr. Lin, this is a limited edition Centurion Black Gold Card issued by our bank in cooperation with American Express. This product is issued by invitation, and the objects are limited to a very small number of selected high-end customers of the bank. Individual application."

"At present, only our bank, China Merchants Bank and Minsheng Bank in China have been authorized by American Express to issue the exclusive Centurion Black Gold Card. This card can be used globally and enjoy various top quality services."

"Didn't it mean that the conditions for issuing the black gold card are very harsh?" Lin Rui asked.

Wang Yi still said sweetly, "Mr. Lin like this, our bank has really high requirements on card issuers."

"First of all, the balance of a personal account should not be less than [-] million, and you must have a lot of assets and status under your name. For example, if you enter the Hurun Ranking List, or own an influential company, you must at least have a provincial CPPCC member identity of."

"A simple bank balance of over [-] million cannot meet our bank's requirements."

Lin Rui smiled and said, "The requirements are so high? How can you be sure that I have met them?"

Wang Yi said magnetically, "Mr. Lin, you are a high-quality customer of our bank. In fact, we have recorded your information."

"As the founder of Weiyang Technology, you wholly hold the largest Internet company in the province under your name, and you are also a naturalized member of the Luojing Club. You have indeed met the requirements of our bank to issue a card."

Lin Rui smiled helplessly. It turned out that he had already figured out his identity, but as the largest company in the universe, it was easy and normal to find out the identity information of high-quality customers.

Even so, Lin Rui was still very curious about the legendary Centurion Black Gold Card. Now that he had the opportunity, why not get one.

"If that's the case, then I'll go to your place in a while and try to get one."

Wang Yi said happily: "Mr. Lin, you agree. You are very welcome, and we are always waiting."

She was really happy. When she first came into contact with Lin Rui, she thought it was just an ordinary high-quality customer. She didn't expect it to be so long, and he had already reached the standard of a black gold card.

While Lin Rui's assets grew, Wang Yi, as his bank's exclusive customer service manager, also made a lot of achievements.

He didn't delay, he tidied up casually, went downstairs and drove to this branch.

As expected, they received a grand reception when they arrived at the place. Not only Wang Yi showed more enthusiasm, even the president of this branch also participated in the reception in person.

Lin Rui was sitting in the VIP reception room, drinking tea leisurely, while filling out some necessary information, while Wang Yi beside him was also eloquently introducing some specific information about ICBC's Centurion Black Gold Card, and the information provided quality service.

But he also learned some information from Wang Yi's words.

The Centurion Black Gold Card issued by ICBC is different from the Centurion Black Gold Card issued by American Express.

The Centurion Black Gold Card issued by American Express is recognized worldwide as the "King of Cards". This card is positioned at the top group and has no upper limit.In theory, any valuable commodity can be purchased, only the risk control quota exists.

The so-called risk control limit means that American Express will formulate a risk control limit based on the cardholder's consumption habits and daily consumption amount.

If the cardholder purchases a product that exceeds the limit, the staff of Amex will confirm with the cardholder by phone, and Amex will complete the payment after confirming the identity.

Of course, they will also estimate your net worth in advance to see if you can afford it.If you can't afford it, it may be that the quota is insufficient.

The Centurion Black Gold Card issued by ICBC has a fixed limit because the card is a credit card, and there is no such thing as "unlimited limit".

When opening a card for the first time, the credit limit of ICBC’s black gold card is generally around 200-1000 million RMB, and it can be further increased in the future according to your identity and credit.

Of course, sometimes the quota is not enough. When purchasing goods that exceed the quota, you can apply to the bank for a temporary quota in advance.

As long as the bank thinks you can still afford it, it will temporarily increase the amount for you.

Although it seems that ICBC's black gold card is not as high-end as Amex, but as the black gold card issued by the world's largest bank, holding it is definitely a status symbol.

Only the top few talents in the country can have it.

Think about it too, the personal bank card has more than [-] million deposits, and there are still a lot of assets and status in the name, under such strict conditions.

Those who are really qualified to open a card are estimated to have a net worth of one billion or more.Not to mention anything else, just look at the most basic conditions, bank card deposits under my personal name exceed [-] million.

Many rich people have fixed assets in their names, or all their net worth is in the company, and several of them have more than [-] million cash deposits in their private accounts.

Especially for some Internet companies, the valuation is high, and the founders are also worth a lot, but all the money raised has gone into the company, and it is not worth a dime of their own name.

According to the valuation, they are worth a lot of money, but in fact they have very little cash on them, and they are jingling poor.

Unless the company foots the bill, using public funds, they can't even afford a luxury car.

Or they could discount some of the company's shares first and cash out some.But as the founder of a start-up company, he started selling shares before his business was successful.How to let investors see, let the company's employees how to see.

Do you think that you, the founder, are not optimistic about the company's development, even if you are selling shares, the attitude of those investors is self-evident.

So many people who seem to be worth a lot of money, especially in the Internet industry, you ask him to come up with some cash.

Sorry, it's really pitiful!
Not everyone is as lucky as Lin Rui.

It can also be seen from this that there are really very few people who have the conditions to hold the ICBC Centurion Black Gold Card.

As the number one player in the universe, the gold content of his black gold card is by no means boastful. It is a symbol of identity and status anywhere in the country.

Go to any store for consumption, as long as you show it, you will definitely be regarded as the top VIP customer and provide you with the best quality and thoughtful service.

After all the procedures are completed, there is the most important procedure, which is to hand over these procedures to the city bank, and then the city bank president will personally review and issue them.

ICBC's Centurion Black Gold Card, as ICBC's top credit card, a symbol of identity and status, is so easy to issue, and the branch does not have this authority at all.

In fact, not to mention sub-branches, most municipal branches in prefecture-level cities do not have the authority to issue black gold cards.

According to the regulations of the head office of ICBC, only the provincial bank has the authority to issue ICBC's centurion black gold card, and the governor of the provincial bank needs to personally review and issue it.

In the past two years, ICBC has relaxed some conditions, and the governors of some important prefecture-level cities are also eligible to review and issue the Centurion Black Gold Card.

As the second largest city in the province, Los Angeles City has a richer history than the provincial capital. The president of the Los Angeles City Industrial and Commercial Bank happens to be qualified to review and issue the Centurion Black Gold Card.

Although some sub-branches do not have the authority to issue certificates, they can recommend some qualified people to the president.If any sub-branch issued a Centurion Black Gold Card, it would be a good achievement.

This is also the reason why the president of this sub-branch ran away from the process after being so graciously entertained.

Of course, on the other hand, it is also to retain his big client, a client who is eligible to have a black gold card, the bank will not neglect.

After staying in this branch for more than half an hour, after finishing all the procedures, Lin Rui took some introduction materials about the ICBC Centurion Black Gold Card, and then went home.

On the other side, the president of this branch, leading two subordinates, took the materials written by Lin Rui just now, and rushed to the city branch to deliver the materials to the president of the city branch in person.

This process may take two to three days.

Don't dislike that it cannot be issued on the spot. In fact, two or three days is fast enough. Because it is a black gold card, the bank will do special things to speed up the process.

Otherwise, if you follow the normal process, you may not hear back for ten and a half months.

Lin Rui drove the car and returned home leisurely all the way.

When I came to the sun room on the roof again, I picked up the information about these centurion black gold cards and looked at them.

Owning ICBC's Centurion Black Gold Card is equivalent to a top-level passport.Needless to say, you can enjoy all kinds of high-quality services in China, all kinds of luxury hotels, airports, high-speed rail, luxury stores... as long as you go in, you are the top VIP.

Because of the cooperation with American Express, you can also enjoy the exclusive customized services of American Express and unparalleled global rights and interests abroad.

Including all-day "responsiveness" concierge service, VIP seats for various events around the world, access to top private clubs in major cities around the world, etc.

Like private cabins and first class upgrades on daily airliners.

Hotel suite upgrade service, personal travel consultant service, admission tickets to heavyweight performances, 24-hour private banking and other services are just the most basic rights and interests.

It also allows cardholders to easily enter any upper-class social circle and various high-end clubs.

In many cases, holding a black card means having the right to have people from all over the world serve you.

There is a saying that money is not everything, but it can allow you to enjoy the beauty of the world and help you solve 90.00% of your problems.

(End of this chapter)