Chapter 1: One person starts a business and the whole family is ruined

Chapter 1: One person's business ruins the whole family

Half past two in the morning.

Chen Pingjiang skillfully opened an Excel file called "account book" and carefully marked "housing loan 6728" in yellow. The white area also read "CCB 3580", "Gome Easy Card 5093", "Guangfa 3500", "CMB 4820", "Xiaoying Card Loan 5022"...

This line is followed by a total: "57412"

He took a deep breath of Hibiscus King, a spicy taste swirled around his throat, and he slowly exhaled.

The screen of the mobile phone next to it lit up, displaying a Guangzhou number.

Chen Pingjiang didn't answer. He frowned, looked annoyed, turned over the phone screen, and quietly exited the Word document.

Chen Pingjiang didn't dare answer the supplier's call, and even if he did, he had no money to pay back.

These three years have been like a dream.

Three years ago, I was ambitious and full of passion. I drove my BMW X5 to and from the Commerce Bureau every day. Who could have imagined that I would encounter a global pandemic?

At first I thought it would be settled soon, just like in 03, so I just kept on trying, but it turned out to be like a never-ending stream of peeing, and after two and a half years I finally couldn't bear it anymore.

Chen Pingjiang had to mortgage the house under his mother's name by using one loan to pay off another until the new loan was not approved. He always remembered that on the day when the mortgage was signed, his mother said it was okay but her eyes were red. After all, that was the only memory left to her by her deceased father.

Including the loan interest, the total cost of buying that BMW X5 was RMB 80. It was sold for only RMB 28 less than two years after the loan was paid off.

The house I live in now was bought when the business was good. I looked at the house in the morning and signed the contract in the afternoon. In my mother's words, it was just like buying vegetables at the market. I spent 70 on decoration and home appliances, but now it doesn't belong to me. The majority of the money is from the bank, and the rest is from a second loan from a third-party institution. Except for me, who is the owner of the house, the rest belongs to others.

Every day, I receive calls on WeChat and even QQ from friends, relatives and suppliers who ask me to pay back my money, and my phone is always on silent.

He had no intention of defaulting on any of the debts. Fortunately, he had some income now, and he worked hard every month to repay various debts. Otherwise, he really didn't know how to face this world.

At 36, Chen Pingjiang has nothing. His love life is a mess and he and his wife are separated. His 58-year-old mother is still working as a part-time nanny in Shanghai. She is illiterate and just wants to help her son. She should have retired to enjoy her old age and enjoy her grandchildren, but unfortunately Chen Pingjiang has no children yet.

The winning numbers for the 23142th Lotto are: 04 13 15 17 32 in the front area, and 10 12 in the back area.

Chen Pingjiang's expression remained calm as he crumpled the lottery ticket in his hand and threw it on the table.

He didn't expect to turn things around by winning a big prize, he just wanted to keep a hope in mind and leave a way out.

What if.

What a bloody example of one person starting a business and the whole family being ruined.

During his internship in 09, the impact of the financial crisis had not yet dissipated and he could not find a job, so he worked at Pacific Insurance for two months and earned 800 yuan.

In 15, after staying up all night to make a PPT, Chen Pingjiang received a call from his mother when he was about to go to bed. He drove 400 kilometers to Taicheng, Sudong Province. Although he saw his father for the last time, he passed away the next day.

During the Spring Festival in 16, he went north alone and did not go home for the New Year. His mother spent the year alone in her hometown and did not even see her grandmother for the last time.

When I started my business in 18, I earned two to three million yuan a year, bought a car and a house, and was full of energy and ambition. This was the most glorious moment in the past thirty years.

20 years of rapid decline...

When will this kind of life end? The money I earn is not enough to pay the various interest payments.

When you look back in middle age, you will find that you have nothing and are full of regrets.

I have no love and no career. I am really a failure.

Of course, it's not like I've lost everything, like I'm bald, fat, and greasy. I was once described as having a "duck face", but now...

"This is such a shitty life!" Chen Pingjiang cursed, took a deep breath of cigarette but choked for a long time, and even choked out tears, "I really want to live my life again."

Suddenly, it felt like someone was grabbing my heart, and I felt dizzy. The next moment, I lost consciousness. The faint melody was still coming from the earphones.

God, tell us the reason
Can't God tell us?

Youth is wasted on the young
Why do we always waste our youth in frivolity?

It's hunting season
Hunting season
And the lambs are on the run
The weak lambs are fleeing endlessly
Searching for the meaning
But I also fantasize about finding my own value

But are we all lost stars
We are all lost stars
Trying to light up the dark
But also trying to illuminate this endless night sky

……

"Uncle, we're at school."

There was a loud noise in Chen Pingjiang's ears, the sound of horns and birds singing mixed together, the bright light was dazzling, and he felt stuffy all over and his head was dizzy.

What came into view was a strong young man like an iron tower, wearing an army green vest and gray denim breeches. He was very dark, especially his limbs and the back of his neck, which were like charcoal, and he had a layer of hairy beard on his lips.

"Second son?"

Chen Pingjiang was startled. "Aren't you in the cell? Did you escape from prison?"

"Uncle, you're messing with me again. I haven't broken any law, why should I be put in jail?" The strong young man looked helpless.

Chen Pingjiang's heart was in turmoil. He looked at the childish appearance of his "Second Son" and heard a familiar song that he had not heard for a long time.
"The Three Kingdoms at the end of the Eastern Han Dynasty
The war rages on all day long
The love between children is affected by troubled times

Who will make the wine?
......"

Is this... rebirth?
Or are you still dreaming?
Chen Pingjiang's heart slowly sank. He remained silent. After a while, he raised his head with difficulty and said to his second son, "Give me a cigarette."

It was not until the long-lost spiciness swirled in his throat that Chen Pingjiang calmed down and realized that he was indeed reborn.

After coming out of his initial hesitation, he became more and more excited.

It was the summer vacation of 2006, and my high school career had just ended!
I actually have the chance to live again.

His fingers were trembling with excitement, and he even deformed the filter tip of the Hongtashan cigarette.

"Uncle, is everything okay?" The second son waved his hands in front of Chen Pingjiang's eyes, looking at his uncle with some envy at his cool smoking posture, and most importantly, he could even spit out circles.

"It's nothing, I just want to be alone." Chen Pingjiang waved his hand.

"Which girl Jingjing is from our school?" Erzi asked naively.

The second son is his nickname, and the dark and strong boy’s real name is Zhou Guanghan.

Zhou Guanghan’s grandmother’s surname was also Chen, and his mother called Chen Pingjiang “uncle,” so Zhou Guanghan also followed suit and called him “great uncle.”

Chen Pingjiang is considered a young person with a high seniority in the family. When he goes home for the New Year, he sits on a chair and calmly accepts the red envelopes given by the younger generations who kowtow to him.

Zhou Guanghan's hometown is dozens of kilometers away from the county town. His mother was reluctant to let her son live in the school, so she asked him to stay at Chen Pingjiang's house.

Chen Pingjiang sighed, patted Zhou Guanghan's shoulder, sat up, and patted the dust off his butt.

Zhou Guanghan also had a hard life in his previous life. After his company went bankrupt, he returned to his hometown to farm. He spent all his family savings to buy a tricycle. In the evening, he hit and killed an old man who was taking a walk on a country road.

The other party demanded compensation of 300,000 yuan, but his honest farmer father and disabled mother had no money to pay, so he was finally sentenced to two and a half years.

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(End of this chapter)