Start with buying a house

Chapter 2 It Turned Out to be an Old Classmate

In the hands of Ouyang Dehe, he can only spend more than 30 yuan if he is full of money. If he wants to buy ten houses, he must pay attention to a little strategy, otherwise it will be impossible.

His repayment ability also needs to be controlled within 6000 yuan per month.

In this way, Ouyang Dehe can only afford one house.

But Ouyang Dehe had the confidence to shout out the bold words of buying ten houses.

Hearing that someone wanted to buy ten houses, the sales manager almost ran over.

It's just that after seeing Ouyang Dehe who wanted to buy ten houses, the sales manager took a look with an uneasy expression, and followed Xi Weixing next to him.

Ouyang Dehe is only 26 years old, giving people a feeling that he is too young. How long does a person of this age work, and he does not seem to be the age to buy a house.

What's more, Ouyang Dehe's clothes are overestimated at 100 yuan.

But since he came running over, the sales manager did not turn around and leave impolitely, but stepped forward to greet Ouyang Dehe with a smile on his face.

Customers are God, not just talking, and there are so few people buying houses now, and there are fewer people coming to see the house than the sales lady, maybe the other party is really here to buy a house.

Not to mention buying ten houses, it would be nice to be able to sell one house!

"Hello, sir! I am Wu Xinhua, the sales manager." Wu Xinhua said with a smile while handing over his business card.

"May I ask your surname, sir? Are you planning to buy a house?" Wu Xinhua continued.

As for what the sales lady Xi Weixing said, Wu Xinhua had already ignored the fact that the other party wanted to buy ten houses.

"My surname is Ouyang, but I don't have my own business card yet, so I'm very embarrassed."

Ouyang Dehe took the other party's business card with both hands, and after reading it, he held it in his hand and continued: "If you just want to buy a house, you don't have to bother Manager Wu so much."

"Then how many houses do you plan to buy?" Wu Xinhua asked slightly surprised.

"I want to know what kind of prices are generally available for renting out real estate in your community." Ouyang Dehe asked.

"For lease, our real estate is a high-end residential real estate, and the price will be higher than other real estate. After all, the environment is good and the hardware facilities are good.

At present, there are also some owners who are listing their listings for rent. In terms of prices, the price of a three-bedroom and two living room is generally around 5000 yuan, a two-bedroom and one living room is about [-] yuan, and a single room is between [-] and [-] yuan.

If it is used for investment, there is basically no problem with the rent offsetting the monthly payment. "

Wu Xinhua, the sales manager, is obviously very familiar with real estate rental and sales information.

"In terms of loans, will there be any problems if I buy multiple houses at the same time?" This is the question that Ouyang Dehe is most concerned about.

"We will handle the mortgage for you by ourselves, and buy multiple houses at the same time. If you have no mortgage record of buying a house before, we can submit applications to different banks separately. If you have a mortgage record of buying a house before, it may not be so good. It will be more troublesome to operate."

"I have a friend who bought a house outside the customs. He only paid a deposit of 5000 yuan. The subsequent expenses were all borrowed from bank loans. After completing all the procedures, he got more than 2 yuan in cash. You can do it here. Are you there?" Ouyang Dehe said again.

"Is that a false report on the real estate price?" Wu Xinhua reacted quickly and immediately understood what was going on.

"Actually, we have settled down the housing loan here, which means we don't need to pay any cash from the owner."

"For example, for a house with a total price of 100 million, our developer will give you a 90% down payment, leaving [-]."

"An extra ten square meters will be given to you for free, which is equivalent to giving the owner more than 8 yuan. In addition, the occupancy gift money will add up to about 10 yuan, not to mention other decorations, furniture and electrical appliances. .”

"Taking a 110-square-meter house as an example, our actual selling price is only 82 yuan, minus the 2000% down payment of 73 yuan we donated as a gift, leaving 8000 yuan."

"The bank evaluates it on the basis of 110 square meters, and the evaluation price is 90 plus."

"The bank lends 72% of the loan, which is 8000 yuan. In this way, you can buy a house with a down payment of 3 yuan, plus some public collection fees, handling fees for real estate certificates, and taxes. Wait, about [-] yuan is enough."

"If you include decoration costs, furniture and electrical costs, it means that you don't spend a penny, and you still earn money."

"If the owner is under financial pressure, we can also increase the appraised price appropriately, and it is possible to lend an extra one hundred and eighty thousand. In this way, as you said, your friend Similarly, you don’t need to spend a penny, and you can still get tens of thousands of dollars.”

"In this way, I have three 10,000+ cash in hand. How many houses do you think I can buy? Can I buy ten houses?" Ouyang Dehe said.

"If you do this, it is not impossible to buy ten houses, but you will have to pay back to the bank on a monthly basis. If you count the ten houses in one month, you will have to pay the bank 30 to 5 yuan based on a mortgage of up to [-] years. , are you sure there is no problem?" Wu Xinhua asked hesitantly.

"That's my business. Naturally, I have a way to solve the housing problem." Ouyang Dehe said confidently.

"If you really decide to buy ten houses, then I will ask our boss for instructions first, and then I will reply to you. I am very sorry, I can't be the master." Wu Xinhua said after thinking about it for a while.

Ouyang Dehe nodded, indicating that he understood the other party and let the other party do whatever he wanted.

After Wu Xinhua left in a hurry, Xi Weixing poured a glass of warm water for him.

The more Ouyang Dehe looked at Xi Weixing's appearance, the more he felt a sense of déjà vu, so he couldn't help asking: "Miss, what's your name?"

Only then did Xi Weixing remember that he seemed to have forgotten to give the customer a business card and made a mistake at work. He quickly took out his own business card, offered it with both hands and said, "I'm waiving the seat with your surname ****."

"Xi Weixing, your name is Xi Weixing?" Ouyang Dehe asked in surprise when he saw the name on the business card.

"Yes! Is there any problem?" Xi Weixing looked at Ouyang Dehe's appearance and said a little confused.

"Old classmate, I'm Ouyang Dehe! From elementary school to junior high school, we have been in the same class for eight years. Don't you know me?" Ouyang Dehe laughed in surprise.

"Wow! So you are Ouyang Dehe! I heard that you came to Guangdong, and you have already made a fortune! You also said that they don't know you, and you don't know a beautiful woman standing in front of you, so I have the nerve to say yes." old classmate."

Seeing that he was an old classmate, Xi Weixing couldn't help being happy, but immediately bit back and said.

Thousands of miles away in Shenchuan City, Guangdong, even meeting a fellow countryman is a very happy thing. Seeing a fellow countryman brings tears to my eyes!
What's more, it's even more gratifying to be an old classmate who has been in the same class for eight years.

"Don't you dare not recognize each other? If I met you on the street of my hometown, I would have recognized you a long time ago. I really didn't expect to meet you here." Ouyang Dehe said a little unexpectedly.

"I didn't expect that you, the person who wanted to buy ten houses as soon as you came here, would be my old classmate. You were a very honest person before, and even if you looked at me, this old classmate, you would blushed He looked like he was too shy to meet people." Xi Weixing was much bolder than before and became more eloquent.

At that time, although the two were old classmates, they basically seldom talked.The other male and female students are similar.

Xi Weixing's father is a primary school teacher and their homeroom teacher.

"A few years ago, I remember meeting your father once. He said that you were working as a secretary in a company in Shenzhen. It cost more than 800 yuan a month, but he didn't dare to ask him for your detailed address. I have never met him in so many years. However, I really didn't expect to meet you here."

Hearing what Ouyang Dehe said, Xi Weixing suddenly felt a little embarrassed.

Xi Weixing has been in good shape since she was a child, and she is also beautiful. She is the crush crush of many boys in the class.

Especially after graduating from junior high school, she looks even more beautiful when she is young, but many boys only dare to take a sneak peek, and immediately lower their heads shyly, as if afraid of being discovered by her.

Now that the two met again, their moods were naturally quite different, but they became more calm and generous.

It's just that only they know what they think in their hearts.

The two didn't chat for a few words, and Wu Xinhua, the sales manager, hurried over again with a smile on his face.

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(End of this chapter)