The years of red flags

After three cups of tea, Mr. Xu smiled and said, "Mr. Jiang, I heard that you are a shareholder of two banks, Minsheng Bank and Pudong Development Bank. We are in the real estate business and cannot do without the support of banks. I hope to make friends with you."

Pony's hand holding the teacup paused for a moment, looking at Mr. Xu with a half-smile on his face, thinking that this guy was so enthusiastic today, but his true intentions were finally revealed.

I have laid such a long thread before this just for the speech just now, especially the last sentence.

"Sure, sure." Jiang Hua smiled. "But everyone who knows me knows that I don't take care of things. When I first bought the bank, I let them do whatever they wanted. I never asked about it, so being friends with me won't help you with your business."

"You are too modest." Mr. Xu smiled and said, "Everyone knows that although you don't take care of things, your words are as good as gold. Everyone has their shortcomings. I just hope that you can help me say a word at the critical moment."

His smile at this moment was somewhat flattering. Hengda was at a critical moment of development, and it was not as crazy as it would be at its peak in the future.

"You are quite frank." Jiang Hua put down his teacup. "We haven't even made friends yet, but you have already told me your purpose. Aren't you afraid that I will have a grudge and not want to be your friend?"

President Xu laughed at himself and said, "When a man is poor, his ambitions are short; when a horse is thin, its hair grows long. To be friends with a true god like you, I have to be more open. If I hide things, it will only make me look dishonest. Besides, you can see through my purpose at a glance. There is no point in covering up. It is better to be honest from the beginning."

"Since you said you wanted to make friends with me, I might as well tell you something from the bottom of my heart." Jiang Hua drank his tea slowly and said slowly, "I understand what you mean. Now is a critical moment for the development of real estate in the country. In order to promote economic development, land finance will enter a stage of crazy growth. It is a good time for you to acquire land and build houses, so you need financial support from banks."

President Wang nodded. "President Jiang, you are so insightful and have awakened me. I was wondering why there have been so many land auctions recently. It turns out that this is the reason."

"Everything will turn around when it reaches its extreme, and prosperity will eventually decline." Jiang Hua warned him: "I look down on Hong Kong's Li Chaoren because I think he has no patriotism, but I have to admire him for one thing, his business skills are still superior."

"He has also hoarded a lot of land, but he has not put too much burden on himself." Jiang Hua pointed at Mr. Xu and Mr. Wang and said, "You should learn more from him on this point. You can't blindly acquire land for the purpose of expanding the company. The bank can certainly support you, but the bank's money belongs to depositors across the country. my country's real estate is too dependent on policies. If there is any disturbance, you will lose everything. At that time, the money lost will be the money of the people of the country, and you will be engraved on the pillar of shame and despised by the world for eternity."

Mr. Wang nodded thoughtfully, while Mr. Xu's face was uncertain.

"I don't know if you can listen to me." Jiang Hua continued, "Anyway, ever since the commercialization of land in our country, I have been giving positive suggestions to the higher-ups, hoping to pass various policies to put a yoke on the real estate industry that may get out of control. You can scold me or blame me, but I will continue to do so. It doesn't matter if the real estate industry develops slowly. If the real estate industry gets out of control, it will be a mess for the entire country."

After the party, Jiang Hua left with Ding Sanshi and Pony.

President Xu and President Wang were sitting in the box. President Wang said with a smile, "Old Xu, you played this drama in vain today. It seems that you can't get what you want." President Xu smiled disdainfully, "In addition to these two banks, there are other banks. Besides, he also said that he doesn't care about things. If I want to seek support from these two banks, I might as well take down some people who are in charge. And what he said is right. The national land finance has entered an era of rapid development. What a wonderful era it is."

"Their warning is very reasonable." President Wang agreed and said, "Our industry is too dependent on policies. If we are not careful, we will lose everything. We may even lose our life. I have to re-formulate our company's strategy. I advise you to be cautious as well."

"There is a saying that goes, 'The bold will die of overeating, while the timid will die of starvation.' Although this saying is not very popular, it does make sense. This is an era of fierce competition among real estate companies. If you don't take the land that is being auctioned, others will. As long as you have the land, it is wealth."

"What if the land price plummets?"

Mr. Xu smiled and said, "Is it possible? It is said that our country is vast and rich in resources, but how many places are unsuitable for living? And how many people are there in our country? The land price has plummeted. Unless our population is halved, there is no need to be surprised. He is not in the real estate industry and does not understand the inside story of our industry. If my company is really in financial difficulties one day, I can make back my money even if I sell the land."

On Jiang Hua's side, Pony was driving in the front, Ding Sanshi was sitting next to him, and Jiang Hua was sitting in the back.

Ding Sanshi smiled and asked, "Boss Jiang, will they listen to what you said to them?"

"I don't know whether they listened or not." Jiang Hua shook his head: "After all, not everyone likes to be preached, and most people are quite disgusted with this. All I can do is to keep making suggestions to the higher-ups, put a bridle on this crazy horse, and make it easier for the relevant departments to control it."

"I don't think Mr. Xu took it seriously." Pony said as he drove, "He's a bit crazy and audacious. What the hell is spiritual civilization construction? He found a high-sounding reason, but it's actually despicable and shameless."

Ding Sanshi smiled and said, "I have also come into contact with many real estate developers. These people need everything from alcohol, sex, money and anger. I know what his dance troupe does with my eyes closed."

"Let's not talk about him anymore." Jiang Hua closed his eyes and said, "Ding'er, I suggest that you should not only focus on your website and games, but also start some more advanced scientific research. The future Internet era will become simpler and simpler. If you continue to run on this track, it will become more and more crowded."

Pony nodded: "That's right. I met with the people in the big data department. According to their prediction, the future Internet will be a fool-proof Internet. Sanshi, you have to transform, otherwise I'm afraid I won't see your 136 in the future."

(End of this chapter)