Start with buying a house

Chapter 13 Why Are You Suddenly So Urgent?
Moreover, under the influence of the epidemic, the real estate industry in Shenchuan City is very depressed. The impact on the entire real estate industry is even more severe than the Asian financial turmoil in 1997.

Many economic experts predict that housing prices will be further lowered. It is recommended that those who just need housing needs buy at this time rather than rent, and buy a house cautiously, and then consider buying a house when the impact of the epidemic is least affected.

Under such circumstances, although people looking at houses are still looking at houses, and developers have tried their best to launch many preferential and promotional activities, the transaction volume is still appalling, with only a few transactions.

Although the preferential activities sponsored by the developers are very attractive, you can buy a house with zero down payment, or even a negative down payment.

But if house prices continue to fall, the assets mortgaged to the bank will shrink and depreciate, eventually becoming insolvent.

At this time, in order to prevent risks, the bank will require the buyer to make up the house payment that is not enough for the mortgage.

If you don't have much money and you buy a house, and you can't afford the money to make up the loan owed to the bank, the bank will forcibly take over the building, and you may even face jail time.

This kind of thing happened many times among the real estate speculators in Shenchuan and Hailan when the real estate economic bubble burst in 1993.

In 1992, the housing prices in Shenchuan and Hailan were as high as tens of thousands of yuan, but in 1993, the housing prices were directly cut in half. Houses originally worth 100 million yuan were not even worth 93 yuan in 60, and some even fell to 40. Ten thousand, no one cares about it, and there are a lot of bad and bad debts in the bank.

At that time, many people lost their fortunes and families due to real estate speculation. Many people with no way out chose to commit suicide by jumping off buildings to escape the debts they owed.

In order to speculate in real estate, many people not only borrowed money from banks, but also borrowed money from many relatives and friends.

At that time in the Mainland, the income of ordinary people working for a month was only about 100 yuan. If there were hundreds of thousands left, it would be a huge sum of money. With the income level at that time, ordinary people would not know it for a lifetime.

At this time, apart from Ouyang De and this rebirth, the only person who dared to take a huge risk and buy ten houses at once, was Xi Weixing.

What's more, he bought fifty houses at a time. When Ouyang Dehe heard the news, he couldn't believe it. He really didn't know where Xi Weixing came from. Such courage, compared with him, a reborn person, made a move. Even more fierce.

Fortunately, he knows that housing prices will continue to rise in the next few years, and the global financial crisis will not erupt again until 2008, pouring cold water on the fiery real estate market in Shenchuan City, causing housing prices to experience another roller coaster.Almost another cut in price.

Otherwise, Ouyang Dehe didn't know if his heart couldn't bear it and he died.

I don't even know if I still have the courage to fall in love with Xi Weixing and get married.

In order to rent out the 880 houses as soon as possible and at an ideal price, Xi Weixing came up with a way to pay half a year's rent at one time, send a big red envelope of 880 yuan, and pay one year's rent at one time. Send a big red envelope of [-] yuan.

It was originally required to sign a rental contract for at least one year, which means that the rent for this year will be paid sooner or later. Now that you pay it all at once, you can get a big red envelope of 880 yuan, which is equivalent to living in a house for nothing. People who have a house for more than a month and don't need money are of course very happy.

The annual rent is 6 to 880 yuan, and there is not much interest in the bank. It must be more cost-effective than taking the [-] yuan in red envelopes!

But they didn't know that Xi Weixing was farther than they thought.

First of all, Xi Weixing is familiar with the history of the development of the real estate industry. For example, in 1993, when housing prices halved, the real estate bubble burst, and many real estate speculators were forced to jump off buildings, Xi Weixing also knew the tragic consequences.

However, 2003 is obviously different from 1992, because the housing prices at this time are still at a relatively low stage compared to 1992. It is almost impossible for such housing prices to be cut in half.

The epidemic has basically ended, and housing prices can be said to have stabilized. Even if there are fluctuations in the future, the price range of fluctuations will not be too large. This is Xi Weixing's confidence to make a move, not blindly following the trend of Ouyang Dehe.

Now she has more than 500 million cash in her hands. After renting out the house at this time, she can still recover the monthly supply to the bank, which is basically stable.

But don’t be afraid of [-] yuan, just in case, the housing price has fallen, and there will be a situation where you need to make up another sum of money from the bank.

At this time, more than 500 million is the final guarantee.

But Xi Weixing is worried that it will still not be enough to pay the difference to the bank.

So she came up with such a way to pay the annual rent in one go and give out a big red envelope of 880 yuan.

One year's rent plus deposit is 400 to 500 yuan. Calculating fifty houses, it is 800 to [-] million yuan. Adding more than [-] million of your own, you have [-] million yuan. When it comes time to make up for the difference, you can I don't feel panic anymore.

A house costs more than 65 yuan. No matter how much it falls, it won't fall below 20 yuan. That's more than [-]%.

Although it cannot be said that this situation does not exist, the probability of such a situation happening at this time is still very low.

These are Xi Weixing's explanations to Ouyang Dewen afterwards. After all, the two are dating and will rush to get married in the future.

And she is able to hold more than 800 million cash in her hand now because of the bank card that Ouyang Dehe gave her.

Xi Weixing didn't say anything, and wanted to give half of the money to Ouyang Dehe, because that would seem very alienated and would alienate the relationship between the two.

Since Ouyang Dehe can hand over almost all of his savings to her without hesitation, she can use it as she pleases.

So what can't she do?After the two get married in the future, won't the money belong to both of them?Why bother with each other?

"Xingzi! Do you think we will go back immediately and get the certificate?"

Although Ouyang Dehe was shocked, he didn't blame or complain about Xi Weixing. After all, the incident had already happened, and in Ouyang Dehe's opinion, it was not a bad thing.

From the perspective of others, this is a very huge risk, but from Ouyang Dehe's perspective, where is the risk?

He only hated himself for being too timid, not as courageous as a girl like Xi Weixing.

If he had known that the developer of Golden Age was so powerful and powerful, he could even buy 50 houses by himself, and he would not be so stingy when he approved the payment from the bank. He would do it directly. He has 50 sets.

However, Ouyang Dehe couldn't afford a deposit of 50 at that time. It was still unrealistic to buy 50 sets, but it would be good to buy [-] or [-] sets!

"Why are you in such a hurry all of a sudden?" Xi Weixing was obviously not mentally prepared. He didn't expect that Ouyang Dehe would suddenly propose to go back to collect the certificate.

"You will soon become a multi-millionaire woman. I won't marry you right away. If you don't want me in the future, I'm not at a big loss." Ouyang Dehe teased.

　Ask for a recommendation ticket!Ask for collection!In addition, the signed contract has been sent out, everyone can safely collect and invest, if you don’t invest at this time, what are you waiting for?

　　


(End of this chapter)