Start with buying a house

Chapter 205 The Online Financial Era Arrives Early (Please Subscribe!)
Ouyang Dehe didn't say anything, but raised his glass and took a sip of wine.

"What? Don't you believe what I said?" Hua Huimin raised her glass and drank the red wine.

"It's not that I don't believe you, but it's meaningless. What do you believe? So what if you don't believe? We can be friends at most, and we won't have any other relationships, so what you say doesn't matter to us." Ouyang Dehe Said.

"Yeah! We can be friends at most. Why are there so few good men in this world? They are either too old or have already married their wives." Hua Huimin drank the wine in the glass again in one gulp.

"It's not that there are too few good men, it's that you are too good. Ordinary men can't get into your eyes, let alone break into your heart. Just like me in the past, even if I meet you, I'm destined not to have too many intersection." Ouyang Dehe persuaded.

"Perhaps you are right, but is it my fault? Marrying a mediocre ordinary person, even if I am willing, do you think they dare to marry?" Hua Huimin said.

"Perhaps this is the price a strong woman must pay!" Ouyang Dehe sighed.

In fact, the better the condition of women, the higher the proportion of being single and the higher the divorce rate.

Ouyang Dehe didn't know how much the two drank last night or what happened next. When he woke up the next day, he found that Hua Huimin had left and put a note on the table in the living room. It read: "Thank you for spending a birthday with me that I will never forget."

"I persuaded people not to get drunk, but I can't remember what I drank. What is this?" Ouyang Dehe thought in his heart mockingly.

After returning to the hotel, Ouyang Dehe called the investment investigation team to his room for a meeting, explained some things, and then returned to Shenchuan City ahead of schedule. He was worried that if he continued to stay in Ruiyang City, he would make mistakes. What's wrong.

"Father!" As soon as she returned to her home in Shenchuan City, her four-year-old daughter Ouyang Chenxi yelled excitedly, and ran to Ouyang Dehe. Kissed a few times.

"Chenxi! Do you miss Dad!"

"I want to! Chenxi misses Dad so much!" Little Chenxi said with her arms around her father's neck.

……

"You're back, have you finished the work over there?" Xi Weixing walked over and said with a smile on his face.

"Chenxi! Come down, Dad works so hard outside, you have grown up, don't let Dad hug you, Dad is very tired."

"No! I want to be hugged by my father. My father hasn't come back to play with me for a long time."

"It's okay, let me hug you for a while!"

"You! Spoiling her so much, what if you spoil her in the future?" Xi Weixing said reproachfully.

"Come down, go to your room and read your comic book."

"Oh!" Although Xiao Chenxi was unwilling, she still didn't dare to disobey her mother's wishes. The way Xi Weixing pulled her face down, Xiao Chenxi was still a little scared.

After Xiao Chenxi entered her room, Ouyang Dehe said: "My daughter is still young, so you don't have to be too strict with her."

"I'm too strict with my daughter, I don't let her into the room, she keeps occupying my husband, what should I do?" Xi Weixing threw himself into Ouyang Dehe's arms, hugging him tightly and said.

"You! Even my daughter eats melon vinegar!" Ouyang Dehe said, and kissed Xi Weixing.

In 3, 3G networks have been fully covered, and [-]G mobile phones have become almost universal. Mobile users of StarHub Shopping Network have grown rapidly, and the daily transaction volume of the online mall has continued to hit new highs.

Xinghe and Tao Bao almost fought to a draw, and it was difficult to distinguish between top and bottom, and the gap was getting smaller and smaller.

With the cooperation of Baidu, Taobao no longer has much advantage in search engine technology.

In order to completely surpass Tao Bao, Ouyang Dehe once again played his trump card and launched the business of buying bait.

As long as the credit score reaches more than 550 points and there is no bad record, users can open the permission to buy.

After opening the permission to buy, there will be a certain amount of buying. With buying, you can consume first and then repay. The time limit is one month. Buy this month and pay back next month, free of interest.

However, if you fail to repay after the due date, overdue fees will be incurred. In addition, the amount of the purchase will be reduced or even cleared. In addition, the credit score will also be affected, and the borrowing window may be closed.

In short, the consequences of overdue are very serious and the cost is very high.

However, Ouyang Dehe also emphasized to the company that it is strictly forbidden to open the purchase quota to college students, nor to open the loan to college students. It is certainly possible to make money, but you must stick to the bottom line and be responsible to the society.

Some money can be earned, but some money is better not to be earned, otherwise the bottom line of life will be lost.

Ma Wen attaches great importance to the Maibei launched by StarHub, and immediately launched a similar project on Tao Pay, and it is open to all people above and below the age of 55, including college students, as long as the credit score meets the requirements , the credit line can be obtained.

Instead, after being ahead of Tao Bao for a short time, Xinghe Company was once again caught up by Tao Bao, and once again surpassed Xinghe Company, becoming the number one in the industry.

Some high-level executives of Xinghe Group suggested to Ouyang Dehe that the ban on buying credits for college students should be lifted, and the application for credits for buying credits should be opened to college students.

The reason is that young people are the main force of advanced consumption, and college students are all young people. They are more likely to accept advanced consumption concepts, but they were rejected by Ouyang Dehe.

I would rather make less money than open up the credit limit to college students. The minds of young people are immature, especially college students. They have little source of income, and it is easy to be tempted and fall deeper into the trap. Deep into the debt crisis, it can ruin your future at best, or even commit suicide because of it, forcing you to commit suicide.

Penguin has also launched Penguin Pay, as well as pocket money management services,
Not to be outdone, Jindong Company launched Jindong Finance.

Even Baidu Company launched wealth management services. All of a sudden, online financial services flourished, and the era of online finance arrived a few years earlier than the world before Ouyang Dehe's rebirth.

Many people seem to have become rich all of a sudden, and their enthusiasm for consumption has increased. The shopping websites of Xinghe Company and Taobao Company have set new highs again and again, and the transaction amount has continued to rise.

Many people shop frequently on the website in order to improve their credit. In order to prove their repayment ability, many people transfer the money to their Starlight Pay and Tao Pay accounts once they are paid. Credit score goes up to get more credit line.

However, Ouyang Dehe strictly ordered Xingguang Payment Company to strictly control the credit line of the loan, to ensure that the money borrowed can be recovered, and the non-performing loan rate is controlled within a safe range.

At the same time, control the number of open lending users, rely on big data, select high-quality lending customers, and effectively prevent risks.

Instead of blindly lending out money for the sake of performance, it will be difficult to recover the loan.

This has also created a phenomenon. It seems that the credit limit on Tao Pay is higher and easier to lend out, while the credit limit on Starlight Pay is a bit lower and not easy to lend out.

(End of this chapter)