Start with buying a house

Chapter 95 The elder nephew refused

Xi Weixing is definitely not as good as Ouyang Dehe, and knows her nephew better. Now that Ouyang Dehe has said so, she has nothing to say.

But even though Ouyang Dehe talked about the quadrangle courtyard in an exaggerated way, she was still a little bit reconciled, and had to buy a few new houses.

Because they want to open a branch in the capital, the two tend to buy more berths.

The down payment ratio for berths is relatively high, generally requiring a [-]% down payment, and the other [-]% also requires a repayment period of up to ten years.

However, shops are not within the scope of the loan limit. As long as you have funds, in principle, you can buy as much as you want.

Moreover, the selling price of shops is generally much higher than the housing prices. Now that the era of e-commerce has not yet arrived, real estate developers advertise that a shop is rich for three generations, making it hard to find a shop.

But buying berths is very particular, even if the other party says it is too hype, you can’t buy berths inside, but buy berths on the periphery of the block with a lot of people, otherwise, in a few years, you will only have to cry.

Not only the Xinghe real estate agency wants to enter the capital, but also the mahogany furniture handed down from generation to generation, but also the capital market, because there are many officials in the capital, and there are many rich people!

Moreover, buying a shop does not necessarily mean buying a new shop from a developer. New shops are full of uncertainties, especially in newly developed locations.

At this time, it is necessary to ask the locals more, and ask them which street the local traditional business district is on.

In many places, the status of traditional commercial districts is difficult to shake. No matter how the years change, people seem to recognize that street.

Take Ouyang Dehe's hometown of Ruiyang City as an example. Ruiyang City is divided into South Street and North Street by a Jinjiang River.

The commercial status of South Street cannot be shaken no matter what, the crowds are dense, supermarkets, shopping malls, theaters, and various shops gather.

Although North Street is spacious, well-planned, and the houses are all new, there are many newly developed communities, which are very beautiful. The municipal government, government agencies, public security, procuratorate, law, department, hospital, etc. are all located on North Street. .

However, people in Ruiyang City are still accustomed to shopping on South Street, while the wide and tidy North Street is very deserted.

So people's habits in a place are very important. If you don't understand it, you can easily suffer losses and be fooled if you invest in shops casually.

Sometimes the houses in the community are beautifully repaired and there are many residents, but opening a shop and doing business in the community just doesn't make it prosperous.

Last year, relying on the stock of Jiangxi Changyun, Ouyang Dehe really made a lot of money. In addition, he bought Haihuang rosewood in Hailan. After some operations, Haihuang rosewood bought a lot, but the funds It didn't decrease, but earned a lot.

In addition to half of Fan Deyi's income, it has also become sea yellow rosewood. Now the price of sea yellow rosewood has approached 20 a ton. It is not surprising that it will increase to 40 in the second half of the year.

And this is the general small material, medium material, large old material, sheet material, and it is definitely not only the price.

Even so, Ouyang Dehe didn't have much cash. He spent 2000 million yuan to buy the courtyard house. Two hundred houses in Ruiyang City were sold. Except for repaying the bank loan, it was all spent on the purchase of the courtyard house. In addition, more than 100 million yuan was added.

Now, if you want to buy a store, it doesn’t need to be too big for Xinghe Real Estate’s stores. A store can be hundreds of thousands, and a larger one, a million or so, is enough.

But if it is a flagship store in the capital as a handed down furniture, it will be difficult to use if the area is small, and it will cost thousands of square meters!
Ouyang Dehe took a fancy to a private house near Xidan, with a total area of ​​1800 square meters on three floors. The owner intends to rent it out, but it is also possible to sell it.

The location is not considered a prosperous prime location, but the traffic is very convenient. It is at a crossroads, and there is a wide open space at the door, not far from the road, so it is impossible to build a house in the future.

Although the current rent is not very expensive, Ouyang Dehe, who is a reborn person, knows that with the rise of housing prices, the rent of shops will also rise. Instead of renting a house, it is better to buy it yourself.

After you buy it, this place will be operated as a flagship store. If it is rented, after you decorate the whole building beautifully, the landlord will come and ask for a rent increase, or demand to take it back after the deadline, it will be very difficult. trouble.

The building is a bit old, and the location is not a very prosperous commercial center, so I didn't dare to ask for a higher price. The asking price was 1000 million yuan, and finally talked about 900 million yuan, which is equivalent to 5000 yuan per square meter.

Because it is an old building, the price is much cheaper. If it is a shop in a new building, it cannot be bought without 1 yuan per square meter.

Moreover, this is a private house, and it needs to be traded in cash. The bank mortgage loan is very troublesome, and the loan can't be much.

Fortunately, after Ouyang Dehe bought it, he also needed to redecorate it, including the exterior walls.

Moreover, selling mahogany furniture does not need to occupy a prosperous commercial center.

In addition to shops and courtyard houses in the capital, the two bought only six houses in the capital, and they didn't spend much, only about 200 million yuan. Of course, it is more cost-effective to buy commercial houses with bank loans.

As for the proof of income, the bank's flow is in and out, and it can be tens of millions in a month. There is no reason for the bank not to lend money to such high-quality customers.

However, to Ouyang Dehe's surprise, his nephew Ouyang Wenming actually rejected his invitation and was unwilling to come to the capital to help him with the renovation of the courtyard house. The monthly salary doubled from 2000 to [-] yuan per month.

The opportunity was given to him, but he was unwilling to seize it. Ouyang Dehe had no choice but to call Wen Changsheng.

Now the villages of the Li ethnic group in the mountains have also built mobile signal stations, and Wen Changsheng can use his mobile phone to contact the outside world at home.

"Hi! It's Boss Ouyang! Why are you free to call me today?" Wen Changsheng said happily on the phone.

"Yes! How is Uncle Wen doing recently?" Ouyang Dehe also said with a smile.

"What the hell! I have nothing to do, I don't know what to do!" Wen Changsheng said with a wry smile.

"Are you interested in coming to the capital?" Ouyang Dehe asked.

"The capital? Don't tell me that you have gone to the capital now, right? Aren't you in Shenchuan City?" Wen Changsheng said in surprise.

"Well! After the new year, I went to the capital to play. I bought a few courtyard houses and wanted to renovate them. If you are free, I would like to invite you to come to the capital and help me look at the industries in the capital.

After the results of the design drawings come out, it is really worrying to find someone to renovate the courtyard house, and no one will help to look at it! "Ouyang Dehe said.

(End of this chapter)