1983 Small Island, Starting From a Large Farmer

Chapter 41 Getting ready for a loan

 Fortunately, the kelp raft is far away.

 Lao Li couldn't hear it.

Otherwise, if he knew that his good son just wanted to send him to the police station, he would not be beaten.

Chen Huiying looked up and down at Li Duoyu after returning from the sea, and found that he had darkened several degrees and lost a lot of weight.

“You have never been on a boat before. Now you know how hard it is to go fishing at sea.”

 Li Duoyu nodded.

“It’s indeed not easy. From now on, I’d better raise kelp well. By the way, mother, who did my father borrow this small sampan from?”

“This sampan belongs to no one else. Your father bought it from someone in the village.”

 “Daddy doesn’t grow oysters, why do you buy a sampan?”

Chen Huiying rolled her eyes at him: "What else do you think you can do?"

Li Duoyu pointed at himself.

Chen Huiying sighed: "You are doing things by yourself without beginning or end. Once the kelp culture raft is completed, it will be thrown over there. If you don't take care of it, it will be covered with barnacles and sea melon seeds in a few days. Your father is so human. "I'm so anxious. Where can I look? Someone was selling a small sampan two days ago, so your father bought it."

 “How much did you buy?”

"Your father told me not to let me tell you."

Li Duoyu grinned and said:

"If my father is so partial, let my second sister-in-law know about it and I won't rush you."

　　"I will love whoever is good, what's the use of her being anxious."

 Chen Huiying looked disgusted when she mentioned her second sister-in-law. His son finally took a photo with the leader for a newspaper, but the daughter-in-law was causing trouble all day long.

“The person your father is most worried about now is you. After investing so much money, if these kelps don’t take off, what will you do?”

 “Then let’s grow oysters with you.”

“What’s the use of us? You can’t make any money by growing oysters. By the way, when you have free time, come with me and go to the temple to pray a few more times and let Mazu bless you with a bumper harvest of kelp.”

 “Okay, I also want to go and pay my respects.”

While they were chatting, Lao Li came back on the sampan. When he saw Li Duoyu, he asked, "When did you come back?"

 “Just arrived a while ago.”

"You went to sea this time, so you didn't cause any trouble to your third uncle, uncle, and the others."

"How is it possible? Your son is such a powerful person, but the third uncle was lowered by the fishmonger. I helped him get it, otherwise he might have to lose money on this trip."

“I don’t know what your information is.”

“If you don’t believe me, look back and ask my third uncle if I helped him do it.”

 …

 After the three of them returned home.

Li Duoyu found that Zhou Xiaoying had finished class and was cooking in the kitchen. However, when she saw Li Duoyu coming back, she did not show surprise, but was calm.

This is a bit beyond Li Duoyu's expectation. Not only is a breakup better than a new marriage, some of the young people he knew in his previous life who ran offshore fishing boats didn't go out with their wives for two days after returning home.

“You haven’t seen me for so long, why don’t you act surprised.”

Zhou Xiaoying looked at him with a fake smile:

“Last month, when you were selling goods, you went to town for more than half a month. It’s only been six days. Why should I be surprised?”

 Li Duoyu was so embarrassed that he almost forgot that he had just become a good man. Last month, after "he" made money by selling goods with Agui, he was still eating and drinking in the town for a while before returning to the island.

 It seems that it will take some time to completely change other people’s impressions of me.

Seeing that Xiaoying and A Niang were cooking at the same time, Li Duoyu felt that using two large iron pots for four people was troublesome and a bit wasteful.

It's better for four people to eat together and make three dishes and one soup. At least everyone will be comfortable.

 “Aniang, let’s cook together from now on, so that we can save some oil when cooking.”

"How is that possible? The family is divided. How can we still eat together? Others will gossip about us."

“Just think of it as taking care of Xiaoying. She is pregnant and I have to teach, so you can help her cook some food.”

 Chen Huiying thought about it for a while and felt that what he said made sense. When the second wife was pregnant, even though the family had not yet separated, she was indeed the one who helped take care of her.

“Then it’s the period of Xiaoying’s pregnancy.”

 After saying that, Chen Huiying moved the dishes she had prepared to Li Duoyu's kitchen, and said to Zhou Xiaoying: "I'll come, you can rest while you're clumsy."

“Mom, how stupid am I?” Li Duoyu smiled and said, “I’m stupid.”

Zhou Xiaoying glared at him.

Li Duoyu shouted: "Mom, when frying the Balang fish, remember to add more oil."

 “Oil is so expensive, now is the time for you to spend a lot of money, so save it.”

 “Xiaoying likes to eat oilier food.”

Zhou Xiaoying frowned and sighed, not bothering to argue with him.

 After Lao Li returned home after working all day, he opened a bottle of Rongcheng beer and sat in the courtyard eating sun-dried peanuts given to him by others.

Li Duoyu also came over and grabbed a handful of peanuts: "By the way, Dad, if you are free tomorrow and the day after, come with me to the credit union."

 “Okay, why are you going to the credit union?”

 “Take out some money and buy a diesel boat.”

 After hearing this, Lao Li instantly became serious. He felt that after Lao Si changed his gender, he became more obedient, but he seemed to be even more tormented and specialized in doing things that others did not dare to do.

“Isn’t that loan a bad idea? There are other debts that the father must repay. Your child has not been born yet, so why are you thinking of shouldering the debt for him?”

Li Duoyu didn’t plan to explain too much to Lao Li, because even if he explained, he might not be able to understand.

This kind of debt repayment from the father to the son sounds terrible, but in fact, this money is a real national welfare, and it is the first time that the country has been given out for free in a real sense for so long.

Not only does it have no time limit, but there is no interest, and even in the end, if you cannot afford to pay it back, the country will not cause you any trouble.

  83-year interest-free loan.

 90-year Treasury bills.

  92 years of original shares.

These are the countries spreading money to create wealth. As long as you can catch one of them, you won’t be rich or famous, but you will be worry-free for at least half your life.

However, these days, when people encounter difficulties, they are still used to borrowing money from relatives. Loans for business are still too advanced for ordinary people.

 They are not reborn people like Li Duoyu, and no one is sure what the loan is about. If the loan comes out and the business fails, it will really harm the children.

 Lao Li frowned: "If you don't have enough real money, I can go to your third uncle to borrow some for you."

 Li Duoyu also knew that it would be difficult for him to convince his father, so he had to move his uncle, a top student, out again, and also took out the cooperation agreement from the research institute.

“Dongqing told me that the country was afraid that you would all take out loans, so that’s why it said this on purpose. Not everyone can take out loans. Without the agreement of these units, other credit unions would not even bother with you.”

After Lao Li took the agreement, he realized that he couldn't read the words and couldn't understand it at all, so he had to put the agreement down.

"Well, your second brother is an accountant. In the past, your brother took care of the loan from the commune to buy boats. If you really want to get a loan, discuss it with him and let him check it for you."

 “I think it’s okay.”

As soon as the two of them talked about him, Li Yaoguo came back carrying Little Fatty on his back.

 After seeing Li Duoyu, Xiao Pangdun immediately slid off his back, sat next to him, and grabbed a handful of peanuts:

“Uncle, didn’t you go out to sea to fish? Why did you come back so soon?”

“Why, you still don’t want me to come back.”

"No, no, I miss you all the time. I dream about you all the time."

Li Duoyu touched his head, and then said to his second brother Li Yaoguo: "Second brother, are you free tomorrow?"

 “I’m free.” Li Yaoguo answered simply, because he knew very well that once Li Duoyu called him brother, he would definitely have something to talk to him about.

“Then come with me to the credit union in town. I plan to get a loan and I need your help then.”

Li Yaoguo was a little surprised when he heard about the loan. He found that the fourth child was getting better and better informed.

Everyone in the village is afraid of loans, but as an accountant, he is one of the few people on the island who knows the benefits of this loan. Unfortunately, he is not qualified for the loan.

I tried, but was rejected.

 People in credit unions will not lend money to people who cannot contribute to economic development.

However, if it is the fourth child.

 He has thirty acres of kelp farming rafts in his hand, and together with the newspaper, he should be able to borrow it.

“Okay, I happen to have a classmate who works at a credit union.”

 (End of this chapter)